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- Event / Finance / Insurance
- 2026/02/04 (Wed)
Feb 21 （ Sat ） DFA Application Preparation Seminar ＆ （ Japanese ） Home Buying Guide Free ｜ Refreshments includedThis text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Real Estate and Loans Seminar
Up to 20% Down Payment Assistance Loan Program Explained
Date ： February 21, 2026 （ Sat ） 1pm ～
Location ： Irvine （ Online Concurrent ）
Seminar Overview
CALHFA Offers FY 2026 Dream For All （ DFA ） Evaluation Benefit Sharing Program Application Period
（ February 24, 2026 ～ March 16th acceptance ） is just around the corner.
This program is very popular with first-time homebuyers who have difficulty making a down payment, as the state pays
・ up to 20% of the purchase price （ up to $150,000 ）
・ no repayment until the sale
. This is a very popular program for first-time homebuyers who have difficulty making a down payment, and is based on a lottery system.
In addition to the details of the DFA program,
this seminar will explain the various down payment assistance programs available to those who do not qualify for the lottery, and
the steps ・ to take when purchasing a home using these programs.
Instructor
Kana Makino （ Kana Makino ）
Loan Officer
WEST CAPITAL LENDING, INC
NMLS#2504398 ｜ DRE# 02053858
loan broker with over 140 partner financial institutions.
We offer a wide variety of mortgage programs that banks do not offer
・ for investors
・ for the self-employed
・ for retirees with limited income and more.
Guest
Yuka Kato （ Yuka Katou ）
California Certified Real Estate Agent
TOGETHER REALTY
DRE#02032261
・Properties available on a budget
・ Features by area
・ Properties to look for ・ Regions and other useful advice for your actual property search. and other useful advice to help you find the right property.
Seminar Content
■ DFA Down Payment Assistance Program
・ Program Details
・ Eligibility （ First Time Homebuyer definition, immigration status, household income limits by county, and more ）
・ Application Period ・ Application Process
・ Required Documents ・ Notes
■ Other Down Payment Assistance Programs
・ Assistance Programs Available without a Lottery System
・ Programs Available to Those Not Eligible for DFA
・ Requirements for Each Program ・ Required Documents ・ Procedures
Home Buying Basics
・ Pre-Approval （ Pre-Approval ） Information Required ・ Documents
・ Home Search Tips, Target Properties
Latest Real Estate Market Trends
・ Buying Process and Points to Note
How to Apply
Web Form （ QR Code on the right ）
or CallPlease apply by text.
📞 949-266-7761
📞 949-246-1862
*Please register in advance due to the light meal to be served. -
- Useful info / Finance / Insurance
- 2026/02/02 (Mon)
Seminar on California's DFA Down Payment Assistance Program 2026This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
California Dream For All Shared Appreciation Loan is a down payment assistance program for first-time homebuyers.
・ You don't have enough saved up for a down payment or closing costs
・ You were told the house you want is too expensive for your current income
・ You are worried about your monthly payments
Good news if you have given up on buying a home because of these reasons ！
CalHFA has announced the application requirements for its 2026 Drea For All (DFA ) Appraisal Gain Sharing Loan Program. Up to 20% of the purchase price （ up to $150,000 ） of which is paid by the state and not repaid until the time of sale, this program is very popular with first-time homebuyers who struggle to make a down payment contribution. Applicants must submit an application, including a pre-approval letter from an approved lender, by the end of the application period, and winners will be selected by random drawing to receive a voucher. Eligibility includes first-time homebuyers and applicants must be under the maximum household income limit. This seminar will provide detailed eligibility and application requirements, as well as a detailed explanation of this and other down payment assistance programs in Japanese.
Date and Time ： February 3 （ Tuesday ） 5:30 - 7:00 PM
Location ： Orange Island ・ Culture Salon
17811 Sky Park Cir. # J, Irvine CA 92614
*Simultaneous online sessions will be held on short notice ！
[[Drea for All Registration Period]]
2/24/2026 - 3/16/2026
*This program is always very popular. Prepare well and apply so as not to be disqualified ！
⭐︎⭐︎ Participation is free, but seats are limited, so please register in advance ！ ⭐︎⭐︎
[[Advance Registration Method]]
*From the web form https://bit.ly/4qCxUuU
*Email: kmakino@westcapitallending.com
*Tel&Text: 949-266-7761
Kana Makino （ Kana Makino ）
Mortgage Loan Officer / Realtor ®
West Capital Lending | NMLS# 2504398 | DRE# 02053858Light meal included ！.
-
- Useful info / Finance / Insurance
- 2026/02/02 (Mon)
Seminar on California's DFA Down Payment Assistance Program 2026This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
California Dream For All Shared Appreciation Loan is a down payment assistance program for first-time homebuyers.
・ You don't have enough saved up for a down payment or closing costs
・ You were told the house you want is too expensive for your current income
・ You are worried about your monthly payments
Good news if you have given up on buying a home because of these reasons ！
CalHFA has announced the application requirements for its 2026 Drea For All (DFA ) Appraisal Gain Sharing Loan Program. Up to 20% of the purchase price （ up to $150,000 ） of which is paid by the state and not repaid until the time of sale, this program is very popular with first-time homebuyers who struggle to make a down payment contribution. Applicants must submit an application, including a pre-approval letter from an approved lender, by the end of the application period, and winners will be selected by random drawing to receive a voucher. Eligibility includes first-time homebuyers and applicants must be under the maximum household income limit. This seminar will provide detailed eligibility and application requirements, as well as a detailed explanation of this and other down payment assistance programs in Japanese.
Date and Time ： February 3 （ Tuesday ） 5:30 - 7:00 PM
Location ： Orange Island ・ Culture Salon
17811 Sky Park Cir. # J, Irvine CA 92614
*Simultaneous online sessions will be held on short notice ！
[[Drea for All Registration Period]]
2/24/2026 - 3/16/2026
*This program is always very popular. Prepare well and apply so as not to be disqualified ！
⭐︎⭐︎ Participation is free, but seats are limited, so please register in advance ！ ⭐︎⭐︎
[[Advance Registration Method]]
*From the web form https://bit.ly/4qCxUuU
*Email: kmakino@westcapitallending.com
*Tel&Text: 949-266-7761
Kana Makino （ Kana Makino ）
Mortgage Loan Officer / Realtor ®
West Capital Lending | NMLS# 2504398 | DRE# 02053858Light meal included ！.
-
- Event / Finance / Insurance
- 2026/01/30 (Fri)
Social Security, Understanding it Right and Receiving it Wisely ！ ] 2/15 （ Sun ） Free Retirement Seminar in Culver City ！This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Hello everyone ！
I am Satoko Tsutsumi, a Certified Social Security ・ Analyst&Retirement Planner.
How much do you know about Social Security ？
"I didn't know" is a waste ！ ！
I know you are busy, but don't put it off. ！
Free Retirement Seminar at Culver City.
◉ Topic 1 : Understanding the Social Security System and Getting Smart!
I don't know how the Social Security system works. What you need to know to avoid losing money ？
◉ Topic 2 ： Will you retire in the US or Japan? Do you need long-term care insurance?
Long-term care insurance purchased in the U.S., can be used in Japan. ？ A case study on retirement in the U.S. or Japan, if you have not decided.
◉ Topic 3 : Smart asset planning with US dollars for both expatriates and permanent residents !
Why don't you increase your assets with guaranteed principal without worries ？
Culver City
Date ： 2/15 Feb (Sunday) {Topic 1} 9:30 ~ {Topic 2} 10:45 ~ {Topic 3} 12:00 ~
LocationCourtyard by Marriott Culver City Los Angeles
6333 Bristol Pkwy, Culver City, CA 90230
[Note] Please continue listening from Topic 1, best for clarity! It is the best and easy to understand!
Please feel free to join us.
To register, ↓ send us a message or call 714-269-8892 （ Satoko ）
www.fpesusa.comPlease feel free to join us ！.
-
- Event / Finance / Insurance
- 2026/01/28 (Wed)
Seminar on California's DFA Down Payment Assistance Program 2026This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
California Dream For All Shared Appreciation Loan is a down payment assistance program for first-time homebuyers.
・ You don't have enough saved up for a down payment or closing costs
・ You were told the house you want is too expensive for your current income
・ You are worried about your monthly payments
Good news if you have given up on buying a home because of these reasons ！
CalHFA has announced the application requirements for its 2026 Drea For All (DFA ) Appraisal Gain Sharing Loan Program. Up to 20% of the purchase price （ up to $150,000 ） of which is paid by the state and not repaid until the time of sale, this program is very popular with first-time homebuyers who struggle to make a down payment contribution. Applicants must submit an application, including a pre-approval letter from an approved lender, by the end of the application period, and winners will be selected by random drawing to receive a voucher. Eligibility includes first-time homebuyers and applicants must be under the maximum household income limit. This seminar will provide detailed eligibility and application requirements, as well as a detailed explanation of this and other down payment assistance programs in Japanese.
Date and Time ： February 3 （ Tuesday ） 5:30 - 7:00 PM
Location ： Orange Island ・ Culture Salon
17811 Sky Park Cir. # J, Irvine CA 92614
*Simultaneous online sessions will be held on short notice ！
[[Drea for All Registration Period]]
2/24/2026 - 3/16/2026
*This program is always very popular. Prepare well and apply so as not to be disqualified ！
⭐︎⭐︎ Participation is free, but seats are limited, so please register in advance ！ ⭐︎⭐︎
[[Advance Registration Method]]
*From the web form https://bit.ly/4qCxUuU
*Email: kmakino@westcapitallending.com
*Tel&Text: 949-266-7761
Kana Makino （ Kana Makino ）
Mortgage Loan Officer / Realtor ®
West Capital Lending | NMLS# 2504398 | DRE# 02053858Light meal included ！.
-
- Wanted / Finance / Insurance
- 2026/01/27 (Tue)
For those who are thinking, "Someday a house …"This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
I can't because I don't have enough down payment
I was told I can't buy a house with my current income
I am afraid of paying the loan
Have you given up on "buying a house" for such reasons ？
Actually, now, the state support program for first-time home buyers There is a state support program for first-time homebuyers.
🌈 California Dream For All （ DFA ） and ？
California's down payment support program for first-time homebuyers.
Here's the key ！
🏠 State support up to 20% of the price of the home
（ Up to $150,000 ）
💸 No monthly payments required ！→ You don't have to pay it back until you sell your house
👨👩👧👦 For first-time homebuyers
For "those who couldn't afford it due to lack of down payment" every year very This is a very popular program.
Free seminar （ All explained in Japanese ） ！
"I'm worried about English …"
"I don't understand how home buying works …"
"I'm not sure. But don't worry 👍
We explain the basics in Japanese in an easy-to-understand manner.
＜ Seminar contents ＞
・ DFA is really useful for me ？
・ How much house can I buy ？
・ What should I prepare? What do I need to prepare ？
・ What other assistance programs are available besides DFA ？
＜ Seminar Details ＞
Date 🗓 February 3 （ Tuesday ） ⏰ 5:30 PM ～ 7:00 PM
Location📍 Orange Island ・ Culture Salon
17811 Sky Park Cir. #J Irvine, CA 92614
Free ・ Registration required ⭐
*Seating is limited
＜ Registration ＞
🌐 Web ： https://bit.ly/4qCxUuU
📧 Email ： kmakino@westcapitallending.com
📱 Tel / Text ： 949-266-7761
Kana Makino （ ）
Mortgage Loan Officer / Realtor ®
West Capital Lending
NMLS# 2504398 | DRE# 02053858Free ・ Advance registration required ⭐
*Seats are limited. -
- Useful info / Finance / Insurance
- 2026/01/26 (Mon)
2/3 （ Tue ） Emergency Seminar on California DFA Down Payment Assistance Program ！This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
[Irvine Venue ＆ Online Concurrently]
Up to 20% of the purchase price （ Up to $150,000 ） paid by the state and not repaid until the time of sale, this is literally a dream come true program. The application period is from 2/24 to 3/16; here are the eligibility requirements and how to apply.
I can't because I don't have enough down payment
I was told I can't buy a house with my current income
I'm afraid of paying the loan
Have you given up on "buying a house" for that reason ？
Actually, I'm in the process of buying my first house. There is a state support program for first time home buyers.
🌈 California Dream For All （ DFA ） and ？
California's down payment support program for first time home buyers.
Here's the key ！
🏠 State support up to 20% of the price of the home
（ Up to $150,000 ）
💸 No monthly payments required ！→ You don't have to pay it back until you sell your home
👨👩👧👦 For first-time home buyers
"Those who couldn't afford to buy because they didn't have a down payment" every year in a very This is a very popular program.
Free seminar （ All explained in Japanese ） ！
"I'm worried about English …"
"I don't understand how home buying works …"
"I'm not sure about that. But don't worry 👍
We explain the basics in Japanese in an easy-to-understand manner.
＜ Seminar contents ＞
・ DFA is really useful for me ？
・ How much house can I buy ？
・ What should I prepare? What do I need to prepare ？
・ What other assistance programs are available besides DFA ？
＜ Seminar Details ＞
Date 🗓 February 3 （ Tuesday ） ⏰ 5:30 PM ～ 7:00
Location📍 Orange Island ・ Culture Salon
17811 Sky Park Cir. #J Irvine, CA 92614
Simultaneously online on short noticeOnline participation is now available.
If you wish to join online, please register from the same link. We will send you the Zoom link after registration.
Free of charge ・ Advance registration required ⭐
*Seats are limited
＜ Registration ＞
🌐 Web ： https://bit.ly /4qCxUuU
📧 Email ： kmakino@westcapitallending.com
📱 Tel / Text ： 949-266-7761
Kana Makino （ Kana Makino ）
Mortgage Loan Officer / Realtor ®
West Capital Lending
NMLS# 2504398 | DRE# 02053858Free ・ Advance registration required ⭐
*Seats are limited. -
- Event / Finance / Insurance
- 2026/01/22 (Thu)
Social Security, Understanding it Right and Receiving it Wisely ！ ] 2/15 （ Sun ） Free Retirement Seminar in Culver City ！This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Hello everyone ！
I am Satoko Tsutsumi, a Certified Social Security ・ Analyst&Retirement Planner.
How much do you know about Social Security ？
"I didn't know" is a waste ！ ！
I know you are busy, but don't put it off. ！
Free Retirement Seminar at Culver City.
◉ Topic 1 : Understanding the Social Security System and Getting Smart!
I don't know how the Social Security system works. What you need to know to avoid losing money ？
◉ Topic 2 ： Will you retire in the US or Japan? Do you need long-term care insurance?
Long-term care insurance purchased in the U.S., can be used in Japan. ？ A case study on retirement in the U.S. or Japan, if you have not decided.
◉ Topic 3 : Smart asset planning with US dollars for both expatriates and permanent residents !
Why don't you increase your assets with guaranteed principal without worries ？
Culver City
Date ： 2/15 Feb (Sunday) {Topic 1} 9:30 ~ {Topic 2} 10:45 ~ {Topic 3} 12:00 ~
LocationCourtyard by Marriott Culver City Los Angeles
6333 Bristol Pkwy, Culver City, CA 90230
[Note] Please continue listening from Topic 1, best for clarity! It is the best and easy to understand!
Please feel free to join us.
To register, ↓ send us a message or call 714-269-8892 （ Satoko ）
www.fpesusa.comPlease feel free to join us ！.
-
- Event / Finance / Insurance
- 2026/01/07 (Wed)
Social Security, Understanding it Right and Receiving it Wisely ！ ] 2/15 （ Sun ） Free Retirement Seminar in Culver City ！This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Hello everyone ！
I am Satoko Tsutsumi, a Certified Social Security ・ Analyst&Retirement Planner.
How much do you know about Social Security ？
"I didn't know" is a waste ！ ！
I know you are busy, but don't put it off. ！
Free Retirement Seminar at Culver City.
◉ Topic 1 : Understanding the Social Security System and Getting Smart!
I don't know how the Social Security system works. What you need to know to avoid losing money ？
◉ Topic 2 ： Will you retire in the US or Japan? Do you need long-term care insurance?
Long-term care insurance purchased in the U.S., can be used in Japan. ？ A case study on retirement in the U.S. or Japan, if you have not decided.
◉ Topic 3 : Smart asset planning with US dollars for both expatriates and permanent residents !
Why don't you increase your assets with guaranteed principal without worries ？
Culver City
Date ： 2/15 Feb (Sunday) {Topic 1} 9:30 ~ {Topic 2} 10:45 ~ {Topic 3} 12:00 ~
LocationCourtyard by Marriott Culver City Los Angeles
6333 Bristol Pkwy, Culver City, CA 90230
[Note] Please continue listening from Topic 1, best for clarity! It is the best and easy to understand!
Please feel free to join us.
To register, ↓ send us a message or call 714-269-8892 （ Satoko ）
www.fpesusa.comPlease feel free to join us ！.
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