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    • Useful info / Finance / Insurance
    • 2024/05/25 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    How to take advantage of the Reverse Mortgage, a loan program for seniors age 62 and older ？.

    Reverse mortgages are designed specifically for seniors age 62 and older. It lends against the difference ） between the Equity （ of your home （ minus your current mortgage ） if you have one , but unlike a regular loan, you do not have to make monthly payments. The only thing you have to pay is property tax and fire insurance. Even if you are paying off your mortgage, you are still paying these taxes and fire insurance, just like someone without a loan. The loan can be paid off when the house is sold. Until you sell it, you have 100% ownership of the property and it is treated the same as a regular loan. The loan can be modified as many times as you want, just like a regular loan.

    Below are some highlights of how you can take advantage of this.

    #1 You can use it to buy a house. As you get older, it can be intimidating to take on debt, but with a reverse mortgage you only need about half the down payment, depending on your age, and you don't have to use 100% cash. If you sell your current home and downsize, you can still keep half of the Cash on hand.

    #2 When you suddenly need cash, for example, a large sum of money for roof repairs, medical bills, or car repairs, problems happen when you least expect it. With a regular loan, monthly payments begin, but with a reverse mortgage, no payments occur. This program was created so that seniors can use their homeownership and not have to worry about money problems.

    #3 Increase your retirement income. We live in a world of fast-paced political and economic change. Even if you think you have a retirement plan in place, you can't help but feel anxious about the future. Recently, financial planners have begun to focus on this reverse mortgage. In addition to Social Security, you can also use a reverse mortgage to generate, for example, ＄ 1000 extra income each month. （ Unlike in the past, the FHA rules have improved and financial planners are now comfortable recommending this mortgage. The cost of the loan is now the same as a regular loan. ）

    Even if you have a loan on your home now, you can convert it to a reverse mortgage. Also, since the income is not paying off the loan, you will only be considered to be able to pay property taxes, fire insurance, and Home Owners Due （ ） if any. We would be happy to help you live a long and meaningful life. Please do not hesitate to contact us （ free of charge ） to discuss any concerns you may have about your own or your parents' retirement.



    There are many questions about loans.
    If you are in such a case, please leave it to Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mogege ≪ Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below. If you are unable to answer the phone, please contact us by clicking on the "Send message" link below.

    • Satisfaction guaranteed / Beauty / Health
    • 2024/05/25 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💥Slack buttocks and leg problems all solved💥.

    To create a beautiful leg line👙, correct the position of the pelvis with exercises suited to each individual's physique, raise the angle of the glutes （ and hips ）, and effectively strengthen the biceps femoris （ and the back of the thighs ） to achieve beautiful legs and a beautiful butt.

    Legs are the largest part of the body, so if you train effectively, your basal metabolism will increase, fat burning will accelerate, you will lose weight easily, and the secretion of growth hormones will be promoted, so you can expect a beauty effect by making your skin firm and toned.
    At FIT BODY, the No.1 personal training company in Los Angeles, our professional trainers with rich experience in Japan and the U.S. will lead you to your ideal body in the shortest possible time by providing fun and easy exercise for those who dislike exercise or are not confident in their physical strength, and diet meals that suit each individual's preferences 🤗.

    Trial Personal Training （ ＄ 80 ） Now accepting applications!

    パーソナルトレーニングダイエットジムパーソナルトレーナーマイク宮本
    • Wanted / Education / Lesson
    • 2024/05/25 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    <<格安でアメリカの大学卒業できます> > Enrollment at any time: !!!!

    ＜ ＜ Student Referral Benefits ＞ ＞
    If you refer a new student, you will receive 3 months (1 quarter ） free tuition! （ Excluding Registration Fee ）

    ＞ ＞ Earn a 4-year college degree or 2-year graduate degree! ＜ ＜
    ＞ ＞ After completing the program, you can apply for OPT （ Work Visa ） ＜ ＜
    ＞ ＞ After 3 quarters (9 months), 1 quarter \You can take a break after 3 quarters (3 months)! ＜ ＜

    *1Quarter Tuition ： $ 1,200


    "I want to graduate from university ・ graduate school in the US"
    "I want to maintain my student visa"
    "I want to
    "I want to work in the U.S. in the future" ！
    "I want to save money on tuition" ！

    The University of Rochester is for those who want to make their dreams come true in America. <4365>
    We are always accepting enrollments ◎ Even if you are not confident in your English, you can also enroll.

    ♦ ♦ ♦ University of Rochester opening in Irvine in January 2019 ♦ ♦ ♦

    ・ Bachelor's / Master's Degree Possible

    ・ ESL classes are available for those who are concerned about their English language skills.

    ・ USCIS SEVIS Certification I － 20 issued
    Immediate issuance to all students.

    ・ F1 VISA enrollment support
    We also support F1 VISA enrollment from Japan and COS （ J1, J2, H1B, B1, B2).

    ・ FLEXIBLE curriculum support

    ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝

    ～ Click here for more details ～

    ■ Oral Communication
    Even if you are not confident in English ！ You can take your English skills to the next level by using the English you learned at the language school.
    Teachers will help you with the parts you don't understand.
    If you want to work or communicate using English in the future, this will definitely be a meaningful class for you.

    ■ Bible Study Class
    You can learn about American history ！ Don't worry if you have no knowledge of religion or are not a Christian.
    Many students start with zero knowledge.
    Some may be somewhat uncomfortable when they hear the word "religion," but
    religious studies is essential to learning about the history of the United States and the world.
    Also, we are now offering Bible Study in Japanese ！
    Please take this opportunity to learn ？

    ■ Other examples of elective classes
    ・ Business
    ・ American History
    ・ Leadership
    ・ Web Design


    ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝
    ＜ Student Feedback ＞
    ・ I thought it was impossible for me to attend an American university, but the teachers are very kind and helpful
    I am now looking forward to taking classes （ Mariko ）
    ・ I graduated from a community college a long time ago, but my dream was to graduate from a 4 year university
    I am so happy to graduate for this amount of money ！ （ Hiro)
    ・ I live in Los Angeles and the online classes helped me a lot ！ (Rizu)
    ・ I am not a Christian and I honestly did not want to take bible study, but when I started
    I am really glad that I took this class because I can understand American history and world history better now ！ (Ken)
    ・ I was worried about my English, but I am glad that I can take ESL classes ！ (Syu) (Syu) I am glad that I can take ESL classes too. <23565> (Syuhei)
    ・ After 2 years of ESL, I thought I had to go back to my country, but thanks to this university,
    I can do my best in America for 4 more years ！ (Risa)
    ・ The tuition fee is cheap but the teachers are very dedicated and I learn a lot ！ (Karina)
    ・ I want to become a professional golfer so it really helps me to take the class only once a week ！ (Jun)
    ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝

    ～ For Japan residents ！ ～

    ◆ You can earn an American college or graduate school credentials online while living in Japan.
    ◆If you have attended/are currently attending a junior college or university, some of your credits can be transferred.
    ◆You may also choose to experience American campus life for a few weeks ～ 3 months as a short-term study abroad program.
    ◆Take online classes in Japan for the first 1 or 2 years → You can also commute to the US for the remaining 1 or 2 years.
    ◆If you plan to come to the US and commute, we will support you with OPT afterwards.
    ◆ESL classes are also available for those who are concerned about their English.

    If you are planning to enter an American university, or if you dreamed of graduating from an American university but gave up,
    please feel free to contact us.
    Let's think about the best choice together!

    ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ <34965> ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝

    ＼ You can visit ・ and consult with us anytime ／

    Please contact us from "Send message" below Please contact us from "Send a message" below.

    Also, please mention that you saw "Vivinavi" when you contact us.

    If you have any questions, please do not hesitate to contact us ！

    We look forward to meeting you all.

    Spring Campaign
    🌻 ＄ 150 Credit Coupon 🌻
    New Students （ Can be used for...

    • Discount / Beauty / Health
    • 2024/05/25 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🌹 Over 1000 cases per year💜Trusted and proven painless 3D art makeup💓Latest non-falling eyebrow eyeliner lip💛Brow microblading ・ Nano shading💚Eyeliner as you want from natural to gorgeous💙Latest lip art💗Open also on weekends ！

    💓More than 1000 cases per year. We offer a full course of the latest techniques by popular artists who are well versed in Japanese and Asian eyebrows based on trends.
    💓Brows ・ Eyelines ・ Lips ・ Hair, etc. High quality and attentive service that only a specialized art make-up salon can provide
    💓Micro needling is very popular and we provide personalized cocktail to meet various skin problems.


    ★ In the age of masks, art makeup is convenient ★ Bellete offers all art makeup without paints.

    💛The industry's latest 3D eyebrow art customized for you
    (microblading ＋ Nano shading, powder ombre, nano brow, etc. We will make it custom-made including modification from other stores as well ❑)
    💛You can have a full course of eyeliner of your choice, natural or gorgeous
    💛Latest lip art 💛Scalp art to cover thinning hair 💛Medical art makeup 💛Art makeup removal
    💛Micronidling Botox or Placenta or Retin 💛For spots, wrinkles, elasticity, acne scars

    Furthermore, we deliver peace of mind with our thorough sterilization and hygiene control.
    Our business operations comply with state and county regulations.

    Open 11am － 6pm, closed Tuesdays.




    ★ Easy access and plenty of private parking ★

    Bellute Beauty Studio
    🌸 Special this month ！

    🌸 Industry's Newest 3D Eyebrow Art Full Course of Microblading and Shading $300 ！
    Fully customized for you.

    🌸 Natural ・ Gorgeous eyeliner top only $250 top and bottom $300
    🌸 Latest lip art $350
    🌸 New skin weapon cool jet plasma from $200
    🌸 From the very popular Micro Needling $200
    🌸 Dream Serum Exosome $300
    🌸 Micro Botox for tightening pores and smooth skin $300
    🌸 YUMI Lash $125
    We have a good reputation for our excellent design sense and advanced techniques at the best price anywhere.
    We can custom design to fit each customer's taste, atmosphere, and wishes, not to mention the golden ratio, to make you look great and young.
    Microblading ＋ Shading creates natural eyebrows.


    ☆ We have added many photos of the procedure. Please take a look ☆
    (Some of the pictures show blue dots on the area to be treated, but they are markings with a marking pen and will disappear on the same day. We always offer a full course of the latest techniques in the industry including shading and natural art makeup
    Touch ups $100 for any number of touch ups within 6 months ！
    ($150 for eyeliner up and down) Once you visit us, we promise to keep our special menu for years to come and offer maintenance at a special price just for our customers. We promise you a special menu for years to come and maintenance is available at a special price only for our customers.


    We are a professional salon.
    We use the most advanced anesthetic cream available, so you don't have to worry about pain.
    Custom designs and colors to make you look younger ！
    The latest and highest grade American-made ink that will not discolor over time.
    Made under strict controls to prevent color fading and discoloration, allergies, and MRI concerns.


    Belote ・ Beauty Studio, a salon specializing in the latest 3D art makeup
    We are continuing our popular campaign
    We offer a relaxing treatment in a private room with complete privacy We provide all services in Japanese, from counseling to treatment and aftercare.



    Special price

    The latest in the industry ！ ★ Belleote original hybrid 3D eyebrow full course （ Microblading ＋ Nano shading etc. Customized ） $ 300

    ★ Natural or Gorgeous Eyeliner on （ Art Makeup with Eyelash Growth ） $ 250

    Natural or Gorgeous eyeliner up and down （ Art make up like eyelash growth ） $ 300

    ★ Latest lip art $ 350

    Hairline Art Make $ 350 (Temple small area. Varies slightly depending on the area ≪)

    ★ Scalp Micropigmentation （ Thinning hair coverage other than temples ） 3" square $ 350



    +++++++++++++++++++++++

    ★ Touch up eyebrows ・ On eyeliner ・ Scalp ・ Lip 1 time $ 100 (For those treated in our salon Only for clients who have been treated at our salon) Any number of sessions within 6 months of the first treatment

    ★ Annual Session Maintenance treatment. A special menu for our salon clients only. You can return any number of years after the touch-up period to have it done. <15264>
    Initial treatment time approx. 2 hours / including consultation



    ＋ ＋ ＋ ＋ ＋ ＋ ＋ <16564> ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋


    The overwhelming difference is the design and quality
    We are confident that we are a specialized store ！
    We always provide satisfactory services with the latest techniques and design sense


    Consultation <21464> ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋ ＋

    Belleote is different here ！

    Eyebrow that adds color to eyebrows as if drawing hairs. Microblading ＋ Nano shading, ombré, nanobrows, etc.
    Natural 3D art makeup for your eyebrows.

    Eyelash enhancement instead of traditional eyeliner
    Natural art makeup that looks as if you have more eyelashes

    3D art makeup for thinning hairline and parting to increase volume
    Satisfactory consultation and treatment with the latest technology and sense, including trend and makeup advice.
    Painless cream is used for the treatment.
    You will have perfect eyebrows and eyes while you relax and unwind.
    The duration of the treatment is approximately 1 year ～ 2 years, depending on the skin condition and lifestyle.
    The color is applied to a very shallow area of the skin, so it is possible to change the design when the color fades.

    Get a maintenance-free natural make-up free skin from today.




    Bellute Beauty Studio
    Bellute Beauty Studio
    18051 Crenshaw Blvd. #A
    Torrance, CA 90504
    ＊ Plenty of parking is available behind the building


    Call or Text us at (424)527-7330
    Japanese Here you go






    ★ ★ ★ ★ ★ ★ ★ Permanent make-up learned in Japanese

    The pace of learning varies from person to person.
    Various private lessons available with flexible schedule.

    ⭐️Commercial materials included⭐️
    Lip PMU Course days ： 3 days
    Scalp Art Course days ： 4 days
    3D Breast Regeneration Course days ： 4 days
    Scar Camouflage Course days 3 days
    Stretch Mark Reduction Days ： 2 days
    Fine Line Reduction Days ： 2 days

    Education ・ Experience ・ Skills ・ No Age Requirements
    Contact us for more information
    Call/Text (424) 527-7330
    ★ ★ ★ ★ ★ ★ ★

    Discount

    🌺 Popular 🌺
    ✨ Micro Channeling for Glutinous and Smooth Skin ✨
    Micro C...

    眉アートマイクロブレーディングアートメイク眉毛アイライン
    • Satisfaction guaranteed / Ceremonial Occasion
    • 2024/05/25 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    For those who are considering joining, this and that is of concern in marriage activity.

    Do you have any concerns about international marriage or overseas marriage activity ？

    We will answer your questions ！

    ＜ FAQ ＞

    ① What are the registration qualifications
    → Our FAQs include information that you need to know if you are seriously considering an international marriage, as well as information about visas and your parents' understanding of the future of international marriages, now ・ and in the past ・ and in the future.

    ② How many people can you introduce ？
    → There is no limit to the number of people we can introduce in a year. However, it is difficult to maintain communication with more than one man, so please consult with your matchmaker if you wish to do so.

    ③ Is it OK if I do not speak English ？
    → You can become a member even if you do not speak English, but we recommend that you improve your English skills to facilitate communication.

    This is an important time to find your life partner, so please contact us if you have any questions.

    • Signature service / Professional
    • 2024/05/25 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇯🇵🇺🇸For those who want to bring their overseas family to the US ✈️

    If you are interested in bringing your overseas family members to the U.S., ！ let WITH Legal Solutions help you.

    We are experienced professionals who can assist you in the application and acquisition process ！

    We assist clients in Japan, Asia, Europe, and the United States ！ Please feel free to contact us in Japanese.

    ***Contact Us***
    Email Address: withlegalsolutions@gmail.com

    [Visa and Green Card related services]
    ・ Bringing family members from abroad <2464> ・ Work permit
    ・ Change of status, etc., or application through family or work ）

    Please check our website for other details.
    WEB: withlegalsolutions.com

    ＼ Please contact us either in the US or overseas ！ ／

    … … … … … … … … … … … … … … … … … … … … … … … …
    Please feel free to contact us by clicking on the yellow phone book symbol below
    [Contact Form
    … … … … … … … … … … … … … … … … … … … … … … … …

    ビザグリーンカード離婚弁護士法律
    • Free trial / Education / Lesson
    • 2024/05/25 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    New Member W Half-price Campaign] Japanese Online Piano Lesson ✨ Operated by a company with 6,000 registered Japanese musicians! Free first trial lesson🎶!

    OTOIRO+ ✨ OTOIRO+ （ OTOIRO+ ）'s coaching approach ！

    OTOIRO ＋ does not simply "teach" music skills, but aims to "develop" them according to each student's individuality and ability. We aim to "nurture" each student according to his/her individuality and ability.
    This approach is achieved through OTOIRO's ＋ own training and by our own qualified and licensed professional music teachers.
    We provide a student-centered learning environment and develop lessons that best suit each student's individuality and goals.

    OTOIRO ＋ is an online piano lesson in Japanese that offers a
    new music coaching approach, specializing in "nurturing" your child's personality and ability.

    Flexibility to accommodate time zone differences and internet access🎶
    Lessons can be scheduled at your preferred days and times.
    We also offer a full internet connection check in advance for those who are concerned about their internet connection.

    Half price campaign for new members ！
    Half price for the first month for new members who enroll by June 30 ！ Half price for enrolling a family ！
    https://otoiroplus.music-lpa .com/price/

    Plus, join with a friend and get a free online concert by a professional musician or one additional lesson ！
    https://otoiroplus.music-lpa.com/ campaign/

    Please take this opportunity to try a free trial lesson ！
    ↓ Click here for a free trial lesson ↓
    https://otoiroplus.music-lpa. com/inq/req.php

    Free trial

    Half-price campaign for new members ♪
    Half-price for the first month's mont...

    • Discount / Education / Lesson
    • 2024/05/24 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Refer-a-Friend Campaign now in effect🎶Learn as you play ✨ Japanese Piano Online Lesson! First trial lesson 30 minutes free ♪.

    OTOIRO ＋ （ OTOIRO Plus ） is an online piano lesson in Japanese that specializes in "nurturing" your child's personality and ability and offers
    a new music coaching approach.

    Flexibility to accommodate time zone differences and internet access🎶
    Lessons can be scheduled at any time and day of the week.
    We also offer a full internet connection check in advance for those who are concerned about their internet connection.

    If you join with a friend, you will receive an online concert by a professional musician or an additional lesson ！

    If a friend or acquaintance you introduced joins OTOIRO+,
    you will receive （ a free lesson. OTOIRO+ users ） and the person you referred （ OTOIRO+ members ） will both receive
    a live online performance by a professional musician （ 15 minutes ） or one additional OTOIRO+ lesson （ 40 minutes ） ！
    You can choose your favorite instrument for the live performance. Of course, you can also choose OTOIRO + your instructor's piano performance.
    https://otoiroplus.music-lpa.com/campaign/

    Please take this opportunity to start with a free trial lesson ！
    ! ↓ Click here for a free trial lesson ↓
    https://otoiroplus.music-lpa.com/inq/req.php

    Discount

    Refer-a-Friend Campaign ！ When a friend or acquaintance joins OTOIRO+, both will...

    • Wanted / Education / Lesson
    • 2024/05/24 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    <<格安でアメリカの大学卒業できます> > Enrollment at any time: !!!!

    ＜ ＜ Student Referral Benefits ＞ ＞
    If you refer a new student, you will receive 3 months (1 quarter ） free tuition! （ Excluding Registration Fee ）

    ＞ ＞ Earn a 4-year college degree or 2-year graduate degree! ＜ ＜
    ＞ ＞ After completing the program, you can apply for OPT （ Work Visa ） ＜ ＜
    ＞ ＞ After 3 quarters (9 months), 1 quarter \You can take a break after 3 quarters (3 months)! ＜ ＜

    *1Quarter Tuition ： $ 1,200


    "I want to graduate from university ・ graduate school in the US"
    "I want to maintain my student visa"
    "I want to
    "I want to work in the U.S. in the future" ！
    "I want to save money on tuition" ！

    The University of Rochester is for those who want to make their dreams come true in America. <4365>
    We are always accepting enrollments ◎ Even if you are not confident in your English, you can also enroll.

    ♦ ♦ ♦ University of Rochester opening in Irvine in January 2019 ♦ ♦ ♦

    ・ Bachelor's / Master's Degree Possible

    ・ ESL classes are available for those who are concerned about their English language skills.

    ・ USCIS SEVIS Certification I － 20 issued
    Immediate issuance to all students.

    ・ F1 VISA enrollment support
    We also support F1 VISA enrollment from Japan and COS （ J1, J2, H1B, B1, B2).

    ・ FLEXIBLE curriculum support

    ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝

    ～ Click here for more details ～

    ■ Oral Communication
    Even if you are not confident in English ！ You can take your English skills to the next level by using the English you learned at the language school.
    Teachers will help you with the parts you don't understand.
    If you want to work or communicate using English in the future, this will definitely be a meaningful class for you.

    ■ Bible Study Class
    You can learn about American history ！ Don't worry if you have no knowledge of religion or are not a Christian.
    Many students start with zero knowledge.
    Some may be somewhat uncomfortable when they hear the word "religion," but
    religious studies is essential to learning about the history of the United States and the world.
    Also, we are now offering Bible Study in Japanese ！
    Please take this opportunity to learn ？

    ■ Other examples of elective classes
    ・ Business
    ・ American History
    ・ Leadership
    ・ Web Design


    ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝
    ＜ Student Feedback ＞
    ・ I thought it was impossible for me to attend an American university, but the teachers are very kind and helpful
    I am now looking forward to taking classes （ Mariko ）
    ・ I graduated from a community college a long time ago, but my dream was to graduate from a 4 year university
    I am so happy to graduate for this amount of money ！ （ Hiro)
    ・ I live in Los Angeles and the online classes helped me a lot ！ (Rizu)
    ・ I am not a Christian and I honestly did not want to take bible study, but when I started
    I am really glad that I took this class because I can understand American history and world history better now ！ (Ken)
    ・ I was worried about my English, but I am glad that I can take ESL classes ！ (Syu) (Syu) I am glad that I can take ESL classes too. <23565> (Syuhei)
    ・ After 2 years of ESL, I thought I had to go back to my country, but thanks to this university,
    I can do my best in America for 4 more years ！ (Risa)
    ・ The tuition fee is cheap but the teachers are very dedicated and I learn a lot ！ (Karina)
    ・ I want to become a professional golfer so it really helps me to take the class only once a week ！ (Jun)
    ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝

    ～ For Japan residents ！ ～

    ◆ You can earn an American college or graduate school credentials online while living in Japan.
    ◆If you have attended/are currently attending a junior college or university, some of your credits can be transferred.
    ◆You may also choose to experience American campus life for a few weeks ～ 3 months as a short-term study abroad program.
    ◆Take online classes in Japan for the first 1 or 2 years → You can also commute to the US for the remaining 1 or 2 years.
    ◆If you plan to come to the US and commute, we will support you with OPT afterwards.
    ◆ESL classes are also available for those who are concerned about their English.

    If you are planning to enter an American university, or if you dreamed of graduating from an American university but gave up,
    please feel free to contact us.
    Let's think about the best choice together!

    ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ <34965> ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝

    ＼ You can visit ・ and consult with us anytime ／

    Please contact us from "Send message" below Please contact us from "Send a message" below.

    Also, please mention that you saw "Vivinavi" when you contact us.

    If you have any questions, please do not hesitate to contact us ！

    We look forward to meeting you all.

    Spring Campaign
    🌻 ＄ 150 Credit Coupon 🌻
    New Students （ Can be used for...

    • Free trial / Education / Lesson
    • 2024/05/24 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✏️Children's English/Japanese education 👦Free trial lesson is now available ✏️

    TLC for Kids LA offers free trial lesson ✏ ️
    ・ For families who want their children to learn basic phonics before entering a local school
    ・ For families who want to reinforce their native language Japanese for permanent residence ・ For families who are going to be stationed in the U.S. and want their children to learn English in the shortest time possible

    You can enjoy learning English/Japanese through songs🎶
    First, experience lessons using original materials that have been proven effective by teachers all over the U.S. ❓

    We will design a curriculum that is best suited to your child's individual growth, Japanese/English learning history, and proficiency level.
    For those who are new to English, those who are concerned about maintaining their Japanese language skills, or those who have just arrived in the U.S. for an assignment and are unsure about their English, we will help your child develop language skills and confidence while having fun and building learning habits🔥

    ＜ Free trial lesson flow ＞

    1 ． Make a reservation for a trial lesson
    Email : tlcforkidslosangeles@gmail.com Please tell us you saw "Vivinavi" （ Japanese is OK ）

    2 Wait for a reply email and decide the date and time of your trial lesson
    We will send you a list of suggested classes and days of the week that we can suggest depending on your child's age and learning status.
    Please select your preferred date and time and reply.

    3 ． Arrive at the classroom on the day of the class
    Pre-counseling 5 minutes
    We will briefly discuss your child's learning history, school, preferences, etc.
    If you have any questions or concerns, please do not hesitate to ask.

    4 ． Trial lesson 45 minutes
    Your child will attend the lesson. Parents may observe in the back of the classroom.
    The instructor will casually check your child's proficiency during the lesson.

    5 ． 10 minutes of post-lesson counseling
    Counselors who have experience teaching in both Japanese and U.S. educational settings will advise you on your child's learning plan.

    6 ． End
    There is no need to worry, as we will not solicit you.

    ＜ What to bring for the trial lesson ＞
    Water bottle, etc. if needed
    All writing materials are provided

    ＊ For the trial, you can choose either face-to-face class or online class. You can choose either one according to your preference.

    Free trial

    Free trial lessons are now available!

    英語子供日本語トーランスバイリンガル
    • Wanted / Education / Lesson
    • 2024/05/24 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🌸 New Year ‼️2 to 4 year olds, 2 per week ・ 3 per week ・ 5 per week, preschoolers wanted 🌸

    🍯Honey 🍯(2yrs old only 🍯)Morning Course 🍯

    🍀Children who have not yet been in a group
    🍀Children who are not sure about a full day course but want to try a half day

    🍀Parents who want to challenge their children with activities that they cannot do at home


    《2year-olds morning course 9 ： 00-11 ： 45》

    ⭕️ twice a week Monday ＆ Friday → ＄ 300 ／ Monday
    ⭕️ Twice a week any day of the week → ＄ 320 ／ Monday

    *Before toilet training, diaper change fee included

    🐝We also offer training for delayed speech and language development🐝

    [From 2 years old]
    《Day care course ／ Month 9 ： 00-3 ： 00》

    5 days a week ＄ 1100
    3 days a week ＄ 790
    2 days a week 560

    《After class included ／ Month 9 ： 00 to 5 ： 00》
    5 days a week ＄ 1200
    3 days a week ＄ 870
    2 days a week ＄ 620

    *Prior to completion of toilet training, a monthly toilet training fee will be added.
    5 days a week ＄ 50, 3 days a week ＄ 30, 2 days a week ＄ 20

    Tours are available ‼️
    Please feel free to contact us.

    Instagram → honeybee328daycare

    デイケアアーバイン子供保育園幼稚園
    • Wanted / Education / Lesson
    • 2024/05/24 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Tsukushi En] ～ One infant slot and one vacancy will be available ～ Japanese American nursery school in South Bay

    Currently, one infant （ age group ： under 2 years old ） slot will be available at Tsukushi En, starting in mid-June, for 5 full time per week.

    Also, due to the new school year, two slots will be available for ages 2 and up starting in July.

    Please contact us with the contact information found in the "Contact" section of our website.

    Infants will receive an abundance of love and compassion ！
    Toddlers will be independent before school ！

    ★ Childcare Policy ★

    We provide care for children from newborn to school age. We provide childcare services for children from newborn to school age, allowing them to experience both Japanese and American cultures.

    We provide a small, caring environment that fosters cooperation, independence, social skills, responsibility, and a sense of caring through our vertically divided daycare, and we offer many experiences that larger daycare centers cannot provide.

    From the age of 2.5 years old, a school lunch with a balanced nutritional diet and plenty of vegetables is provided, which is great for working mothers.
    Toddlers are encouraged to be self-motivated and independent before they start school. ！ We encourage joy, motivation, and independence, and nurture curiosity and cooperative spirit.

    Japanese American preschool in the South Bay with a safe environment and ample grounds is always looking for students ！.

    • Wanted / Education / Lesson
    • 2024/05/24 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🧸0 year old class preschoolers are now being accepted 🧸 We can take care of children from 2 months old. Parents of infants, pre-moms, and parents who are looking forward to the birth of their babies, please feel free to contact us.

    🧸Baby class🧸 （ 2 months to childcare ）

    [0 years 2 months to 18 months]
    《Day care course ／ Month 9 ： 00-3 ： 00》

    5 days a week ＄ 1450
    3 ＄ 1100
    2 days a week ＄ 880

    《After class included ／ Mon 9 ： 00 to 5 ： 00》
    5 days a week ＄ 1650
    3 days a week ＄ 1250 2 days a week ＄ 1000


    [18 months to 2 years old]
    《Day Care Course ／ Month 9 ： 00 to 3 ： 00》

    5 days a week ＄ 1400
    3 days a week 3 days ＄ 1050
    2 days a week ＄ 850

    《After class included ／ Mon 9 ： 00-5 ： 00》
    5 days a week ＄ 1550
    3 days a week ＄ 1150
    2 days a week ＄ 930

    *Before toilet training, diaper change fee included

    Feel free to ask for other after hours services 😄

    デイケアアーバイン子供保育園幼稚園
    • Satisfaction guaranteed / Professional
    • 2024/05/24 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    GOLDSEAI can help you buy or rent a house when you come to the U.S.!

    International students coming to the U.S. ・ Must-see for expatriates ！ Please contact us if you need help buying or renting a house when you come to the U.S. ！ Our local Los Angeles representative will introduce properties that meet your needs.

    Our trusted brokers with over 30 years of experience will help you find a home. We can also assist you in finding a local school for your children, interpreting contracts in English, and more. Please feel free to contact us by e-mail ！ ⏩ info@goldseai.com

    Please contact us at [info@goldseai.com] ！ ！

    留学駐在引っ越し移住生活
    • Signature service / Professional
    • 2024/05/24 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    We can help you buy or rent a house, find a local school for your children, or provide interpreter support when you move to a new home.

    ・ Reliable ・ Safe Housing for Your Move to California
    A trusted broker ・ with over 30 years of experience will assist you in your search for housing.
    We can help you buy or rent a home, find local schools for your children, and provide interpreter support when you move.
    We can help you in many ways ！
    Please feel free to contact us. [ email: info@goldseai.com | phone: 424-216-2444 ]

    Please feel free to contact us.

    引っ越し駐在移住通訳アメリカ
    • Introduction / Life / Housing
    • 2024/05/24 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    For those who want to pay off their loans quickly ！. A Savings Plan to Avoid Regrets in Retirement

    Many people see a loan as a debt and want to pay it off as quickly as possible ！. However, if you put off saving and only put money toward repayment, you may find yourself in a difficult situation when you retire.

    ■ Home values increase every year
    Across the U.S., home prices are expected to increase by an average of about 4% per year. The figure is only 4%, but since home prices are large in value, a 4% increase is a significant amount of money. In this way, it can be said that the price of a house rises by itself just by living in it.

    ■ Do you have a retirement savings plan ？
    Japanese people are very serious and many of them want to pay off their loans as soon as possible.
    However, if all the money that should be saved for retirement were to be used to pay off loans, you would end up living on your pension alone. While it is important to repay loans, it is equally important to save for a comfortable life in retirement. The key point here is what I mentioned earlier: "The value of a house increases by 4% per year. Since the value of a house increases just by living in it, one of your options is to increase your savings through investments and 401K while you are still working, and pay off your loan at a reasonable pace.
    That being said, there are many things about loans that are not clear.
    In such a case, please leave it to us, Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mgagee ≪Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use "Send Message" below to If you cannot answer the phone, please contact us by clicking the "Send message" button below.

    • Useful info / Finance / Insurance
    • 2024/05/24 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Must See ！ ！ For First Time Home Buyers in California ！ ！

    About CalHFA]

    CalHFA is a program that helps first-time homebuyers to make buying easier.
    It provides loans for down payment （ Down Payment ） and other expenses （ necessary to make the loan ） Closing Cost .

    And this part of the loan does not have to be repaid until you sell the house or do a loan modification （ Refinance ）.
    （ Silent Second ） which is designed to make it easier to pay with lower monthly payments.

    The first condition for borrowers is Primary Residence Only, which can only be used to purchase a house to live in.
    And the borrower must be a First Home Buyer （ who has not been a homeowner for at least the past three years ）.

    There are income limits by County.
    （ Income Limit ） Must take Home buyer Education Counseling and obtain Certificate.

    [How To Apply]
    Apply only through a Mortgage Broker or Lender that handles CalHFA.
    Documents to be submitted are the same as for other loans.
    （ Pay Stubs, Bank Statement, Tax Return, Employment History, etc. ）

    First Mortgage is a Government Loan （ FHA, VA, USDA or Conventional Loan.

    Saving for a down payment can be a challenge. The part of the loan that serves as the down payment is the second mortgage, where the first and second loans are combined together,
    but as I mentioned before, you only need to make the first mortgage （ payment ） payment .

    CalHFA Goverment Loan （ FHA ） would be supported by this program for 3 ． 5% （ of the purchase price or the lower of the appraisal value ）.
    CalHFA Conventional Loans are supported at 3%.

    Closing Cost Assistance Program is called Zip.

    It is of course possible to get both this and a down payment, but the first mortgage rate will increase by about 1 ． 25%.
    This would increase your monthly repayments, so you would need to do a detailed calculation with your loan officer to determine this.

    Even if you purchase through one of these programs, this will not drag on for years, and
    California has a higher real estate appreciation rate than the rest of the country, so in 2 ， 3 years you will have Equity and be able to refinance your loan!

    Refinancing will also allow you to eliminate things like Mortgage Insurance that you had to pay because of a small down payment.
    While you are saving up for a down payment, the price of real estate will go up and up. It may be a good time to consider the buying options discussed here.

    There are many things about loans that are not clear.
    In such cases, please leave it to Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mgagee ≪ Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below. If we are unable to answer your call, please contact us by clicking on "Send message" below.

    **************************************************************************************************************

    Currently this program is a lottery and we are not sure about the next one.
    We look forward to working with you to prepare for the next one ？ Please feel free to contact us ！

    **************************************************************** **********************************************

    住宅ローン家モーゲージ
    • Problem solution / Computer / Electronics
    • 2024/05/24 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Do you have a PC that you no longer need ？ We will collect and pick up your PC free of charge.

    Tony's Technology, a computer repair store in Old Torrance, collects unwanted computers for recycling ・ reuse.

    Do you have a computer you no longer need ？
    Please bring it to us.

    ● Purchase and sales of used PCs
    ● Disposal and recycling of broken or unwanted PCs
    ● Erasure of hard disk data, etc.

    Collected PCs are reused as parts and components or recycled ・ We recycle them.

    For inquiries, please call us at the phone number below or use the inquiry form in the Town Guide.
    We also look forward to seeing you at our store.

    • Satisfaction guaranteed / Beauty / Health
    • 2024/05/24 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Exercise🏋️ ♀️Hate women and middle aged people🤗

    There are two main types of training: one is quick training, which uses quick movements to physically stimulate the body.

    The other is slow training, which uses slow movements to stimulate the body chemically by producing large amounts of growth hormone.

    Slow training restricts blood flow by slowly and continuously exerting force, creating a state of intense exercise, so that even a light load and a small number of times of training can have the same effect as hard training. It has been proven that even those who dislike exercise or lack confidence in their physical strength can burn body fat efficiently and effortlessly 🔥

    It also secretes a large amount of growth hormone, which not only has a fat-burning effect that tightens the body, but also has cosmetic effects such as skin elasticity ・ and wrinkle reduction🎉

    . At FIT BODY, the No.1 Personal Training in Los Angeles, our professional trainers with rich experience in Japan and the U.S. will help you burn fat as fast as possible and lead you to your ideal body effortlessly and enjoyably through training tailored to your individual fitness and frame and a diet that suits your body type and preferences😊.

    Trial Personal Training （ ＄ 80 ） Now accepting applications 😊

    パーソナルトレーニングダイエットジムパーソナルトレーナーマイク宮本
    • Wanted / Medical
    • 2024/05/24 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Egg donors wanted. Gratuity $ 8,000 to $ 20,000. travel expenses also paid.

    Egg Donors （ Egg Donors ） Wanted.
    Gratuity ＄ 8,000~ $ 20,000.
    (We will also pay for transportation, food and hotel expenses if you go far away. ）

    We are looking for women between the ages of 20 and 29 who are physically and mentally healthy,
    do not smoke, and have flexible morning schedules.

    Headquartered in Pasadena （ California ） but we have affiliated clinics throughout the US.
    （ If you cannot travel far, you can register with a clinic near your home. ）

    ＊ If you come from far away, you will have to come twice.
    The first visit will be one day for screening and the second visit will be 5-10 days for egg retrieval.
    （ If you are coming from Japan, you will stay about 2 weeks for the second egg retrieval. ）


    Genesis ・ Group is an agency that has been supporting
    egg donation and surrogacy for over 10 years for couples suffering from infertility worldwide.
    We are affiliated with specialized doctors and attorneys and are
    fully prepared to provide the best possible support.
    We are also a top tier agency
    licensed by the New York State Insurance Department.

    We are committed to confidentiality
    and will never share your information
    with anyone outside of our company or clinic.

    If you are willing to cooperate with us,
    please fill out the application form on our website
    → https://ja.genesissurrogacy.com/egg-donor- application
    We will contact you later.

    If you have any questions, please feel free to contact us anytime.

    Please help us
    to help couples who want to have children.


    ＊ If you are interested in freezing your eggs for the future,
    we also offer a free egg freezing program for yourself.
    Please see our Egg Freezing Program page for more information.

    エッグドナー卵子提供ボランティア