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    • Problem solution / Professional
    • 2024/06/14 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    EYL ！ ！ Free consultation in Japanese for accidents and injuries （ Success fees only ）

    Yelp Reviews (⭐4.9), Google Reviews (⭐5.0)

    Are you in a car accident and in trouble ？ Is your insurance company reluctant to compensate you ？ Did you just fix your car and not go to the hospital and not get paid for it ？
    Contact EYL LAW LAW OFFICE NOW!
    We can help you with all your car accident problems.

    If you are injured on a road, commercial bumps or wet floors, do not hesitate to contact us.

    Our lawyers have many years of experience negotiating with insurance companies and will be on your side.
    We specialize in helping expatriates, foreign students, and tourists get more compensation than they ever imagined. Japanese language consultation, completely free of charge. We do not charge any legal fees to our clients.

    We are available 24 hours a day, 7 days a week.
    Call us now at 213-700-7800. You can also text or email us.

    Car Accidents ・ Personal Injury ・ Law Firm Specializing in Injuries [Japanese Line] 949-668-9106 Attn LEO

    交通事故無料弁護士自動車販売自動車修理
    • Discount / Restaurant / Gourmet
    • 2024/06/05 (Wed)

    Craving the comforting warmth of ramen or the bold flavors of curry?🌼🍜

    🌸 Indulge in a Culinary Journey at Hana Ichimonme Restaurant*🌸

    Hana Ichimonme, where every dish is a celebration of flavors. Immerse yourself in a delightful experience as you explore our diverse menu, carefully crafted to tantalize your taste buds.

    🍜 **Ramen Extravaganza:**
    Choose from flavors with our exquisite ramen selection, including:
    - *Shoyu Ramen* - A savory delight with the perfect blend of soy sauce.
    - *Tonkotsu Ramen* - Rich and hearty, our pork bone broth masterpiece.
    - *Champon* - A medley of flavors featuring seafood and vegetables.
    - *Miso Ramen* - The umami-rich experience you've been craving and more..

    🍛 Beyond Ramen: 🍛
    Indulge in more than just ramen with our selection of Katsu Curry Rice, Udon, and more. Each dish is a fusion of tradition and innovation, creating a symphony of taste on your palate. ✨

    🌺 Join Us Today 🌺
    Don't miss out on the opportunity to embark on a culinary adventure with Hana Ichimonme. Gather your friends and family for a feast that transcends the ordinary. Visit us and discover a world of flavors like never before.

    📍 Location:
    333 S Alameda St,
    Los Angeles, CA 90013 ( Located in the 3rd floor of Little Tokyo Galleria)

    📞 Contact Us: at (213) 626 3514

    Discount

    20% OFF on all entrees! 🍽️
    Present voucher at the time of ordering to enjoy t...

    RamenKatsuHamburgerCurry
    • Discount / Restaurant / Gourmet
    • 2024/06/07 (Fri)

    Looking to savor a satisfying ramen bowl for your lunch break without breaking the bank? 🌼🍜

    🌼🍜Come dine with us at Hana Ichimonme Restaurant and savor our exclusive weekday lunch specials! For just $15, indulge in a variety of delectable menu items handpicked each week.
    From mouthwatering ramen combos to irresistible Katsu curry dishes!! Available Monday through Friday🌼🍜

    📍 Location:
    333 S Alameda St,
    Los Angeles, CA 90013 ( Located in the 3rd floor of Little Tokyo Galleria)

    📞 Contact Us: at (213) 626 3514

    Discount

    LUNCH SPECIAL ! 🍽️
    Monday to Friday

    RamenKatsuHamburgerCurry
    • Discount / Restaurant / Gourmet
    • 2024/06/14 (Fri)

    🍜RAMEN BOWL SPECIAL!!🌟

    🌟🍜 🍜Join us Wednesday to Friday at Hana Ichimonme Restaurant for a DINNER TREAT: BOGO: Buy one ramen bowl soup and get the second one at HALF PRICE! It's a deal too good to miss! (Kids' ramen not included)😋🍜🥢 🌸


    📍 Location:
    333 S Alameda St,
    Los Angeles, CA 90013 ( Located in the 3rd floor of Little Tokyo Galleria)

    📞 Contact Us: at (213) 626 3514

    Discount

    Ramen bowl special 🍽️
    WED to FRI DINNER TIME
    =)mention discount when ord...

    RamenKatsuHamburgerCurry
    • Discount / Restaurant / Gourmet
    • 2024/06/14 (Fri)

    🌟✨Discover Weekday Bliss at Hana Ichimonme Restaurant 🌟✨

    🌟✨Join us for Happy Hour at Hana Ichimonme, Monday to Friday, 5pm to 7pm!🍻 🌼🍜

    🌼 Treat yourself with your exclusive deals on your favorite side dishes and beer at Hana Ichimonme! 🍱🍺 Treat yourself to the ultimate happy hour experience! 🥳🎉

    📍 Location:
    333 S Alameda St,
    Los Angeles, CA 90013 ( Located in the 3rd floor of Little Tokyo Galleria)

    📞 Contact Us: at (213) 626 3514

    Discount

    Happy Hour (5pm to 7pm) ! 🍽️
    Monday to Friday (dine in only)

    RamenKatsuHamburgerCurry
    • Signature service / Beauty / Health
    • 2024/05/26 (Sun)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ★ Hair Quality Improvement ★ Get the best hair quality ever in your life with MINEKOLA ？

    MINEKOLA treatment, which has exploded in popularity in Japan, is the world's patented highly concentrated hydrogen hair care!

    Are you satisfied with conventional hair care that only coats the surface of your hair ？

    MINEKOLA is a new concept in hair care that uses the power of hydrogen × carbonic acid × platinum nanocolloid to create moisture from within the hair and restore moisture, shine and suppleness to hair. It is a new hair care concept that restores moisture, shine and suppleness to hair.
    A powerful treatment that has created a boom for beautiful hair in Japan since its development in 2014, and has even captivated celebrities.

    So popular in Japan that many beauty salons have a 3 to 5 year waiting list.

    You have to try this treatment to feel the best shine and touch feeling you've ever felt. ....

    We offer not only salon care, but also home care products that are difficult to purchase in Japan.
    You can keep the salon finish at home.

    ◆Normal price ＄ 300, but for a limited time only ＄ add 100 hydrogen powder for free ！ ◆
    （ After your first time, we have special packages ＾ ＾ ）

    Only Taka Hair Salon has Minecolla specialists from Japan ☆

    Taka Hair Salon
    1845 Westwood Blvd, Los Angeles, CA 90025
    (310) 474-8110

    MENU ： Hair cut, color, bleach, treatment, hair straightening, perm, eyelash perm, etc
    Lots of parking available.

    Regular price ＄ 300, add ＄ 100 hydrogen powder for free ！ only for the first tim...

    • Useful info / Medical
    • 2024/05/19 (Sun)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    The secret to good health, not just temporarily, but for the rest of your life.

    It is possible … that it will settle down temporarily, but then it will come back again.

    We will advise you on light exercises to prevent the pain and other symptoms from recurring in the future, not just temporarily.

    Here are some simple solutions that anyone can do 💡

    ① Exercise

    We recommend 15 minutes a day.
    We recommend 90 minutes a week ！

    ② Nutrition
    Try to avoid sugar, processed foods and anything with NSG to make it easier to be healthy ！

    ③ Sleep
    Try to get into the habit of going to bed at the same time every day to improve your performance the next day ！


    May you lead a life free from pain.

    カイロプラクティック
    • Signature service / Medical
    • 2024/05/19 (Sun)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Where did the pain come from ？?

    Fujii Chiropractic Institute]

    Have you ever thought about where the cause of your pain comes from? Our brain is always active.

    We are a clinic that thoroughly pursues the root cause of pain.

    ～ Weekends ・ Holidays ～
    We are open on weekends and holidays ！

    Weekends and holidays are from 9am-7pm.

    Please feel free to contact us by clicking [send message] below.

    週末腰痛肩こりカイロプラクティック
    • Wanted / Medical
    • 2024/05/19 (Sun)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ！ ] Why don't you improve your problems at a reasonable price ？?



    At Fujii Chiropractic Institute,

    we offer a limited number of treatments for only 17 people per month, including an initial consultation, muscle and brain function examination, posture check, doctor's report, and simple correction, all for only ＄ 47 yen. 47 for an all-inclusive treatment ！



    ① Interview
    ② Spinal examination
    ③ Examination of muscles, nerves, brain function, etc.
    ④ Posture analysis
    ⑤ Doctor's report
    ⑥ Treatment plan
    ⑦ Simple correction

    All these Including ＄ 47 ！

    If you are not comfortable with orthodontics, no problem. We will tailor our treatment to each individual ！

    We also offer myofascial release and acupressure ！

    Our clinic is open on weekends and holidays, so please come in.

    カイロプラクティック
    • Signature service / Medical
    • 2024/06/03 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    [Honda Plaza ・ Dental ・ Clinic

    I have a missing tooth and am in trouble.
    You are considering dental implant treatment, but it is your first time and you don't know what to expect.
    If so, please contact Honda Plaza ・ Dental ・ Clinic first.

    Dr. Ito is a licensed dentist in the U.S. and completed a postgraduate course in implant surgery.
    Dr. Ito is an implantologist with many years of clinical experience. ！

    Dr. Ito, an implant specialist, will explain the implant procedure in Japanese,
    gently, and in a way that is appropriate for each patient.


    ====================================

    Please make an appointment by phone or email.

    ～ Providing advanced American dental care in Japanese ～
    Located on the 2nd floor in Honda Plaza in Little Tokyo

    ====================================== □ ■ Honda Plaza ・ Dental ・ Clinic ■ □
    ======================================

    Please contact us for all your dental needs

    Please feel free to contact us by phone below or click on the yellow phone book and use the ［ Contact Form ］ in the Town Guide.

    Click here to visit our website ！ 🦷🦷🦷🦷.

    歯科デンタルホンダプラザインプラント
    • Problem solution / Medical
    • 2024/05/24 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Somehow I don't feel motivated … Are you having trouble sleeping ？?

    ----The mind and body are closely related----

    The so-called seriousness and patient nature of the Japanese temperament can lead to worsening of the disease.

    ◆Your lack of motivation is caused by ？

    ・ mental fatigue ？
    ・ physical fatigue ？
    ・ continuing to do things you do not want to do ？ ・ I don't know …

    ------------------------

    If you have a fever or pain, you go to the hospital.
    However, when you feel "somewhat unmotivated," "somewhat unable to sleep," or "don't want to go to school or work," you tend to try to do something about it yourself.
    The causes of these symptoms can vary greatly from daily stresses such as relationships, work, and child-rearing to physical problems, such as abnormal thyroid function or anemia.


    At Fujiwara Clinic in Little Tokyo,
    we offer not only conventional medical tests such as blood tests, echo tests, and x-rays, but also psychological tests in cooperation with LA Counseling.
    Everyone works as a team to support treatment.

    If you are resistant to medication, we offer counseling, cognitive-behavioral therapy to flex your thinking patterns, and other treatments that are less burdensome, depending on your situation.
    Please consult us first.

    *We accept various insurances.

    ■ Fujiwara Clinic (Tadao Fujiwara M.D. Inc.(213) 680-0355}
    Phone ： (213) 680-0355}
    Address ： 200 San Pedro Street Suite 302, Los Angeles
    Business Hours ： （ Weekdays ） 10:00AM-5:00PM/ （ Tues ） Closed / (Saturday ） (Sunday ） Appointment Only

    For inquiries Please feel free to contact us via "Send Message".

    • Signature service / Beauty / Health
    • 2024/05/22 (Wed)

    May HDR Neck Lifting Promotion

    Ask K-Beauty experts in Id Medical Spa, leading medical clinic in Koreatown, Los Angeles. Call 213-663-2333
    Affordability, compatibility, pecfecting skills

    *HDR Neck lifitng + Inmode Forma (2) $1200 - Best deal ever !
    *Thermage FLX 900 shots $1700
    *Ultherapy 400 shots $1000
    *Pergect Lips $400
    *Botox - Xeomin $7 / unit
    *Best prestige skin care treaments - rejuvanation and Lifting for younger looking skin

    Call for a free consultation and assessment at 213-663-2333

    • Signature service / Professional
    • 2024/05/22 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Passport ・ Photographs taken for VISA application ！.

    ★ Contact us by email or phone ★

    Email: info@photostudio.tk
    TEL: 213-617-7700

    ＊ Processing selfies ・ Editing ・ We also offer printing service ＊
    → Due to the influence of Corona, many people use this method to take photos for Green Card.

    ●Introduction of Photo Studio TK's Services●

    ◎Certificate Photo(**)
    ・ Japan ＆ America
    → We also take passport photos for Japan and America
    Photos will be delivered on the same day they are taken. <3163> ・ Various Visas
    → Green Card, Student Visa, Work Visa

    ◎Video Shooting
    ・ Various Events
    → From Birthday Events to Wedding


    ◎Corporate Services
    ・ Business Trip Photography （ Interior and exterior of stores, menus, events ） etc
    ・ Convention Trip Photography ・
    Photography （ Various specifications for advertisement and web ）
    ・ Food photography （ We have a food coordinator on staff to provide total support from cooking to photography ） ・ Apparel photography （ Place shooting, torso shooting ）
    ・ Video shooting （ Event and promotion ）
    ・ Location coordination

    ●Photo Studio Location●
    Address ： 880 E. 1st St #1B Los Angeles, CA 90012
    （ Photo Studio in TYRANT KING INC ）

    <7863> Hours ：
    Monday 12:00-17:00
    Tuesday 10:00-17:00
    Wednesday 10:00-17:00
    Thursday 10:00-17:00
    Friday 10:00-17:00
    Closed ： Sat ・ Sun, US Holidays
    ＊ We update the Website from time to time with urgent changes to our hours, so please check there as well
    just in case.

    Parking ： Free parking on site
    Phone: 213-617-7700

    ●Photo Price List
    ・ For Passport / Visa
    2pcs: $ 27. 00, 4pcs: $ 32.00
    Photo data only ： $ 27.00

    ・ Resume / Exam Photo
    2pcs: $ 85.00, 4pcs: $ 90.00
    photo data only ： $ 85.00

    ♪ ♪ ♪ our friendly staff is waiting to help you ♪ ♪ ♪

    *Photos taken at Walk-In may be delivered at a later date.

    Mention that you saw the Machikado Hot List and get $2 off ！.

    証明写真動画撮影フォトスタジオ
    • Satisfaction guaranteed / Professional
    • 2024/06/01 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    How about replacing your refrigerator or air conditioner before it gets too hot ？.

    It's about to get hot 🥵

    Have you checked to see if your air conditioner is working properly ？
    How long has your refrigerator been in your home ？


    Appliances have a life span too ！
    Even if you take good care of your refrigerator, it may become old and your electricity bill may increase💦


    Why don't you consider replacing it once ？

    We have been serving major companies and other customers for over 30 years since 1994, We have been providing commercial refrigerators and central air conditioners to major corporations, restaurants, homes, etc. for over 30 years since 1994.

    Free phone consultation （ 15 minutes ） We offer free estimates, so please contact us if you are interested ！.

    • Problem solution / Professional
    • 2024/05/15 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Are you suffering from domestic violence, divorce, bankruptcy, ？ contact "Joseph Pitera Law Firm". ＜ 24 hours free legal consultation! ＞

    I am also suffering from domestic violence such as violence by my partner, but I cannot talk to anyone about it.
    I want to divorce my partner, I am not sure whether to divorce or not, I have decided to divorce but do not know where to start.
    Divorce proceedings are not going well, or you are vaguely worried about your life after divorce.
    Also, I want to file for bankruptcy, but I am worried.
    I don't know how to file bankruptcy, etc.

    Don't be alone with your problems related to divorce, bankruptcy, violence, etc. ？

    Joseph Pitera Law Office offers "24 hours free" consultation for problems related to divorce, bankruptcy, violence, etc.
    We can help you with family law, bankruptcy law, criminal law, and other legal problems, as well as provide advice ・ and support for your future
    Please feel free to contact us.

    [Joseph Pitera Law Firm]
    -----------------------------
    ・ More than 20 years of practice since 1994
    ・ Knowledge in a wide range of legal fields
    ・ Reasonable fees
    ・ 6 languages （ Japanese, English, German, French, Spanish, Italian ）
    ・ Quick response ・ Sound judgment
    ・ Courteous and friendly advice
    ・ We can handle even quite complex cases

    We will fight tenaciously in any complex case.

    *****************************

    ＞ ＞ Free 24-hour legal advice ＜ ＜

    **** *************************

    Please contact us first.
    Please feel free to contact us in Japanese.

    [Phone Number]
    310-756-2571

    [Office]
    1308 Sartori Ave. Suite 109, Torrance, CA, 90501

    Free legal advice 24 hours a day

    弁護士法律事務所破産離婚DV
    • Problem solution / Professional
    • 2024/06/15 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Are you suffering from domestic violence, divorce, bankruptcy, ？ contact "Joseph Pitera Law Firm". ＜ 24 hours free legal consultation! ＞

    I am also suffering from domestic violence such as violence by my partner, but I cannot talk to anyone about it.
    I want to divorce my partner, I am not sure whether to divorce or not, I have decided to divorce but do not know where to start.
    Divorce proceedings are not going well, or you are vaguely worried about your life after divorce.
    Also, I want to file for bankruptcy, but I am worried.
    I don't know how to file bankruptcy, etc.

    Don't be alone with your problems related to divorce, bankruptcy, violence, etc. ？

    Joseph Pitera Law Office offers "24 hours free" consultation for problems related to divorce, bankruptcy, violence, etc.
    We can help you with family law, bankruptcy law, criminal law, and other legal problems, as well as provide advice ・ and support for your future
    Please feel free to contact us.

    [Joseph Pitera Law Firm]
    -----------------------------
    ・ More than 20 years of practice since 1994
    ・ Knowledge in a wide range of legal fields
    ・ Reasonable fees
    ・ 6 languages （ Japanese, English, German, French, Spanish, Italian ）
    ・ Quick response ・ Sound judgment
    ・ Courteous and friendly advice
    ・ We can handle even quite complex cases

    We will fight tenaciously in any complex case.

    *****************************

    ＞ ＞ Free 24-hour legal advice ＜ ＜

    **** *************************

    Please contact us first.
    Please feel free to contact us in Japanese.

    [Phone Number]
    310-756-2571

    [Office]
    1308 Sartori Ave. Suite 109, Torrance, CA, 90501

    Free legal advice 24 hours a day

    弁護士法律事務所破産離婚DV
    • Wanted / Group / Organization
    • 2024/05/27 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Seeking collaborators] Toward an American society where all people can live in peace ！.

    [We are looking for others who are willing to join forces and work together to solve the problems of homelessness and poverty.

    Did you know that more than 60,000 homeless people sleep without a roof over their heads on the streets every night in Los Angeles?

    We have been aware of this crisis for decades and have worked hard to improve it. Governments have also implemented numerous programs to address the problem, but the problem is getting worse and solutions are largely nowhere in sight.


    Daruma, a non-profit organization, was founded out of a desire to help the homeless and a belief that the long history of this problem must come to an end.


    We are dedicated to building a community that supports affordable housing, food, clothing, and housing ＋ and jobs for homeless and low income people.
    We will create educational facilities to equip them with Skill （ and Technology ） and create a system for the homeless to pay their own taxes.
    We are serious about this issue.


    President Biden has proposed a 1 trillion yen budget and is working to eliminate 25% of homelessness, Daruma's goal is 100%.
    Daruma's proposal ・ The proposal is ready to be sent to President Biden and will be sent soon.

    We are looking for people, organizations ・ and companies interested in this grand project.

    Also, this project is working towards the Olympic Games to be held here in Los Angeles in 2028.
    Let's make America a safe place for everyone to live and make the Olympics a success ！
    We will join forces with the homeless and work with them to solve this problem.



    There will be a 100 million yen reward for those who participate in this project and make it a success.



    We invite you to help us establish a system that enables all people to live a stable life and create a sustainable and developable society ？
    Students ・ Individual volunteers and participation Companies ・ Organizations, etc., who share our aspirations, please contact us.



    Please feel free to contact us if you have any questions or if you are interested.
    Best regards.

    • Useful info / Finance / Insurance
    • 2024/05/24 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Must See ！ ！ For First Time Home Buyers in California ！ ！

    About CalHFA]

    CalHFA is a program that helps first-time homebuyers to make buying easier.
    It provides loans for down payment （ Down Payment ） and other expenses （ necessary to make the loan ） Closing Cost .

    And this part of the loan does not have to be repaid until you sell the house or do a loan modification （ Refinance ）.
    （ Silent Second ） which is designed to make it easier to pay with lower monthly payments.

    The first condition for borrowers is Primary Residence Only, which can only be used to purchase a house to live in.
    And the borrower must be a First Home Buyer （ who has not been a homeowner for at least the past three years ）.

    There are income limits by County.
    （ Income Limit ） Must take Home buyer Education Counseling and obtain Certificate.

    [How To Apply]
    Apply only through a Mortgage Broker or Lender that handles CalHFA.
    Documents to be submitted are the same as for other loans.
    （ Pay Stubs, Bank Statement, Tax Return, Employment History, etc. ）

    First Mortgage is a Government Loan （ FHA, VA, USDA or Conventional Loan.

    Saving for a down payment can be a challenge. The part of the loan that serves as the down payment is the second mortgage, where the first and second loans are combined together,
    but as I mentioned before, you only need to make the first mortgage （ payment ） payment .

    CalHFA Goverment Loan （ FHA ） would be supported by this program for 3 ． 5% （ of the purchase price or the lower of the appraisal value ）.
    CalHFA Conventional Loans are supported at 3%.

    Closing Cost Assistance Program is called Zip.

    It is of course possible to get both this and a down payment, but the first mortgage rate will increase by about 1 ． 25%.
    This would increase your monthly repayments, so you would need to do a detailed calculation with your loan officer to determine this.

    Even if you purchase through one of these programs, this will not drag on for years, and
    California has a higher real estate appreciation rate than the rest of the country, so in 2 ， 3 years you will have Equity and be able to refinance your loan!

    Refinancing will also allow you to eliminate things like Mortgage Insurance that you had to pay because of a small down payment.
    While you are saving up for a down payment, the price of real estate will go up and up. It may be a good time to consider the buying options discussed here.

    There are many things about loans that are not clear.
    In such cases, please leave it to Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mgagee ≪ Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below. If we are unable to answer your call, please contact us by clicking on "Send message" below.

    **************************************************************************************************************

    Currently this program is a lottery and we are not sure about the next one.
    We look forward to working with you to prepare for the next one ？ Please feel free to contact us ！

    **************************************************************** **********************************************

    住宅ローン家モーゲージ
    • Useful info / Finance / Insurance
    • 2024/05/25 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    How to take advantage of the Reverse Mortgage, a loan program for seniors age 62 and older ？.

    Reverse mortgages are designed specifically for seniors age 62 and older. It lends against the difference ） between the Equity （ of your home （ minus your current mortgage ） if you have one , but unlike a regular loan, you do not have to make monthly payments. The only thing you have to pay is property tax and fire insurance. Even if you are paying off your mortgage, you are still paying these taxes and fire insurance, just like someone without a loan. The loan can be paid off when the house is sold. Until you sell it, you have 100% ownership of the property and it is treated the same as a regular loan. The loan can be modified as many times as you want, just like a regular loan.

    Below are some highlights of how you can take advantage of this.

    #1 You can use it to buy a house. As you get older, it can be intimidating to take on debt, but with a reverse mortgage you only need about half the down payment, depending on your age, and you don't have to use 100% cash. If you sell your current home and downsize, you can still keep half of the Cash on hand.

    #2 When you suddenly need cash, for example, a large sum of money for roof repairs, medical bills, or car repairs, problems happen when you least expect it. With a regular loan, monthly payments begin, but with a reverse mortgage, no payments occur. This program was created so that seniors can use their homeownership and not have to worry about money problems.

    #3 Increase your retirement income. We live in a world of fast-paced political and economic change. Even if you think you have a retirement plan in place, you can't help but feel anxious about the future. Recently, financial planners have begun to focus on this reverse mortgage. In addition to Social Security, you can also use a reverse mortgage to generate, for example, ＄ 1000 extra income each month. （ Unlike in the past, the FHA rules have improved and financial planners are now comfortable recommending this mortgage. The cost of the loan is now the same as a regular loan. ）

    Even if you have a loan on your home now, you can convert it to a reverse mortgage. Also, since the income is not paying off the loan, you will only be considered to be able to pay property taxes, fire insurance, and Home Owners Due （ ） if any. We would be happy to help you live a long and meaningful life. Please do not hesitate to contact us （ free of charge ） to discuss any concerns you may have about your own or your parents' retirement.



    There are many questions about loans.
    If you are in such a case, please leave it to Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mogege ≪ Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below. If you are unable to answer the phone, please contact us by clicking on the "Send message" link below.

    • Signature service / Professional
    • 2024/06/05 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Divorce Consulting

    Are you struggling with marital or gender issues?


    ◇Those who are trying to repair their relationship.

    ◇Are you worried about separation or divorce but do not know what to do?
    （ California has a legal separation system. ）

    ◇If you are worried about your life during separation or after divorce.



    Why not consult a professional instead of worrying alone?



    Based on our many years of experience in handling various divorce and separation cases,

    we will talk with you to find out what the best solution is for you and propose one.

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    Our Rocky Mori, our Japanese-speaking representative, is an expert in ADR （ and Alternative Dispute Resolution (ADR) ） and has been a mediator for 18 years in the courts of

    Small Claims Court, as well as a California state-certified mediator for civil matters and divorces. Expert in ADR and Alternative Dispute Resolution .
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    Initial consultation is free of charge.