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    • Event / Finance / Insurance
    • 2024/05/09 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ♿Surprisingly Little Known State of Nursing Care in Japan and the U.S. "Free Online Seminar" Call for Participants ～.

    In today's aging society, the issue of caregiving has become unavoidable.

    However, there are few places that provide information, and when "caregiving" occurs, it can place a considerable mental, physical, and financial burden on both you and your family
    .

    It is very important to understand the nursing care situation in Japan and the U.S. now, and to plan for the eventuality, including returning home.



    Although this is a free seminar, there will be no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    [Part 1] Long-Term Care in Japan and the US
    June 8 （ Sat ）

    [Part 2] Long-Term Care Insurance and How to Choose
    June 9 （ Sun ）

    *Starting time varies for each area, please check the registration page.



    ＜ How to participate ＞

    ・ Zoom

    *We will send an invitation to those who have registered through our website below by email. We will send you the information by email.


    ＜ Click here to register ＞
    https://insurance110usa.com/archives/seminar/online-kaigo

    • Event / Finance / Insurance
    • 2024/05/09 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💰Upgrade your money literacy ！ Asset Management [Free Online Seminar] ★ Now accepting participants ～ ★

    In order to protect and grow your assets, you need to have the right knowledge and the ability to choose the right product for your objectives and risk ・ return.

    This online seminar provides basic knowledge of the risks and returns of various financial products, as well as information on insurance in the US, which is located in the middle risk ・ middle return range.

    There is absolutely no forced solicitation. Please feel free to join us.


    [Main contents]

    ・ What is Asset Management ？

    ・ Risk, Return

    ・ How to Protect and Increase Your Money

    ・ American Life Insurance, Individual Annuities

    ・ Specific Designs



    ＜ Next Schedule ＞

    May 25 Sat ）

    May 26 （ Sun ）

    May 29 （ Wed ）

    * Seminar start times vary by area. Please check from the registration page.



    ＜ How to Participate ＞

    ・ Zoom

    *If you register through our website below, you will receive an invitation by email shortly.
    Zoom

    ＜ Registration ・ Contact ・ For more seminar information ＞
    https://insurance110usa.com/archives/seminar/ online-asset-management

    • Event / Finance / Insurance
    • 2024/05/09 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💲Tax-Efficient IRA Basics [Free Online Seminar] ★ Now accepting participants ～ ★ Don't miss it ！ ！

    Pensions in the U.S. are called the "three-legged chair," and the general idea is that
    "public pensions," "corporate pensions," and "private pensions ・ savings" will support retirement income.


    The era of relying solely on public pensions to prepare for retirement is coming to an end in Japan.

    Are you preparing for retirement? ？


    Here we will discuss the overview of Individual Retirement Accounts (IRAs), which are tax benefits that can be used by expatriates as well as "private pensions". ！


    Retirement preparation plan that can be used only in the U.S.

    Once you have a better understanding of what you need to do, you will be able to eliminate any vague anxiety and see what you need to do now.


    Although this is a free seminar, there is no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    May 18 （ Sat ）

    May 19 （ Sun ）
    May 22 （ Wed ）


    *Seminar start time varies by area, please check the application page.



    ＜ How to participate ＞

    ・ Zoom


    *If you have registered through our website below, you will receive an email invitation shortly. You will receive an invitation by email.


    ＜ Registration ・ Contact ・ For more seminar information ＞
    https://insurance110usa.com/archives/seminar/ online-ira

    • Event / Finance / Insurance
    • 2024/05/16 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇯🇵🇺🇸 Pensions in Japan and the U.S. ： Are You Ready for a Bright Retirement ？ （ Free Online Seminar ）

    We often hear in the news about "raising the age for starting to receive pension benefits"
    Along with this, the average life expectancy of Japanese people is rising year by year.
    We can no longer rely solely on public pensions for our retirement.


    When you are busy with your daily life in the U.S., with work, hobbies, and child-rearing,
    you may not have time to think carefully about money one year, much less 10 or 20 years from now.


    However, retirement does not start suddenly; it is an extension of your current life.


    It is important to have even a vague idea of what retirement will be like now.
    Thinking about "what you would like to be like then" will give you an idea of what you should be doing now.


    Do you plan to live in the U.S. ？ or in Japan in your retirement ？


    Please take this opportunity to learn more about "Pension" which is always involved when choosing your future.




    ＜ Next Schedule ＞ Two parts, lots of information ！ ！


    [Part 1] Pensions in Japan and the US ： June 15 Sun （ Sat ） ・ Jun 19 （ Wed ）

    [Part 2] Individual Annuities and How to Choose One ： Jun 16 （ Sun ） ・ Jun 20 （ Thu ）

    *Seminar start time varies for each area. Please confirm on the registration page.



    ＜ How to join ＞

    ・ Zoom


    *If you have registered through our website below, you will receive an email invitation shortly. You will receive an invitation by email.


    ＜ Registration ・ Contact ・ For more seminar information ＞
    https://insurance110usa.com/archives/seminar/ online-nenkin

    • Event / Finance / Insurance
    • 2024/05/16 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💲Tax-Efficient IRA Basics [Free Online Seminar] ★ Now accepting participants ～ ★ Don't miss it ！ ！

    Pensions in the U.S. are called the "three-legged chair," and the general idea is that
    "public pensions," "corporate pensions," and "private pensions ・ savings" will support retirement income.


    The era of relying solely on public pensions to prepare for retirement is coming to an end in Japan.

    Are you preparing for retirement? ？


    Here we will discuss the overview of Individual Retirement Accounts (IRAs), which are tax benefits that can be used by expatriates as well as "private pensions". ！


    Retirement preparation plan that can be used only in the U.S.

    Once you have a better understanding of what you need to do, you will be able to eliminate any vague anxiety and see what you need to do now.


    Although this is a free seminar, there is no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    May 18 （ Sat ）

    May 19 （ Sun ）
    May 22 （ Wed ）


    *Seminar start time varies by area, please check the application page.



    ＜ How to participate ＞

    ・ Zoom


    *If you have registered through our website below, you will receive an email invitation shortly. You will receive an invitation by email.


    ＜ Registration ・ Contact ・ For more seminar information ＞
    https://insurance110usa.com/archives/seminar/ online-ira

    • Signature service / Auto / Motorcycle
    • 2024/05/15 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Conveniently located in Koreatown ！ ] Whether you don't have a car yet or want to replace your current one, ！ please contact i Auto Sales first ！.

    ！

    If you have no credit history, bad credit, or student loans without a SS card If you have no car and are having trouble commuting by bus ・ If you currently have a car and want to buy another one ・ If you want to buy a car with a loan but have no credit …

    If you have no credit, please feel free to contact us.

    Conveniently located in Korea Town ！
    Please check out our Vehicles for Sale and Purchase page as well as our Town Guide for recommended vehicles.

    Please contact us first.

    ▼ Contact us
    Call us at 213-422-6085
    or ［ Send us a message ］ to contact us ！

    車
    • Useful info / Education / Lesson
    • 2024/05/06 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    English Conversation] Yoko-sensei's "One Phrase to Get Closer to Native English Speakers" ！ ！.

    Yoko-sensei's "Short Phrases to Remember"
    Here are some phrases that are simple, but when it comes time to say them in English, you'll say "Eh ？" ！
    Let's go around using one phrase a week ！
    Try to use them everyday. Then it will be your expression😊

    1️⃣ Whatever happened to her?

    ＞ What happened to her ？

    2️⃣ You rock.

    ＞ You're the best. "You're great" or "You're awesome." It has the same meaning.

    3️⃣ Don't take things personally.

    ＞ Don't be a pussy.

    4️⃣I have a heartburn again.

    ＞ I have heartburn again.

    5️⃣ He is a halfway decent man.

    ＞ He is a decent man in his own right.

    BYB is a school where speaking English is fun ⭐️

    [English continues because it's fun. English will improve. ！

    Since its opening in 1985, BYB English Center has continued to offer one-on-one English lessons to students of all ages, with the goal of
    meeting each student's needs as thoroughly as possible. The Center continues to offer one-on-one lessons to students of all ages.
    BYB's one-on-one lessons are tailored to each student's level and needs, so that
    students can learn what they want to learn without wasting time.

    Please contact us for more information ！.

    • Useful info / Education / Lesson
    • 2024/05/10 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    English Conversation] Yoko-sensei's "One Phrase to Get Closer to Native English Speakers" ！ ！.

    Yoko-sensei's "Short Phrases to Remember"
    Here are some phrases that are simple but when you say them in English, you will say "eh ？" ！
    Let's go around using one phrase a week ！
    Try to use it everyday. If you do, it will become your expression😊


    Level Up English Conversation

    Phrase of the Week How is your English coming along ？

    How is your English improving


    ▶ ️"come along" used here is an idiom meaning "improve".

    A ： John, how is your English coming along? John, how is your English coming along? ？
    B: Still having a hard time.

    ◀ ️ come along also has other
    meanings such as progress, grow, develop.

    I'm coming along in my studies. My studies are progressing well.
    ＊ I'm coming along in my studies. I'm making good progress
    meaning that my studies are progressing well.



    BYB is a school where speaking English is fun ⭐️

    [English continues because it is fun. English will improve. ！

    Since its opening in 1985, BYB English Center has continued to offer one-on-one English lessons to students of all ages, with the goal of
    meeting each student's individual needs as thoroughly as possible. We continue to offer one-on-one lessons to students of all ages.
    BYB's one-on-one lessons are tailored to each student's level and needs, so that
    students can learn what they want to learn without wasting time.

    Please contact us for more information ！!

    • Useful info / Education / Lesson
    • 2024/04/29 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    If you are interested in English conversation, please contact BYB.

    ⭐️Why BYB is completely different from other English conversation schools ？

    All classes are private lessons

    1️⃣We have been in business for 39 years this March ！ Yoko, who is skilled in teaching English conversation, creates
    a suitable curriculum and ・ We will propose a curriculum and schedule ！

    ▶ ︎We will understand your current situation ・ challenges ・ and goals through interviews and tests.
    ▶ ︎Consult ・ on lesson content at any time ！

    You can make changes 2️⃣ Our school is for business people and expats ・ housewives ・ kids ／ students （ toddlers to middle and high school students University students ） ・
    Short-term residents, we have a variety of students learning English.


    3️⃣Convenient days of the week ・ You can choose your lesson time ！

    ▶ ︎Class hours are Monday to Friday ： 8AM to 10PM, Saturday ： 8AM to 5 PM can be set.
    ▶ ︎The lesson time can be set freely, such as 60 minutes ・ 90 minutes.
    ▶ ︎Basically, same instructor ・ same day of the week. We will set up a class at the same time.
    ▶ ︎Short term lessons are also taken and received ！

    4️⃣Your instructor will be fixed, so you can take lessons at ease every time ！

    ▶ ︎Total one-on-one lessons
    ▶ ︎In addition to native English teachers, we also have many bilingual teachers.



    ⭐️Want to solve your English-related "problems" with BYB ？

    ⏩ Want to study English but not sure if one-to-one is right for you?
    ⏩ I would love to try private lessons.
    ⏩ I would like to take a lesson with a native / bilingual teacher.
    ⏩ I would like to know my current level.
    ⏩ I want to strengthen my Speaking / Listening.
    ⏩ I want a journal check.
    ⏩ I also want to learn idioms and slang.
    ⏩ I want to improve my vocabulary.
    ⏩ I want to be able to say what I want to say in English.
    ⏩ I want to be able to understand native speakers.
    ⏩ I want you to point out my mistakes in English.
    ⏩ I want to learn to correct my pronunciation.
    ⏩ I want to improve my child's English.


    ⭐️BYB is a school where speaking English is fun

    [Because it is fun, English will continue. English will improve.

    Since its opening in 1985, BYB English Center has continued to offer one-on-one English lessons to students of all ages, with the goal of
    meeting each student's needs as thoroughly as possible. We continue to offer one-on-one lessons to students of all ages.
    BYB's One-on-One lessons are tailored to each student's level and needs, so you can
    learn what you want to learn without wasting time.


    ⭐️ Example of a lesson plan

    🧑‍💼 Business Person
    ① English Conversation for Business Use Idioms ／ Slang ③ Redoing Basic Grammar
    ④ BYB Original "Business Course in 20 Hours"

    👩Housewives
    ① Useful expressions for daily life Shopping, children's school, socializing, etc. ）
    ② Basic grammar ③ Pronunciation correction (phonics) ／ Speaking

    👦Kids/Students
    ① Study at local school ・ Homework help （ All subjects ） /Eiken
    ② Sentence writing, word and phrase application
    ③ Reading and writing
    ④ TOEIC /TOFUL


    ⭐️ How to Join

    1️⃣Reservation → Website www.bybenglishcenter.com or call (310)715-1905, Email: info @bybgroup.com to make an appointment.
    You are welcome to just consult with us first ！
    2️⃣Meeting → Please come to our school and we will explain our system, lesson plans and fees. We will also listen carefully to the student's concerns and requests.
    3️⃣Procedures → Fill out required forms, level check test, set class schedule, and pay tuition fee.
    4️⃣Start of lesson → Finally, the lesson starts. Feel free to ask questions or consult with us anytime after lessons start ！ Classes can be taken in person ・ or online ！.

    • Useful info / Education / Lesson
    • 2024/04/22 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Introducing New BYB Programs 🌟 Presentations in English ・ Speech 101

    English Presentations ・ Speech 101]

    BYB's new program, Presentations ・ Take your speaking skills to the next level ？

    Target ： Businessmen/Business Businessmen/Businesswomen ・ University Students
    Number of Students ： Individuals, Groups available
    Time ： 1 hour for the first lesson, 1.5 hours for lesson 2&3
    Number of Times ： Total 3 times （ 1 lecture ＆ 2 practice lessons

    Target ：
    ★ Students who are aiming for a future career using English
    ★ Presentations in English at work ・ Speech opportunities
    ★ Those who have a certain level of English proficiency but would like to improve their speaking ability
    to speak in front of Americans in a dignified manner.
    The level of English should be such that you have the grammatical ability to put what you want to say into some sentences.


    Lesson Outline ：
    🟢Lesson 1 ～ Lecture only
    ＞ Lecture on basic theories important for giving a speech in English
    ＞ Understanding the differences between Japanese and English structures
    ＞ Understanding the importance of pronunciation, inflection, rhythm, etc.

    🔴Lesson 2 ～ Practice 1 （ Individual lesson ）
    ＞ 5 minute presentation to the students Presentation ・ Speech and the instructor will check it.

    🟣Lesson 3 ～ Practice 2 （ Individual lesson ）
    ＞ Final presentation ・ Speech

    🕒 BYB exclusive special program Total 3 ／ 4 hours ）.

    This course can be done in person or online.

    ＊ 詳細はinfo@bybgroup.comまでお問い合わせください.

    ⭐️Please contact me anytime with questions.

    英語スピーチプレゼン英会話プレゼンテーション
    • Useful info / Auto / Motorcycle
    • 2024/05/02 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    GARDENA TOSHI AUTO] It's time to check the smog ？ as early as you can afford ！.

    Toshi Auto Smog is a Japanese speaking California State Government approved
    Test and Diagnostic Repair （ Test&Repair Starcertified ） Smog Station.


    ★ Services ★

    Smog Check... $ 60 ～ (Certificate Included) * Valid for 90 days Check early with room to spare

    Rates for 2000 and newer sedans, minivans, and SUVs.
    Please contact us directly for other years and models as the rates are different.


    ～ Checks ～
    ◇Car computor scan check.
    ◇Actuation check of related parts.
    ◇Visual check of engine and emission related.


    If you can't pass...　

    CA has a program called CAP (Consumer Assistance Program) to improve air quality and the state will pay ＼ up to 80% ／ of the repair cost.

    State government buyback, if you want this program, we can help you apply!

    State Government Assistance Program for Smog Related Repair Costs CAP (Consumer Assistance Program ） is accepted.
    State government program to pay 80% of the repair cost of your car that did not pass the Smog Check.


    Please feel free to contact us first🚗


    ☎ ： 310-532-3302

    スモッグテストスモッグチェック車修理
    • Useful info / Professional
    • 2024/05/15 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ~Column in BibiNavi~Attorney Joseph Pitera's "Family and Divorce Troubles" Rush Haven

    ~Column in BibiNavi~Attorney Joseph Pitera's "Family and Divorce Troubles"

    Helping all those who are suffering from family and divorce troubles.
    Under the supervision of Joseph Pitera, a lawyer with many years of experience and achievements since 1994, this site provides useful information for solving problems related to divorce, family troubles, and criminal cases related to them.
    In this age of information, we are here to provide you with correct information ・ and knowledge to help you resolve your problems quickly.


    Click here to access Bibinavi Life Supporters ！
    https://losangeles.vivinavi.com/jpn/ls/jpitteralegal/15

    • Useful info / Computer / Electronics
    • 2024/04/29 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ！ ！ ] Please feel free to consult with us about slow operation …, virus infection, hardware failure in general, website creation, SEO measures, and obtaining your own domain ・ mail address.

    ■ Tony's Technology
    PC ・ MAC （ PC ） repair store in Old Torrance.
    If you have any questions about computers, please feel free to contact us.
    Free PC health check is always available ！ ！ Recently, it often freezes, it suddenly becomes slow, and many pop-up windows are displayed.... Please contact us before it is too late.
    We also welcome English-language PCs purchased at other stores. We will set up your PC in Japanese on the spot if you bring it in.
    $ 45~/ Please contact us if you have purchased from other stores but the support is not good, or the repair or setup cost is too high, etc.
    Skilled Japanese staff will explain and advise you on the best way to use your PC in an easy-to-understand manner.

    ●Hardware ・ Repair software problems ・ Upgrade, virus ・ Spyware removal
    We can solve common daily problems such as changing settings to Japanese environment, internet connection problems, virus countermeasures, etc. We will solve common daily problems such as changing settings to Japanese environment, Internet connection problems, and virus countermeasures.
    Spyware and virus removal $ 75~/PC protection service $ 45/ We can repair or upgrade notebook PCs as well as desktop PCs.
    Please do not give up and contact us because you bought your PC in Japan. （ Hard disk replacement, memory upgrade, LCD, keyboard, battery replacement repair, etc. ）
    The Internet environment has become more convenient and comfortable, but with it, the damage from virus infection is also increasing at an explosive rate.
    Those who have not yet taken security measures need to do so as soon as possible. Also, if you are considering installing a new system and do not know how to take countermeasures, please visit our store.
    We will help you from installation to setting up. We will protect your valuable computer.
    We also provide web tools （ such as shopping carts and other management tools ） We can help you create an online sales site.

    ●Website creation and design （ Multi-language and mobile support ）
    WEB tools （ Shopping carts and other management tools ） We can also help you create online sales sites.
    We can help you to create an online sales site. We accept from individuals to small businesses and corporations.

    ●Remote Remote Repair Service
    We can help you with problems such as not knowing how to set up or operate your computer, initial settings of a newly purchased computer, language settings （ Japanese language conversion, etc. ） security protection, virus infection, etc. Our professional staff will diagnose, set up, and repair your PC remotely.
    This service remotely controls your PC screen via the Internet to help you solve problems and operate your PC.
    We operate the customer's PC, so there is no need to do anything complicated.
    Even if you have difficulty in operating the remote connection, our staff will guide you in Japanese, so you can use this service with peace of mind.

    • Introduction /
    • 2024/05/10 (Fri)

    • Problem solution / Medical
    • 2024/05/04 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Do you have a problem in your daily life ？ We can help you ！.

    Do you need help with meal preparation, bathing, changing, etc. ？

    Hope ・ International ・ Home Care offers help in your home or facility for those who need care ！

    If you need someone to help We'd love to hear from you!

    Our staff are all Japanese and will take care of you in Japanese and cook Japanese meals.

    We also offer 24 hour service.

    We will support you so that you can live your daily life with peace of mind.

    • Signature service / Medical
    • 2024/05/08 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    If you are having trouble with infertility, get pregnant with acupuncture and Chinese herbal medicine ！.

    Acupuncture Clinic Aculeafs Acupuncture Acupuncture in Torrance and Beverly Hills with a female acupuncturist.

    If you are unable to conceive and are considering treatment, you may want to consider acupuncture. Acupuncture can help those who want to conceive naturally or are trying to conceive through IUI or IVF.

    The human body has a highly developed nervous and endocrine system, both of which work in balance to maintain health. However, rapid changes in lifestyle and diet can make it difficult to maintain balance. Breakdown of these systems can affect childbearing and make conception difficult.

    Our clinic offers an acupuncture fertilization course that can prepare the body for fertilization and implantation. The goal of treatment is to improve the body's balance and blood flow to the uterus and ovaries, thereby improving the chances of giving birth.

    If you are interested or have any questions, please contact us first.
    We will explain in detail in Japanese.


    For more information, please visit our website ！.

    I saw it on Vivinavi ！, free consultation ！.

    不妊鍼治療漢方薬
    • Signature service / Medical
    • 2024/05/08 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Must see 👀Female 👀Acupuncture will make your skin beautiful! Why don't you become beautiful from the inside by healing your body naturally ？ Please consult a Japanese acupuncturist who has mastered beauty acupuncture ★.

    Acupuncture can clear up your skin!　Using your body's natural healing powers to improve your skin from the inside out.
    Don't rely on cosmetics or lasers to tone your skin and improve your problems ？

    Acupuncture is... ！
    ✅ Skin texture improvement
    ✅ Wrinkles ・ Dullness ・ Improvement of spots
    ✅ Lifting ・ Skin tightening
    ✅ Detox effect
    ✅ Improvement of acne-prone skin, etc.

    《Mechanism of acupuncture》
    Acupuncture is used for the treatment of fine lines, wrinkles, sagging under the eyes, etc., by directly applying needles to create small scratches on the skin, and the healing process stimulates the production of collagen and elastin in the dermal tissue. Blood flow is also improved, making it easier for waste products to be eliminated and nutrients to reach the skin, making it more supple and radiant.
    The skin is made up of the epidermis, which is approximately 1mm thick, and the dermis, which is approximately 1.9mm thick. Acupuncture needles, on the other hand, reach the dermis layer and the muscles beneath it. By using the skin's natural healing power and relieving muscle stiffness, the skin is cleaned from the inside out.


    ＊ _... ＊ _... ＊ _... ＊ _... ＊ _... ＊ _... ＊ _... ＊ _... ＊
    Why don't you try "beauty acupuncture" to become beautiful ？
    ＊ _... ＊ _... ＊ _... ＊ _... ＊ _... ＊ _... ＊ _... ＊ _... ＊

    If you are interested or have any questions, please contact us first.
    We will explain in detail in Japanese.

    ✨ Please contact Naomi for reservation ✨
    TEL ： (213) 519-0007
    Email:info@aculeafsacu.com



    For more information, please visit the Town Guide page or our website ♪.

    美容鍼鍼灸
    • Signature service / Medical
    • 2024/05/08 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    If you are suffering from menopause, female acupuncturist will cure you with Chinese herbal medicine and acupuncture.

    Aculeafs Accupuncture uses acupuncture and Chinese medicine to provide the best treatment plan for your problem.1
    Japanese acupuncturists with extensive knowledge of acupuncture and Chinese medicine will take care of your physical problems that are not easily cured by medicine.
    Please feel free to consult with us.

    ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝
    Acupuncture can help not only with physical pain but also with these things
    ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝ ＝
    👉 Insomnia, stress, instability, poor concentration
    👉 Irregular periods
    👉 Menopause ・ Menopause
    👉 Beauty ・ Skin Improvement
    👉 Sports Injury Improvement
    👉 Infertility Treatment
    👉 Atopic Dermatitis
    👉 Cold Sore
    👉 Constipation
    👉 Acne Skin
    👉 Weight control
    👉 Immune enhancement


    Acupuncture is not familiar to Japanese people, but it is actually effective for such familiar physical problems.
    If you are unable to get well even with medication,
    if you want to get well without relying on medication, etc.
    Please consult with us about your problems and wishes.

    Appointments ・ Please contact Naomi for consultation
    TEL ： (213) 519-0007
    Email ： info@aculeafsacu.com

    We have 2 locations ♪
    《Torrance Clinic》
    17223 Crenshaw Blvd., Torrance, CA 90504
    《Beverly Hills Clinic》
    250 S. Robertson Blvd.

    更年期漢方薬鍼治療
    • Useful info / Life / Housing
    • 2024/05/01 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Recent Mortgage Loan Situation] - Real Estate ・ Having trouble with your mortgage? Contact an Expert Who Knows the American Financial Industry ！ Sakura Capital Corporation

    The goal of economic policy is [economic growth ・ controlling inflation ・ achieving full employment ・ stabilizing the balance of payments], and the U.S. economy is currently focused on controlling inflation.
    The central bank of the United States is the Federal Reserve Bank （ FRB ） which determines the appropriate interest rate at a meeting of the Federal Open Market Committee and applies it as the policy rate.
    This set interest rate has an immediate impact on short and long term interest rates in the US.
    Although it takes some time for the policy rate to affect the real economy, changes in interest rates have a significant impact on our real lives, including interest rates on deposits, credit cards, real estate loans, and commercial loans.

    As of September 27, 2022, the policy rate determined by the FOMC increased the Federal Fund Rate by 0.75% to 3.25%.
    This rate is expected to rise to at least 4.125% over the remaining two FOMC meetings before the end of this year.
    This sharp rise in interest rates has led some pundits to believe that the U.S. economy will inevitably enter a recession, with the current 2-year and 10-year Treasury rates at 4.27% and 3.956%, respectively, and long-term interest rates lower than short-term rates.

    This rise in interest rates is a Government Sponsored Enterprise in the U.S., primarily 30-year long-term fixed rates for Fannie Mae and Freddie Mac, which purchase Mortgage Backed Securities. It has pushed the Mortgage Loan Rate above 6%.

    This sharp rise in interest rates has halted the real estate price increases that have been occurring for the past several years, and has led to the phenomenon of real estate sales transactions.
    If the U.S. economy enters a recession next year, we will see a situation where people who have been forced to purchase real estate at high interest rates and lose their jobs will lose Equity, meet with Foreclosure, and have to sell their real estate.
    Although there are regional differences, real estate prices are not expected to rise for the next 1 ， 2 years.

    Mortgage Loan Broker business has taken a turn for the worse and many companies are cutting jobs.

    The lending criteria for real estate loans seems to have eased somewhat from the strict criteria used in the past with No Corona, but the criteria for loans still require that the monthly total of all debts be within 43% of the monthly gross income to meet the loan criteria. No change.
    Especially for those who are self-employed, the average of two years' figures reported on Tax Returns, etc. will be taken, so even if you increase your salary just before applying for Loan, you may not be able to meet the requirement.

    There is no point in refinancing a Loan when interest rates are rising rapidly from a temporary low, unless there is an urgent need to take out Equity. ？
    This situation will continue until either the US economy enters a recession or the current Inflation Rate falls to the 2% level that the Fed is aiming for.

    ■ Sakura Capital Corporation
    Mortgage loans are changing daily due to fluctuations in long-term interest rates.
    Based on many years of experience, we know how much Loan can be obtained and at what interest rate and terms.
    With our long experience in dealing with banks, we can give you a quick Yes, No, or Yes with conditions ！
    Please feel free to contact us for more information.
    CALL ： （ 310 ） 339-0737

    住宅ローン金利不動産
    • Free trial / Professional
    • 2024/04/21 (Sun)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    （ Completely free, Japanese-language consultation ） Total compensation recovered, over $350 million. You can get more compensation than you can imagine.

    Are you in trouble after a car accident ？ Is your insurance company reluctant to compensate you ？
    Contact the EYL LAW LAW OFFICE today.
    We can help you with all your car accident problems.
    Our attorneys have years of experience negotiating with insurance companies and will be on your side.
    Our specialty is to help expatriates, students, and tourists get more compensation than they ever imagined. Japanese language consultation, completely free of charge. We do not charge any legal fees to our clients.
    We are available 24 hours a day, 7 days a week.
    Call us now at 213-700-7800.
    You can also text or email us.

    Car Accidents ・ Law Firm Specializing in Personal Injury Accidents [Japanese Line] 213-700-7800 Attn LEO

    交通事故無料弁護士自動車販売自動車修理