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    • Free trial / Education / Lesson
    • 2024/05/28 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🐰 Living in the U.S. Should my child learn Japanese or English ？ It depends on whether you are a permanent resident or an expatriate ？ 🐰

    When you live in the U.S., do you wonder which you give priority to learning, Japanese or English ？ 😞
    It is easy to worry because each family is different depending on the environment they are in 😩
    Which you give priority depends on the age of the child, language ability, future residence plans, etc. 🇯🇵🇺🇸
    Generally, children of permanent residents in the U.S. have priority for Japanese. 👶🗾
    Short-term （ 3~5 year ） English is preferred for children from expatriate families. ✏ ️👧
    Bilingual parenting can cause many problems if the language is raised in the wrong order 😱
    It is important to have a clear language development plan to help your child become bilingual in reading and writing 💪🔥
    If you attend a trial lesson, Our counselors will advise you on which class is best suited for your child's needs👍

    At TLC for Kids, we offer not only regular lessons, but also home study methods and habits, plans for advanced Japanese language acquisition for children who are permanent residents, step-by-step English proficiency methods while in the US, and English strategies after returning to your country. We will advise you on English language strategies after you return to your home country, taking into consideration various aspects such as your child's age, level of proficiency, and length of stay in the U.S.

    Children can learn English / Japanese reading and comprehension skills through songs in a fun way 👧👦
    Original reading materials to enhance learning while having fun ✏ ️

    Experienced teachers in Japan and US Our counselors are experienced in teaching English in Japan and the U.S.A. Our counselors will guide children who are not confident in English or who are new to English through the process of learning in a fun and easy way to achieve proficiency at or above the level of native English speakers at local schools in the shortest possible time 🤗No problem for children whose Japanese is a second language or whose native language is weak👍

    First, we offer a free trial lesson. <2065> Please join us for a free trial lesson 🎵 Ages 3 and up

    Free trial

    Free trial lessons are now available!

    英語子供日本語トーランスバイリンガル
    • Free trial / Education / Lesson
    • 2024/05/29 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🐉Living in the U.S. Bilingual parenting 6 things not to do to your child🐉.

    Here are 6 NG points that families in the U.S. who are raising bilingual Japanese-English children tend to do.
    1. Ask ？ how to pronounce this → （ child may feel ） tested 😞
    2. Ask ？ what this means → （ child may feel ） tested 😨
    3. Translate in Japanese/English → （ Child's brain will be ） confused 😵‍💫
    4. Ask what is this ？ what is this ？ → （ Child will feel ） tested 5. teach a mix of Japanese and English → （ the child's brain will be confused ） 6. ） *For families where Japanese is the native language 😕

    Be careful not to test your child or talk to them in a way that confuses their brain, but have fun raising your child bilingual 👶
    TLC for Kids provides a fun way to learn English/Japanese reading and comprehension skills through
    Our original reading materials will help your child learn while having fun ✏ ️

    Our counselors with extensive teaching experience in Japan and the U.S. will help children who are not confident in English or who are new to English learn in a fun and easy way and help them reach the level of local schools.
    We can help you plan for advanced Japanese language learning for permanent residents, children for whom Japanese is a second language, and children who feel that their native language is weak 👍

    First, please join us for a free trial lesson. Please join us for a free trial lesson 🎵 Ages 3 years old and up

    Free trial

    Free trial lessons are now available!

    英語子供日本語トーランスバイリンガル
    • Free trial / Education / Lesson
    • 2024/05/30 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Recommended for parents who are concerned about their child's English and homework support at the local school👍

    If you are in the U.S. and want to help your child with English or homework support at the local school but are not confident or able to support your child with your own English skills😿
    If you want to help your child regain confidence ＆ If you want to nurture ！ English language support for your child's needs🙀

    at the local school TLC for Kids LA can help you with your child's English needs and support 😾
    TLC for Kids LA can help you ❗ ️

    TLC not only offers regular lessons, but also home study methods, habits, and a step-by-step guide to learning English while in the U.S. TLC will advise you on how to improve your child's English skills and habits while in the U.S. and how to develop an English strategy after returning to your home country.

    Our counselors are experienced in teaching English in Japan and the U.S. and will guide children who are not confident in English or who are new to English through the process of learning in a fun and easy way to achieve proficiency at or above the level of native speakers at the local school in the shortest possible time.

    Free trial

    Free trial lessons are now available!

    英語子供日本語トーランスバイリンガル
    • Free trial / Education / Lesson
    • 2024/05/31 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✏️Children's English/Japanese education 👦Free trial lesson is now available ✏️

    TLC for Kids LA offers free trial lesson ✏ ️
    ・ For families who want their children to learn basic phonics before entering a local school
    ・ For families who want to reinforce their native language Japanese for permanent residence ・ For families who are going to be stationed in the U.S. and want their children to learn English in the shortest time possible

    You can enjoy learning English/Japanese through songs🎶
    First, experience lessons using original materials that have been proven effective by teachers all over the U.S. ❓

    We will design a curriculum that is best suited to your child's individual growth, Japanese/English learning history, and proficiency level.
    For those who are new to English, those who are concerned about maintaining their Japanese language skills, or those who have just arrived in the U.S. for an assignment and are unsure about their English, we will help your child develop language skills and confidence while having fun and building learning habits🔥

    ＜ Free trial lesson flow ＞

    1 ． Make a reservation for a trial lesson
    Email : tlcforkidslosangeles@gmail.com Please tell us you saw "Vivinavi" （ Japanese is OK ）

    2 Wait for a reply email and decide the date and time of your trial lesson
    We will send you a list of suggested classes and days of the week that we can suggest depending on your child's age and learning status.
    Please select your preferred date and time and reply.

    3 ． Arrive at the classroom on the day of the class
    Pre-counseling 5 minutes
    We will briefly discuss your child's learning history, school, preferences, etc.
    If you have any questions or concerns, please do not hesitate to ask.

    4 ． Trial lesson 45 minutes
    Your child will attend the lesson. Parents may observe in the back of the classroom.
    The instructor will casually check your child's proficiency during the lesson.

    5 ． 10 minutes of post-lesson counseling
    Counselors who have experience teaching in both Japanese and U.S. educational settings will advise you on your child's learning plan.

    6 ． End
    There is no need to worry, as we will not solicit you.

    ＜ What to bring for the trial lesson ＞
    Water bottle, etc. if needed
    All writing materials are provided

    ＊ For the trial, you can choose either face-to-face class or online class. You can choose either one according to your preference.

    Free trial

    Free trial lessons are now available!

    英語子供日本語トーランスバイリンガル
    • Satisfaction guaranteed / Professional
    • 2024/05/02 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    How about replacing your refrigerator or air conditioner before it gets too hot ？.

    It's about to get hot 🥵

    Have you checked to see if your air conditioner is working properly ？
    How long has your refrigerator been in your home ？


    Appliances have a life span too ！
    Even if you take good care of your refrigerator, it may become old and your electricity bill may increase💦


    Why don't you consider replacing it once ？

    We have been serving major companies and other customers for over 30 years since 1994, We have been providing commercial refrigerators and central air conditioners to major corporations, restaurants, homes, etc. for over 30 years since 1994.

    Free phone consultation （ 15 minutes ） We offer free estimates, so please contact us if you are interested ！.

    • Satisfaction guaranteed / Professional
    • 2024/06/01 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    How about replacing your refrigerator or air conditioner before it gets too hot ？.

    It's about to get hot 🥵

    Have you checked to see if your air conditioner is working properly ？
    How long has your refrigerator been in your home ？


    Appliances have a life span too ！
    Even if you take good care of your refrigerator, it may become old and your electricity bill may increase💦


    Why don't you consider replacing it once ？

    We have been serving major companies and other customers for over 30 years since 1994, We have been providing commercial refrigerators and central air conditioners to major corporations, restaurants, homes, etc. for over 30 years since 1994.

    Free phone consultation （ 15 minutes ） We offer free estimates, so please contact us if you are interested ！.

    • Signature service / Education / Lesson
    • 2024/05/07 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Deadline Looming" May 19 （ Sun ） "Overseas Examination Lecture"

    Waseda Academy's International Department will hold "Overseas Examination Lecture Meeting" on May 19 （ Sun ）. We will provide the latest information on education and entrance examinations. This time, the event will be held as a "Dual Session" so that those who cannot come to the venue can also participate. Naturally, non-junior students are also welcome to attend for free, so if you are thinking of taking the entrance exam in Japan, please do not miss this opportunity ！
    [Date]
    May 19 （ Sun ）
    [Time] （ US Pacific Time ）
    0 Junior High School Entrance Examination 14 ： 00 ～ 15 ： 30 zHigh School Entrance Examination 15 ： 45 ～ 17 ： 15
    [Contents]
    zIntroduction of Waseda Academy zIntroduction of the 2024 returnee student entrance exam results zThis spring's returnee student entrance exam Topics, etc.
    [Participation Fee]
    Free
    [Registration Deadline] （ US Pacific Time ）
    May 15 （ Wed ） 23 ： 59
    [Registration Method]
    https:// Please apply from the website at www.waseaca-california.com/form/la/koenkai_kikokusei/sformmail.html
    .

    Waseda Academy Los Angeles
    Website ： https://www.waseaca-california.com/la/index.html
    TEL ： +1 （ 424 263-2544
    Address ： 2244 Pacific Coast HWY Suite 205, Lomita, CA 90717

    • Event / Education / Lesson
    • 2024/05/29 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    'Kaichi Gakuen ＋ Kobe ・ Shinwa Gakuen （ Educational Cooperation ） Information Session'

    Waseda Academy Los Angeles will host a school information session for Kaichi Gakuen ＋ Shinwa Gakuen. This is a rare opportunity, so please register if you are interested.

    [Date] June 5th （ Wed ） 13 ： 00 ～ 13 ： 50
    [Format] In person at the school building or online （ via ZOOM ）
    [Fee] Free
    [Deadline Deadline] June 2 （ Sun ） 23 ： 00 （ US Pacific Time ）
    [Registration] https://forms.gle/nFGLSyvpPgCgNBMF7

    [Each school] 0 Saitama City
    ▹ Kaichi Elementary School | Kaichi Junior High School ・ High School | Kaichi Senior High School
    ▹ IB Candidate School DP
    0 Tsukubamirai City
    ▹ Kaichimochi Elementary School | Kaichimochi Secondary School
    PYP, MYP,&DP Accreditation
    0 Chuo-ku, Tokyo
    ▹ Kaichi Nihonbashi Gakuen Junior High School ・ High School
    ▹ MYP&DP Accreditation

    ▹ Kaichi Tokorozawa Elementary School | Kaichi Tokorozawa Secondary School
    ▹ Newly established in 2024
    Kobe, Hyogo Prefecture
    ▹ Shinwa Junior High School | Shinwa Girls High School
    ▹ SSH Certification

    If you have any questions Please contact Waseda Academy Los Angeles.
    （ los-angeles@waseaca-california.com ）

    • Problem solution / Medical
    • 2024/05/24 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Somehow I don't feel motivated … Are you having trouble sleeping ？?

    ----The mind and body are closely related----

    The so-called seriousness and patient nature of the Japanese temperament can lead to worsening of the disease.

    ◆Your lack of motivation is caused by ？

    ・ mental fatigue ？
    ・ physical fatigue ？
    ・ continuing to do things you do not want to do ？ ・ I don't know …

    ------------------------

    If you have a fever or pain, you go to the hospital.
    However, when you feel "somewhat unmotivated," "somewhat unable to sleep," or "don't want to go to school or work," you tend to try to do something about it yourself.
    The causes of these symptoms can vary greatly from daily stresses such as relationships, work, and child-rearing to physical problems, such as abnormal thyroid function or anemia.


    At Fujiwara Clinic in Little Tokyo,
    we offer not only conventional medical tests such as blood tests, echo tests, and x-rays, but also psychological tests in cooperation with LA Counseling.
    Everyone works as a team to support treatment.

    If you are resistant to medication, we offer counseling, cognitive-behavioral therapy to flex your thinking patterns, and other treatments that are less burdensome, depending on your situation.
    Please consult us first.

    *We accept various insurances.

    ■ Fujiwara Clinic (Tadao Fujiwara M.D. Inc.(213) 680-0355}
    Phone ： (213) 680-0355}
    Address ： 200 San Pedro Street Suite 302, Los Angeles
    Business Hours ： （ Weekdays ） 10:00AM-5:00PM/ （ Tues ） Closed / (Saturday ） (Sunday ） Appointment Only

    For inquiries Please feel free to contact us via "Send Message".

    • Problem solution / Life / Housing
    • 2024/05/06 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Construction ・ We can do your remodeling ！ Bathroom remodel, water, electrical, etc. problems ！

    Los Angeles Architecture ・ Leave your remodeling to Group Okuno.
    Bold and delicate finish work, the final result is the difference ！

    We know you spend more time at home these days
    Why not review your home once and get a more comfortable life at home ？

    Bathrooms ・ Kitchens ・ RECESS LIGHT ・ Gates ・ Cement ・ PAVER ・ Flooring ・ Tiles ・ Framing ・ Paint ・ WALL and more

    Architecture ・ Leave your remodeling to us ！ ！

    >> commitment <<
    -------------
    ✓ Bold and delicate construction work.
    ✓ Finish work with attention to detail. The final result is different.
    ✓ No outsourcing whatsoever. Leave everything to us.

    >> Our strength <<
    -------------
    ① Over 25 years experience, zero complaints
    We have never received any complaints from our customers.
    Many of our customers have been satisfied with our services and have referred us to new customers in many cases.
    For more than 20 years, we have received renovation requests only by word of mouth from our customers.

    ② All of our staff are Japanese
    You can feel free to consult with us in Japanese.

    ③ Our team of skilled professionals
    only work with staff trusted by our customers and approved by us.

    Please feel free to call us first ！ (310) 806-2918

    リフォーム建設コンストラクター修繕修理
    • Discount / Restaurant / Gourmet
    • 2024/05/24 (Fri)

    Looking to savor a satisfying ramen bowl for your lunch break without breaking the bank? 🌼🍜

    ** 🌼🍜Come dine with us at Hana Ichimonme Restaurant and savor our exclusive weekday lunch specials! For just $15, indulge in a variety of delectable menu items handpicked each week.
    From mouthwatering ramen combos to irresistible Katsu curry dishes!! Available Monday through Friday for dine-in only*🌼🍜

    📍 Location:
    333 S Alameda St,
    Los Angeles, CA 90013 ( Located in the 3rd floor of Little Tokyo Galleria)

    📞 Contact Us: at (213) 626 3514

    Discount

    Lunch Special ! 🍽️
    Monday to Friday (dine in only)

    RamenKatsuHamburgerCurry
    • Discount / Restaurant / Gourmet
    • 2024/05/31 (Fri)

    🌟✨Discover Weekday Bliss at Hana Ichimonme Restaurant 🌟✨

    🌟✨Join us for Happy Hour at Hana Ichimonme, Monday to Friday, 5pm to 7pm!🍻 🌼🍜

    🌼 Treat yourself with your exclusive deals on your favorite side dishes and beer at Hana Ichimonme! 🍱🍺 Treat yourself to the ultimate happy hour experience! 🥳🎉

    📍 Location:
    333 S Alameda St,
    Los Angeles, CA 90013 ( Located in the 3rd floor of Little Tokyo Galleria)

    📞 Contact Us: at (213) 626 3514

    Discount

    Happy Hour (5pm to 7pm) ! 🍽️
    Monday to Friday (dine in only)

    RamenKatsuHamburgerCurry
    • Discount / Restaurant / Gourmet
    • 2024/05/31 (Fri)

    🌟✨Craving amazing ramen deals?🌟✨

    🌟✨🍜 🍜 Dive into flavor at Hana Ichimonme Restaurant! 😋 For a limited time, slurp up any ramen bowl 🍜 for just $15.00+tax! Don't miss out on this sizzling offer, available exclusively Monday to Friday during Dinner hours. 🏮 Hurry in and satisfy your ramen cravings! This deal is exclusively for dine-in customers and cannot be combined with any other offers, 🌟🥢 🌸


    📍 Location:
    333 S Alameda St,
    Los Angeles, CA 90013 ( Located in the 3rd floor of Little Tokyo Galleria)

    📞 Contact Us: at (213) 626 3514

    Discount

    Ramen bowl special ( Dinner Time Special)! 🍽️
    Monday to Friday *DINE IN ONLY*...

    RamenKatsuHamburgerCurry
    • Discount / Restaurant / Gourmet
    • 2024/05/31 (Fri)

    Craving the comforting warmth of ramen or the bold flavors of curry?🌼🍜

    🌸 Indulge in a Culinary Journey at Hana Ichimonme Restaurant*🌸

    Hana Ichimonme, where every dish is a celebration of flavors. Immerse yourself in a delightful experience as you explore our diverse menu, carefully crafted to tantalize your taste buds.

    🍜 **Ramen Extravaganza:**
    Choose from flavors with our exquisite ramen selection, including:
    - *Shoyu Ramen* - A savory delight with the perfect blend of soy sauce.
    - *Tonkotsu Ramen* - Rich and hearty, our pork bone broth masterpiece.
    - *Champon* - A medley of flavors featuring seafood and vegetables.
    - *Miso Ramen* - The umami-rich experience you've been craving and more..

    🍛 Beyond Ramen: 🍛
    Indulge in more than just ramen with our selection of Katsu Curry Rice, Udon, and more. Each dish is a fusion of tradition and innovation, creating a symphony of taste on your palate. ✨

    🌺 Join Us Today 🌺
    Don't miss out on the opportunity to embark on a culinary adventure with Hana Ichimonme. Gather your friends and family for a feast that transcends the ordinary. Visit us and discover a world of flavors like never before.

    📍 Location:
    333 S Alameda St,
    Los Angeles, CA 90013 ( Located in the 3rd floor of Little Tokyo Galleria)

    📞 Contact Us: at (213) 626 3514

    Discount

    20% OFF on all entrees! 🍽️
    Present voucher at the time of ordering to enjoy t...

    RamenKatsuHamburgerCurry
    • Signature service / Medical
    • 2024/05/02 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    [Honda Plaza ・ Dental ・ Clinic

    I have a missing tooth and am in trouble.
    You are considering dental implant treatment, but it is your first time and you don't know what to expect.
    If so, please contact Honda Plaza ・ Dental ・ Clinic first.

    Dr. Ito is a licensed dentist in the U.S. and completed a postgraduate course in implant surgery.
    Dr. Ito is an implantologist with many years of clinical experience. ！

    Dr. Ito, an implant specialist, will explain the implant procedure in Japanese,
    gently, and in a way that is appropriate for each patient.


    ====================================

    Please make an appointment by phone or email.

    ～ Providing advanced American dental care in Japanese ～
    Located on the 2nd floor in Honda Plaza in Little Tokyo

    ====================================== □ ■ Honda Plaza ・ Dental ・ Clinic ■ □
    ======================================

    Please contact us for all your dental needs

    Please feel free to contact us by phone below or click on the yellow phone book and use the ［ Contact Form ］ in the Town Guide.

    Click here to visit our website ！ 🦷🦷🦷🦷.

    歯科デンタルホンダプラザインプラント
    • Signature service / Professional
    • 2024/05/05 (Sun)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Divorce Consulting

    Are you struggling with marital or gender issues?


    ◇Those who are trying to repair their relationship.

    ◇Are you worried about separation or divorce but do not know what to do?
    （ California has a legal separation system. ）

    ◇If you are worried about your life during separation or after divorce.



    Why not consult a professional instead of worrying alone?



    Based on our many years of experience in handling various divorce and separation cases,

    we will talk with you to find out what the best solution is for you and propose one.

    ----------------------------------------------------------------------------------------------------------
    Our Rocky Mori, our Japanese-speaking representative, is an expert in ADR （ and Alternative Dispute Resolution (ADR) ） and has been a mediator for 18 years in the courts of

    Small Claims Court, as well as a California state-certified mediator for civil matters and divorces. Expert in ADR and Alternative Dispute Resolution .
    ----------------------------------------------------------------------------------------------------------

    Initial consultation is free of charge.

    • Wanted / Group / Organization
    • 2024/05/27 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Seeking collaborators] Toward an American society where all people can live in peace ！.

    [We are looking for others who are willing to join forces and work together to solve the problems of homelessness and poverty.

    Did you know that more than 60,000 homeless people sleep without a roof over their heads on the streets every night in Los Angeles?

    We have been aware of this crisis for decades and have worked hard to improve it. Governments have also implemented numerous programs to address the problem, but the problem is getting worse and solutions are largely nowhere in sight.


    Daruma, a non-profit organization, was founded out of a desire to help the homeless and a belief that the long history of this problem must come to an end.


    We are dedicated to building a community that supports affordable housing, food, clothing, and housing ＋ and jobs for homeless and low income people.
    We will create educational facilities to equip them with Skill （ and Technology ） and create a system for the homeless to pay their own taxes.
    We are serious about this issue.


    President Biden has proposed a 1 trillion yen budget and is working to eliminate 25% of homelessness, Daruma's goal is 100%.
    Daruma's proposal ・ The proposal is ready to be sent to President Biden and will be sent soon.

    We are looking for people, organizations ・ and companies interested in this grand project.

    Also, this project is working towards the Olympic Games to be held here in Los Angeles in 2028.
    Let's make America a safe place for everyone to live and make the Olympics a success ！
    We will join forces with the homeless and work with them to solve this problem.



    There will be a 100 million yen reward for those who participate in this project and make it a success.



    We invite you to help us establish a system that enables all people to live a stable life and create a sustainable and developable society ？
    Students ・ Individual volunteers and participation Companies ・ Organizations, etc., who share our aspirations, please contact us.



    Please feel free to contact us if you have any questions or if you are interested.
    Best regards.

    • Useful info / Finance / Insurance
    • 2024/05/24 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Must See ！ ！ For First Time Home Buyers in California ！ ！

    About CalHFA]

    CalHFA is a program that helps first-time homebuyers to make buying easier.
    It provides loans for down payment （ Down Payment ） and other expenses （ necessary to make the loan ） Closing Cost .

    And this part of the loan does not have to be repaid until you sell the house or do a loan modification （ Refinance ）.
    （ Silent Second ） which is designed to make it easier to pay with lower monthly payments.

    The first condition for borrowers is Primary Residence Only, which can only be used to purchase a house to live in.
    And the borrower must be a First Home Buyer （ who has not been a homeowner for at least the past three years ）.

    There are income limits by County.
    （ Income Limit ） Must take Home buyer Education Counseling and obtain Certificate.

    [How To Apply]
    Apply only through a Mortgage Broker or Lender that handles CalHFA.
    Documents to be submitted are the same as for other loans.
    （ Pay Stubs, Bank Statement, Tax Return, Employment History, etc. ）

    First Mortgage is a Government Loan （ FHA, VA, USDA or Conventional Loan.

    Saving for a down payment can be a challenge. The part of the loan that serves as the down payment is the second mortgage, where the first and second loans are combined together,
    but as I mentioned before, you only need to make the first mortgage （ payment ） payment .

    CalHFA Goverment Loan （ FHA ） would be supported by this program for 3 ． 5% （ of the purchase price or the lower of the appraisal value ）.
    CalHFA Conventional Loans are supported at 3%.

    Closing Cost Assistance Program is called Zip.

    It is of course possible to get both this and a down payment, but the first mortgage rate will increase by about 1 ． 25%.
    This would increase your monthly repayments, so you would need to do a detailed calculation with your loan officer to determine this.

    Even if you purchase through one of these programs, this will not drag on for years, and
    California has a higher real estate appreciation rate than the rest of the country, so in 2 ， 3 years you will have Equity and be able to refinance your loan!

    Refinancing will also allow you to eliminate things like Mortgage Insurance that you had to pay because of a small down payment.
    While you are saving up for a down payment, the price of real estate will go up and up. It may be a good time to consider the buying options discussed here.

    There are many things about loans that are not clear.
    In such cases, please leave it to Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mgagee ≪ Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below. If we are unable to answer your call, please contact us by clicking on "Send message" below.

    **************************************************************************************************************

    Currently this program is a lottery and we are not sure about the next one.
    We look forward to working with you to prepare for the next one ？ Please feel free to contact us ！

    **************************************************************** **********************************************

    住宅ローン家モーゲージ
    • Useful info / Finance / Insurance
    • 2024/05/25 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    How to take advantage of the Reverse Mortgage, a loan program for seniors age 62 and older ？.

    Reverse mortgages are designed specifically for seniors age 62 and older. It lends against the difference ） between the Equity （ of your home （ minus your current mortgage ） if you have one , but unlike a regular loan, you do not have to make monthly payments. The only thing you have to pay is property tax and fire insurance. Even if you are paying off your mortgage, you are still paying these taxes and fire insurance, just like someone without a loan. The loan can be paid off when the house is sold. Until you sell it, you have 100% ownership of the property and it is treated the same as a regular loan. The loan can be modified as many times as you want, just like a regular loan.

    Below are some highlights of how you can take advantage of this.

    #1 You can use it to buy a house. As you get older, it can be intimidating to take on debt, but with a reverse mortgage you only need about half the down payment, depending on your age, and you don't have to use 100% cash. If you sell your current home and downsize, you can still keep half of the Cash on hand.

    #2 When you suddenly need cash, for example, a large sum of money for roof repairs, medical bills, or car repairs, problems happen when you least expect it. With a regular loan, monthly payments begin, but with a reverse mortgage, no payments occur. This program was created so that seniors can use their homeownership and not have to worry about money problems.

    #3 Increase your retirement income. We live in a world of fast-paced political and economic change. Even if you think you have a retirement plan in place, you can't help but feel anxious about the future. Recently, financial planners have begun to focus on this reverse mortgage. In addition to Social Security, you can also use a reverse mortgage to generate, for example, ＄ 1000 extra income each month. （ Unlike in the past, the FHA rules have improved and financial planners are now comfortable recommending this mortgage. The cost of the loan is now the same as a regular loan. ）

    Even if you have a loan on your home now, you can convert it to a reverse mortgage. Also, since the income is not paying off the loan, you will only be considered to be able to pay property taxes, fire insurance, and Home Owners Due （ ） if any. We would be happy to help you live a long and meaningful life. Please do not hesitate to contact us （ free of charge ） to discuss any concerns you may have about your own or your parents' retirement.



    There are many questions about loans.
    If you are in such a case, please leave it to Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mogege ≪ Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below. If you are unable to answer the phone, please contact us by clicking on the "Send message" link below.

    • Press Release / Restaurant / Gourmet
    • 2024/05/04 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Izakaya Gazen 🍺 open for lunch on Mondays:)

    We have been open for lunch on Mondays since May and are now open every day ！

    Our motto is to please our customers through our food and restaurant atmosphere.

    Please try our Japanese Izakaya menu with homemade Tofu and fresh fish shipped directly from Japan 🐡🥢

    We also welcome family, friends and company for year-end parties and farewell parties.

    For non-business hours, reservations can be made online via Yelp for parties of 4 or less, or by email for parties of 5 or more.


    TEL : +1 (213) 613-1415
    Email ： gazendowntown@gmail.com
    Address ： 362 E 1st St, Los Angeles, CA 90012