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    • Other / Education / Lesson
    • 2024/09/02 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Driving School (Oxford Driving School)

    Visit Our Website: www.gotoxford.com
    Enroll Our Traffic School: www.oxfordtvs.com
    Follow Us on Instagram: https://www.instagram.com /oxford-driving_la/
    Review Us on Google: https://g.page/r/CbOJUU0KdkuTEB0/review
    Review Us on Yelp: https://www.yelp.com/biz/ oxford-driving-school-los-angeles-3

    We teach you how to drive in California from scratch with lessons in Japanese.
    Of course, even if you have never driven in Japan, you can learn from the basics.

    Lesson fee: Los Angeles area (Metropolitan LA/Downtown ／ USC)
    * Pakage 1: Driving Lesson $ 120/2 hours (Transportation service included)
    * Pakage 2: DMV Test Accompanying $ 180/3 hrs (includes pre-test warm up and pick up service)
    * If there is a long waiting time for the test, etc., $ 60 extra charge per extra hour

    ♦ Beginners package is $ 630

    * Use school car for lessons and tests
    * Pay by cash and card
    * Outside of LA Downtown/USC, by agreement.

    Please send information 1-4 below if requested.
    TEXT to (213)200-6363
    1. your name
    2. phone number
    3. pickup address
    4. available hours

    We will assign a teacher at your request.

    * Experienced instructor will teach American driving skills easily and carefully in Japanese.
    * If you have driving experience in Japan, you can receive a driver's license within a short time at a low price.
    * We will guide you to the place where the test is easy.
    * You may take lessons from home, school or work because you can specify the location of the course.
    * You may book a practical test on your behalf and take the test in the school's car.

    ［ Click here to visit Yelp ！ ］

    Call us at (213)200-6363

    Beginner driving lesson details

    1st
    ・ how to operate the main functions of the vehicle
    ・ accurate driving posture
    ・ accurate use of steering wheel, brake and accelerator while driving in urban, residential and shopping areas
    ・ how to maintain distance between vehicles and developing a sense of speed
    ・ how to obey traffic signals and lanes

    Second lesson:
    ・ understanding traffic laws, concessionary driving and observing the right of way while repeating what was learned during the first lesson
    ・ Theory and practice of left and right turns
    ・ Theory and practice of changing lanes

    Third lesson:
    ・ Driving on freeways and curved roads while repeating what was learned during the first and second lessons
    ・ Vehicle Various maneuvers and parking procedures
    ・ Preliminary training for the driving test

    Fourth lesson:
    Conducting a mock test on the practical test course using DMV holidays and Saturday ・ Sunday

    Fifth lesson: Conduct DMV practical test

    Traffic school (Oxford Traffic School)

    Home study course (Home study course): $ 60
    You can easily take this course from the comfort of your own home without having to visit a Traffic School for a full 8-hour course.
    The home study course is designed for students to follow along with the textbook at home without using a computer.
    You will submit a final test to the school and if the score is 70 or higher, you have completed the 8-hour Traffic School course.
    The school will send your certificate of completion to the court and DMV.
    *This course can be taken in English or Spanish.

    *Information required for registration is court traffic ticket information and driver information
    *Inquiries can be made by text message to ！

    Fees ： $ 60 *Payment by cash or credit card is accepted.

    Online course: $ 19.99
    We also offer online courses.
    Busy people can complete the course anytime according to their own schedule.

    Fees ： $ 19.99
    *Courses are offered in English or Spanish.

    Website www.oxfordtvs.comまで

    Oxford Traffic School
    2140 W. Olympic Blvd. #217 Los Angeles, CA 90006 Registration is by appointment during office hours, 9:00 a.m. - 4:00 p.m., M-F.
    For reservations, please call TEXT at (213)435-7755

    For information in Japanese （ 213 ） 200 － 6363
    For information in English （ 213 ） 285 2047

    車トラフィックスオンラインドライビングスクール
    • Problem solution / Life / Housing
    • 2024/09/16 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🍺 We can obtain alcohol licenses on your behalf and CUBs on your behalf ！.

    If you are considering obtaining an alcohol license ？

    CUB （ Conditional Use Beverage), we can obtain an alcohol license (ABC license) on your behalf. There are 75 different types of ABC licenses. We specialize in Type 41 (Beer&Wine), 47, and 48 (Hard Liquor) licenses, which are often used in restaurants and bars, and can obtain new licenses or transfer existing licenses on your behalf.

    The fee for acquiring licenses on behalf of our clients varies depending on whether a CUB is required or not and whether a new or transfer ABC license is required. The amount varies from city to city. For ABC licenses, there is an additional application fee to be paid to the state, a notarization fee, and a fingerprinting fee. These fees vary depending on the type of ABC license, whether it is a new license or a transfer, the type of company, the number of owners, etc. We will be able to provide you with a specific amount based on your situation at our preliminary meeting.

    *****************************************

    Our greatest strength is our ability to provide "advice on properties from the standpoint of restaurant owners" that we can offer based on our deep understanding of the restaurant industry ！

    [Business Activities]

    ●Business transfer brokerage
    ●Commercial real estate sales and leasing brokerage
    ●CUP and alcohol license agency
    ●Consultation

    [Representative Profile

    Take Iga, CBI

    In 2013, I moved to the United States as a local restaurant manager for Global Dining California Inc. I started my career in the U.S. as a manager of a local restaurant. In 2015, he became the representative director of Bun Geiz Corporation, where he started to operate restaurants under his own management, and also developed the liquor sales agency business, restaurant opening support, and management agency business. He also developed the business of supporting restaurant openings and management agency services.

    He currently manages JRC Advisors, which provides business brokerage, commercial real estate sales and leasing brokerage, and restaurant opening assistance, specializing in the restaurant industry in Los Angeles and Orange County, California. As an individual, he holds a California real estate license and also holds the IBBA-accredited CBI designation as a business transfer brokerage specialist, and has received numerous awards for his industry accomplishments.

    [Contact]
    Tel:(310)339-1734
    Email:info@jrc-usa.com

    [Website]
    ↓ ↓ ↓ ↓ ↓ ↓

    アルコールライセンスCUB
    • Useful info / Professional
    • 2024/09/16 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✍ ️Business transfer brokerage, 🏢 Commercial real estate sales and leasing brokerage, 🍺 We can assist you in obtaining alcohol licenses and other permits and approvals on your behalf ！ Especially in the restaurant business.

    Are you thinking of selling your business ？

    JRC Advisors is a consulting company that provides a wide range of support for restaurant businesses, including real estate services such as business transfer brokerage and commercial real estate sales and leasing brokerage specializing in restaurants in Los Angeles and Orange County, California, USA ・ and opening a restaurant business, including assistance in obtaining the necessary permits and licenses to open a restaurant. We are a consulting company that provides a wide range of support for restaurant businesses, including real estate services such as business transfer brokerage and commercial real estate sales and leasing brokerage, and opening support services such as obtaining the necessary permits and licenses to open a restaurant in Los Angeles and Orange County, California. If you are considering selling your business while it is still on track, opening a restaurant in the California area, or investing in a restaurant business to obtain an E2 visa, please feel free to contact us ！

    ********* ********************************

    Our greatest strength is our ability to provide "advice from the restaurant owner's point of view" based on our deep understanding of the restaurant industry ！

    [Business]
    ●Business transfer brokerage
    ●Commercial real estate sales and leasing brokerage
    ●CUP and alcohol licensing on behalf of clients
    ●Consultation

    [Representative Profile]

    Take Iga , CBI

    I started my career in the U.S. in 2013 at Global Dining California Inc. a U.S. subsidiary of ∀Global Dining Inc. as a manager of a local restaurant. In 2015, he became the representative director of Bun Geiz Corporation, where he started to operate directly managed restaurants, and also developed the liquor sales agency business, restaurant opening support, and management agency business. He also developed the business of supporting the opening of restaurants and management agency.

    He currently manages JRC Advisors, which provides business brokerage, commercial real estate sales and leasing brokerage, and restaurant opening assistance, specializing in the restaurant industry in Los Angeles and Orange County, California. As an individual, he holds a California real estate license and also holds the IBBA-accredited CBI designation as a business transfer brokerage specialist, and has received numerous awards for his industry accomplishments.


    [Contact]
    Tel:(310)339-1734
    Email:info@jrc-usa.com

    [Website]
    ↓ ↓ ↓ ↓ ↓ ↓

    Free 30-minute consultation for ！ who saw Vivinavi ！.

    商業不動産事業譲渡仲介開業支援
    • Useful info / Beauty / Health
    • 2024/09/03 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    [Vegan by world standards ・ Shampoo with Halal certification ＆ Treatment] For beautiful hair with continuous moisture according to hair problems ….



    Botanical hair care "LIKOA"

    Shampoo ＆ Treatment

    Each has a different scent.

    LIKOA MOIST&CHILL ～ Repairs damage and keeps hair moisturized for naturally beautiful hair ～

    ✔ For those who want a cohesive feel
    ✔ For those concerned about spreading due to kinks ✔ For those concerned about heat damage
    ✔ For those concerned about shine due to damage

    ＜ Scent ＞ Plumeria

    LIKOA SMOOTH&NEUTRAL ～ silky and supple, hair tuning care ～

    ✔ soft and fine hair
    ✔ tangled hair
    ✔ dry hair
    ✔ natural

    ＜ Scent ＞ Pikake

    Please feel free to contact us ！

    トリートメントシャンプー髪美しい髪
    • Introduction / Beauty / Health
    • 2024/09/03 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    SOHO new york Los Angeles] First time only ！ Ozone treatment is available ！.

    SOHO new york" is a global salon based in Hawaii with 5 overseas salons including New York ・ Los Angeles, and over 50 hair salons including franchise stores in Japan ・ group stores.

    CUT $ 50
    SHAMPOO&BLOW OUT $ 45
    UPDO $ 60
    TOUCH UP COLOR $ 65
    SINGLE PROCESS COLOR 85
    PERM $ 85
    AIR WAVE $ 180
    KERATIN TREATMENT $ 190
    JAPANESE HAIR STRAIGHTENING $ 260 OZONE TRATMENT $ 20

    You will receive a FREE OZONE TREATMENT with your first visit.

    First time customers only ！
    ozone treatment service ！.

    • Discount / Restaurant / Gourmet
    • 2024/09/13 (Fri)

    Looking to savor a satisfying ramen bowl for your lunch break without breaking the bank? 🌼🍜

    🌼🍜Come dine with us at Hana Ichimonme Restaurant and savor our exclusive weekday lunch specials! For just $15, indulge in a variety of delectable menu items handpicked each week.
    From mouthwatering ramen combos to irresistible Katsu curry dishes!! Available Monday through Friday🌼🍜

    📍 Location:
    333 S Alameda St,
    Los Angeles, CA 90013 ( Located in the 3rd floor of Little Tokyo Galleria)

    📞 Contact Us: at (213) 626 3514

    Discount

    LUNCH SPECIAL ! 🍽️
    Monday to Friday

    RamenKatsuHamburgerCurry
    • Discount / Restaurant / Gourmet
    • 2024/09/13 (Fri)

    🌟✨Discover Weekday Bliss at Hana Ichimonme Restaurant 🌟✨

    🌟✨Join us for Happy Hour at Hana Ichimonme, Monday to Friday, 5pm to 7pm!🍻 🌼🍜

    🌼 Treat yourself with your exclusive deals on your favorite side dishes and beer at Hana Ichimonme! 🍱🍺 Treat yourself to the ultimate happy hour experience! 🥳🎉

    📍 Location:
    333 S Alameda St,
    Los Angeles, CA 90013 ( Located in the 3rd floor of Little Tokyo Galleria)

    📞 Contact Us: at (213) 626 3514

    Discount

    Happy Hour (5pm to 7pm) ! 🍽️
    Monday to Friday (dine in only)

    RamenKatsuHamburgerCurry
    • Discount / Restaurant / Gourmet
    • 2024/09/13 (Fri)

    Craving the comforting warmth of ramen or the bold flavors of curry?🌼🍜

    🌸 Indulge in a Culinary Journey at Hana Ichimonme Restaurant*🌸

    Hana Ichimonme, where every dish is a celebration of flavors. Immerse yourself in a delightful experience as you explore our diverse menu, carefully crafted to tantalize your taste buds.

    🍜 **Ramen Extravaganza:**
    Choose from flavors with our exquisite ramen selection, including:
    - *Shoyu Ramen* - A savory delight with the perfect blend of soy sauce.
    - *Tonkotsu Ramen* - Rich and hearty, our pork bone broth masterpiece.
    - *Champon* - A medley of flavors featuring seafood and vegetables.
    - *Miso Ramen* - The umami-rich experience you've been craving and more..

    🍛 Beyond Ramen: 🍛
    Indulge in more than just ramen with our selection of Katsu Curry Rice, Udon, and more. Each dish is a fusion of tradition and innovation, creating a symphony of taste on your palate. ✨

    🌺 Join Us Today 🌺
    Don't miss out on the opportunity to embark on a culinary adventure with Hana Ichimonme. Gather your friends and family for a feast that transcends the ordinary. Visit us and discover a world of flavors like never before.

    📍 Location:
    333 S Alameda St,
    Los Angeles, CA 90013 ( Located in the 3rd floor of Little Tokyo Galleria)

    📞 Contact Us: at (213) 626 3514

    Discount

    20% OFF on all entrees! 🍽️
    Present voucher at the time of ordering to enjoy t...

    RamenKatsuHamburgerCurry
    • Problem solution / Medical
    • 2024/09/07 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Do you have a neck or shoulder injury ？ Best Chiropractic Clinic is still seeing patients as usual.

    B.E.S.T. Chiropractic Clinic
    This year our clinic is still open [Mon ・ Tue ・ Wed ・ Fri ・ Sat].

    More and more people are suffering from neck and shoulder ・ and back pain due to excessive sitting.
    Please feel free to contact us if you have any problems.

    Japanese is available.
    Call ・ Text ： 213-617-2228
    E-mail: info@bestclinicla.com
    Website: www.bestclinicla.com

    カイロプラクティック肩首
    • Useful info / Medical
    • 2024/09/17 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    The difference between Japanese osteopathy and chiropractic ？.

    When you feel stiff shoulders or back pain, where do you go to see a doctor ？

    In Japan, many people go to a chiropractor to relax their body.
    And many people have heard of chiropractic but don't know what it is.

    Osteopathy is an oriental medicine that aims to correct distortions in the spine and muscles.

    Chiropractic, on the other hand, aims to restore the normal flow of nerves in the body by adjusting the distortions in the spine and muscles.

    Chiropractors in the U.S. must take a national examination to become a chiropractor.

    Although chiropractic is based on neurology, we do not use medication or surgery.
    We medically analyze and tailor our treatment to the individual.

    整体カイロプラクティック
    • Signature service / Medical
    • 2024/08/30 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    [Honda Plaza ・ Dental ・ Clinic

    I have a missing tooth and am in trouble.
    You are considering dental implant treatment, but it is your first time and you don't know what to expect.
    If so, please contact Honda Plaza ・ Dental ・ Clinic first.

    Dr. Ito is a licensed dentist in the U.S. and completed a postgraduate course in implant surgery.
    Dr. Ito is an implantologist with many years of clinical experience. ！

    Dr. Ito, an implant specialist, will explain the implant procedure in Japanese,
    gently, and in a way that is appropriate for each patient.


    ====================================

    Please make an appointment by phone or email.

    ～ Providing advanced American dental care in Japanese ～
    Located on the 2nd floor in Honda Plaza in Little Tokyo

    ====================================== □ ■ Honda Plaza ・ Dental ・ Clinic ■ □
    ======================================

    Please contact us for all your dental needs

    Please feel free to contact us by phone below or click on the yellow phone book and use the ［ Contact Form ］ in the Town Guide.

    Click here to visit our website ！ 🦷🦷🦷🦷.

    歯科デンタルホンダプラザインプラント
    • Signature service / Professional
    • 2024/09/05 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Yun Company - Commercial Refrigeration ・ Refrigerator Expert

    Over 30 Years in LA County

    Yun Company has been selling and servicing commercial refrigeration ・ refrigerators in LA County since 1994.
    From residential to restaurants, we deliver quality refrigeration ・ refrigeration solutions to meet a wide variety of needs.

    Services
    - Commercial Freezers ・ Refrigerator Sales: a complete line of high performance refrigeration ・ equipment to best suit your business needs.
    - Installation ・ Maintenance: Expert technicians provide prompt installation and regular maintenance for long-term peace of mind.
    - Emergency Response: 24-hour emergency response. Any malfunctions or problems can be quickly resolved.

    Value Points
    - Free Quotes: We provide free quotes based on your specific requirements.
    - Free Phone Consultation: If you are a first-time customer, we offer a free 15-minute phone consultation to address any questions or concerns you may have.

    Location
    819 S. Alvarado St. #203
    Los Angeles, CA 90057

    Contact
    TEL: (213) 820-8095

    Business Hours
    We are available 24 hours a day, 7 days a week.

    Get professional support for your commercial refrigeration ・ equipment at Yun Company and maximize your business efficiency.

    Feel free to contact us ！ for more information.

    Free Estimates ！ Free Phone Consultations （ 15 min ） ！

    • Signature service / Professional
    • 2024/09/05 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    LA Restaurants ・ Yun Company, Commercial Air Conditioning and Refrigeration Specialists

    Yun Company has been trusted by LA County restaurants and businesses for over 30 years.
    As an expert in commercial refrigerators and central air conditioners, we provide comprehensive support from proposal to after-sales support.

    ▶ Reliable Emergency Service
    ▶ We support your business with high quality products and technical expertise
    ▶ Free estimates ！ We also offer free phone consultations （ 15 minutes ）

    Restaurant owners and managers of commercial facilities, please feel free to contact us.

    Yun Company can assist you in selecting and installing the best refrigerators and air conditioners ！.

    Free Estimates ！ Free Phone Consultations （ 15 min ） ！

    • Signature service / Professional
    • 2024/09/19 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    LA Restaurants ・ Yun Company, Commercial Air Conditioning and Refrigeration Specialists

    Yun Company has been trusted by LA County restaurants and businesses for over 30 years.
    As an expert in commercial refrigerators and central air conditioners, we provide comprehensive support from proposal to after-sales support.

    ▶ Reliable Emergency Service
    ▶ We support your business with high quality products and technical expertise
    ▶ Free estimates ！ We also offer free phone consultations （ 15 minutes ）

    Restaurant owners and managers of commercial facilities, please feel free to contact us.

    Yun Company can assist you in selecting and installing the best refrigerators and air conditioners ！.

    • Satisfaction guaranteed / Professional
    • 2024/09/05 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    How about replacing your refrigerator or air conditioner before it gets too hot ？.

    There are still hot days 🥵

    Is your air conditioner working well ？
    How long has your refrigerator been in use ？


    Electrical appliances also have a life span
    Even if you take good care of your refrigerator, it may become old and your electricity bill may increase💦


    Why don't you consider replacing it once ？

    We have been serving major companies for over 30 years since 1994, We have been providing commercial refrigerators and central air conditioners to major corporations, restaurants, homes, etc. for over 30 years since 1994.

    Free phone consultation （ 15 minutes ） We offer free estimates, so please contact us if you are interested ！.

    Free Estimates ！ Free Phone Consultations （ 15 min ） ！

    • Signature service / Professional
    • 2024/09/19 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Yun Company - Commercial Refrigeration ・ Refrigerator Expert

    Over 30 Years in LA County

    Yun Company has been selling and servicing commercial refrigeration ・ refrigerators in LA County since 1994.
    From residential to restaurants, we deliver quality refrigeration ・ refrigeration solutions to meet a wide variety of needs.

    Services
    - Commercial Freezers ・ Refrigerator Sales: a complete line of high performance refrigeration ・ equipment to best suit your business needs.
    - Installation ・ Maintenance: Expert technicians provide prompt installation and regular maintenance for long-term peace of mind.
    - Emergency Response: 24-hour emergency response. Any malfunctions or problems can be quickly resolved.

    Value Points
    - Free Quotes: We provide free quotes based on your specific requirements.
    - Free Phone Consultation: If you are a first-time customer, we offer a free 15-minute phone consultation to address any questions or concerns you may have.

    Location
    819 S. Alvarado St. #203
    Los Angeles, CA 90057

    Contact
    TEL: (213) 820-8095

    Business Hours
    We are available 24 hours a day, 7 days a week.

    Get professional support for your commercial refrigeration ・ equipment at Yun Company and maximize your business efficiency.

    Feel free to contact us ！ for more information.

    • Useful info / Finance / Insurance
    • 2024/08/26 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    How to take advantage of the Reverse Mortgage, a loan program for seniors age 62 and older ？.

    Reverse mortgages are designed specifically for seniors age 62 and older. It lends against the difference ） between the Equity （ of your home （ minus your current mortgage ） if you have one , but unlike a regular loan, you do not have to make monthly payments. The only thing you have to pay is property tax and fire insurance. Even if you are paying off your mortgage, you are still paying these taxes and fire insurance, just like someone without a loan. The loan can be paid off when the house is sold. Until you sell it, you have 100% ownership of the property and it is treated the same as a regular loan. The loan can be modified as many times as you want, just like a regular loan.

    Below are some highlights of how you can take advantage of this.

    #1 You can use it to buy a house. As you get older, it can be intimidating to take on debt, but with a reverse mortgage you only need about half the down payment, depending on your age, and you don't have to use 100% cash. If you sell your current home and downsize, you can still keep half of the Cash on hand.

    #2 When you suddenly need cash, for example, a large sum of money for roof repairs, medical bills, or car repairs, problems happen when you least expect it. With a regular loan, monthly payments begin, but with a reverse mortgage, no payments occur. This program was created so that seniors can use their homeownership and not have to worry about money problems.

    #3 Increase your retirement income. We live in a world of fast-paced political and economic change. Even if you think you have a retirement plan in place, you can't help but feel anxious about the future. Recently, financial planners have begun to focus on this reverse mortgage. In addition to Social Security, you can also use a reverse mortgage to generate, for example, ＄ 1000 extra income each month. （ Unlike in the past, the FHA rules have improved and financial planners are now comfortable recommending this mortgage. The cost of the loan is now the same as a regular loan. ）

    Even if you have a loan on your home now, you can convert it to a reverse mortgage. Also, since the income is not paying off the loan, you will only be considered to be able to pay property taxes, fire insurance, and Home Owners Due （ ） if any. We would be happy to help you live a long and meaningful life. Please do not hesitate to contact us （ free of charge ） to discuss any concerns you may have about your own or your parents' retirement.



    There are many questions about loans.
    If you are in such a case, please leave it to Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mogege ≪ Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below. If you are unable to answer the phone, please contact us by clicking on the "Send message" link below.

    • Useful info / Finance / Insurance
    • 2024/08/26 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Must See ！ ！ For First Time Home Buyers in California ！ ！

    About CalHFA]

    CalHFA is a program that helps first-time homebuyers to make buying easier.
    It provides loans for down payment （ Down Payment ） and other expenses （ necessary to make the loan ） Closing Cost .

    And this part of the loan does not have to be repaid until you sell the house or do a loan modification （ Refinance ）.
    （ Silent Second ） which is designed to make it easier to pay with lower monthly payments.

    The first condition for borrowers is Primary Residence Only, which can only be used to purchase a house to live in.
    And the borrower must be a First Home Buyer （ who has not been a homeowner for at least the past three years ）.

    There are income limits by County.
    （ Income Limit ） Must take Home buyer Education Counseling and obtain Certificate.

    [How To Apply]
    Apply only through a Mortgage Broker or Lender that handles CalHFA.
    Documents to be submitted are the same as for other loans.
    （ Pay Stubs, Bank Statement, Tax Return, Employment History, etc. ）

    First Mortgage is a Government Loan （ FHA, VA, USDA or Conventional Loan.

    Saving for a down payment can be a challenge. The part of the loan that serves as the down payment is the second mortgage, where the first and second loans are combined together,
    but as I mentioned before, you only need to make the first mortgage （ payment ） payment .

    CalHFA Goverment Loan （ FHA ） would be supported by this program for 3 ． 5% （ of the purchase price or the lower of the appraisal value ）.
    CalHFA Conventional Loans are supported at 3%.

    Closing Cost Assistance Program is called Zip.

    It is of course possible to get both this and a down payment, but the first mortgage rate will increase by about 1 ． 25%.
    This would increase your monthly repayments, so you would need to do a detailed calculation with your loan officer to determine this.

    Even if you purchase through one of these programs, this will not drag on for years, and
    California has a higher real estate appreciation rate than the rest of the country, so in 2 ， 3 years you will have Equity and be able to refinance your loan!

    Refinancing will also allow you to eliminate things like Mortgage Insurance that you had to pay because of a small down payment.
    While you are saving up for a down payment, the price of real estate will go up and up. It may be a good time to consider the buying options discussed here.

    There are many things about loans that are not clear.
    In such cases, please leave it to Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mgagee ≪ Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below. If we are unable to answer your call, please contact us by clicking on "Send message" below.

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    Currently this program is a lottery and we are not sure about the next one.
    We look forward to working with you to prepare for the next one ？ Please feel free to contact us ！

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    住宅ローン家モーゲージ
    • Signature service / Professional
    • 2024/09/04 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Divorce Consulting

    Are you struggling with marital or gender issues?


    ◇Those who are trying to repair their relationship.

    ◇Are you worried about separation or divorce but do not know what to do?
    （ California has a legal separation system. ）

    ◇If you are worried about your life during separation or after divorce.



    Why not consult a professional instead of worrying alone?



    Based on our many years of experience in handling various divorce and separation cases,

    we will talk with you to find out what the best solution is for you and propose one.

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    Our Rocky Mori, our Japanese-speaking representative, is an expert in ADR （ and Alternative Dispute Resolution (ADR) ） and has been a mediator for 18 years in the courts of

    Small Claims Court, as well as a California state-certified mediator for civil matters and divorces. Expert in ADR and Alternative Dispute Resolution .
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    Initial consultation is free of charge.

    • Satisfaction guaranteed / Finance / Insurance
    • 2024/09/20 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    I'm almost 65 ！ How do I apply for Medicare ？ If you are looking for Medicare health insurance, please feel free to contact me in Japanese ！.

    Are you turning 65 this year and starting Medicare ！
    Are you having trouble figuring out how to apply ？

    ＜ Frequently Asked Questions ＞
    • When, where and how should I apply for Medicare
    • What to do after applying for Medicare ？
    • When and where to apply for Part D ？
    • What is the Part D penalty ？
    • What Medicare health insurance plans are available ？
    • What do you mean there is no Plan F ？
    • You can't apply if you get sick ？
    • What is a plan with a premium of $ 0? ？ It is really possible It is doubtful ！


    We are sure we can help you ！


    [Service Flow]

    1 ． Call/Interview to understand your current situation, plan preferences, needs, etc.
    ↓
    2. Find a plan
    ↓
    3 ． Plan proposal
    ↓
    4 ． Application process <5366> Application Procedures


    [Our Services]

    ・ Original for soon to be 65 year olds ・ Advice on Medicare (PartA&B：) application procedures
    Plan Selection Consultation （ Advantage or Supplement, Quotes, Benefit Comparison, etc. ）
    ・ Medical ・ Group and Doctor Search
    ・ Annual Fall Renewal Consultation ・ Drug Cost Savings Consultation
    ・ Switching from Employer Insurance
    ・ Assistance in using benefits after plan enrollment


    Not just a specific insurance company plan but many plans We can help you enroll in a plan that allows you to save as much as possible on premiums, medical expenses, and drug costs while still allowing you to get the doctors and care you want.

    And all of our services are free of charge ！
    We never charge our clients any fees, so please feel free to contact us.


    We are a broker specializing in health insurance, so we do not handle any insurance products such as individual annuities or savings type life insurance.


    Please feel free to contact us anytime at Cell: (310)505-9003 or Email: info@tnciaca.com!




    *We do not offer all plans available in your area.
    For information on all options, contact Medicare.gov, 1-800-MEDICARE(1-800-633-4227),
    or your state's health insurance program (SHIP).

    メディケア健康保険HMOアドバンテージサプリメント