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保険
- #1
-
- なおき
- 2003/02/21 08:55
これから留学したいと思っています。
海外傷害保険に入りたいのですが、どれも高くてどの保険会社に入るか迷っています。安い保険があったら教えてください。
- #3
-
- 保険
- 2003/02/21 (Fri) 15:53
- Report
どこの会社でもいいですが、バラ掛けする事をおすすめします。
パッケージの物より半額ぐらいにはなります。
- #4
-
大抵のクレジットカードには、90日以内の海外旅行に、海外旅行傷害保険がタダでついてきます。留学がどの程度の期間かわかりませんが、クレジットカードをお持ちなら、カード会社に確認してみるといいでしょう。
- #5
-
確かにバラ掛けがいいですよ パッケージになっているのは高いし、そんなに使わない! 私はJIで、事故や病気になったときの額のみを最高額にして、死亡時には最低額しか出ないようにしたりしました 6ヶ月で2-3万だったとおもいます
- #6
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こっちに保険なしで来て、学校から出してる保険に入るのが一番安いとおもう。多分毎月、$100ぐらいじゃなかったけ?
- #8
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ていうか、学校によっては学校の保険を強要するところあるよ。コミカレの場合は大して気にしてなかったけど、
4大行った時は遺体を日本に搬送してくれる保険がついてないと駄目とか
医療費は1000万カバーしてないと駄目とかね。日本でせっかく買ってきても
それをクリアしてないと学校の使えない保険を買わされることになってたよ。学校の保険は使えない。病院にしょっちゅういかないひとはそれでいいかもね。でもよく行くならお勧めしない。
- #9
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SMCでは必ず学校の保険に入らされます。ほかの保険に入ってるとかは認めてくれません。でも怪我した時にまず保健センターに行って紹介状を書いてもらうと、学校の保険で100%治療費をカバーしてくれます。日本語の通じる医師も紹介してくれたし。一番使えないのが日本の保険かも。手続きとかメンドそうだし。ボク個人の経験で言うと一番イイのは学校が始まるまでの期間は日本の保険をかけておいて、学校が始まったら学校の保険に入るのが一番無駄が無いかと。
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