Info Type
View Option
Sort by Category
Show all from recent
1. | Congestion at JR Pass exchange counter at Narita A...(569view/20res) | Question | Yesterday 23:54 |
---|---|---|---|
2. | social worker ( social worker)(49view/2res) | Daily life | Yesterday 16:11 |
3. | Murmur Plus(271kview/3639res) | Free talk | Yesterday 14:19 |
4. | Mobil Home(1kview/35res) | Housing | Yesterday 10:33 |
5. | Remittance to Japan $ 250,000(174view/2res) | Problem / Need advice | Yesterday 08:56 |
6. | Let's gather the elderly ! !(221kview/843res) | Free talk | Yesterday 08:42 |
7. | Conversion of checks upon return to Japan(204view/14res) | Problem / Need advice | Yesterday 08:36 |
8. | Palos Verdes I want to live in Palos Verdes.(736view/26res) | Housing | 2024/10/22 08:31 |
9. | Please tell me about Japanese real estate agencies...(217view/5res) | Foreign worker | 2024/10/15 13:55 |
10. | Anything and everything related to travel to Japan...(602kview/4331res) | Free talk | 2024/10/13 19:58 |
お金を借りる(エクイティーローン)
- #1
-
- urufu
- 2010/04/05 17:34
支払済みのコンドを持っています。ユニオンバンクのエクイティローン(0-10万ドルまで)をトライしたところ、
Fixで年間利息が8.95%でした。バンクオブアメリカは10%以上でしたので、そこよりは
いいのですが、他にどこか安いところがありましたら、教えてください。
銀行以外からエクイティーローンって出来るのでしょうか?
- #5
-
#2さん
equity loan が conventional よりレートが安いって事はないでしょう。
ローンを家に使わなくても構わない分高いはずです。
低いレートはポイントとか諸費用もチェックした方がいいですよ。
- #6
-
#5さん
私の場合、equity loan 3.25%, 家のローンが4,25%です。 equity Loanの別ポイントと特別な費用はとられていません。 銀行にとってはEquityを担保にとっているのだから
Equity loanが安くても不思議はないと思いますが。
Chaseのホームページで利息等チェックできるの詳しいことは
銀行に聞いて下さい。
私の場合は上の利率です。
Equity Loanで8-10%というのはおかしいと思います。
クレジットカードでもこれぐらいの利率のもあります。
- #7
-
- urufu
- 2010/04/07 (Wed) 13:27
- Report
もう少し、いろいろな銀行にあたってみます。
有難うございました。
- #8
-
変動金利ベースのEquity Loanだったら、3.25%の金利ってのはありえますね。家のはHome Loanが3.071%です。
- #9
-
今日 chase に行って聞いてきました。
変動型30年で5%です 内訳はプライム+1.75 (ポイント)
皆さんが言っているのはポイント抜きのレートなのでは?と思います。
新しくローンを組むのなら当然手数料が発生する筈ですよ(プライムレートで貸したのでは儲けが出ません)。
Posting period for “ お金を借りる(エクイティーローン) ” has been closed.
Please create new topic to continue the same topic.
- Find local business with Town Guide
-
- Specializing in hybrid cars with a focus...
-
Eco-Drive sells ・ leases ・ purchases ・ and maintains high quality hybrid cars such as Prius. We offer a 2-year performance and purchase warranty to ensure a worry-free ・ and economical car life for ou...
+1 (310) 974-1816Eco Drive Auto Sales & Leasing (Torrance office)
-
- International Courier Service to Japan, ...
-
We deliver from the U.S. West Coast to Japan faster and more reliably than anywhere else. Business Days : Mon ~ Fri Business Hours : 9:00-18 : 00 Global Import Services Drop ・ Shipments Buyers ・...
+1 (424) 312-1143OCS AMERICA INC.
-
- Many years of trust and achievement. We ...
-
We have a large selection of new cars and meticulously maintained used cars of 2.3 years old waiting for you. ***New Information : Students with no credit history and no Social Security Number can ge...
+1 (213) 422-6085I Auto Sales Inc.
-
- Why don't you start learning ? From qual...
-
Orange County's first comprehensive Japanese American culture salon. Thanks to our 17th anniversary, you can find your ideal lesson from among 20 different types of lessons. Please use it as a place t...
+1 (949) 685-7120Orange Island Culture Salon
-
- What may seem like a minor concern to ot...
-
・ Depressed mood ・ ・ ・ Continuous insomnia ・ Energy ・ Lack of motivation ・ Feeling alone ・ Cannot go to work or school ( Housewife withdrawal < ) ・ Cannot do housework or go out ( Housewife withd...
+1 (626) 372-7848Hitsumoto, Miwa, LMFT (Licensed Marriage & Family Therapist)
-
- For all your real estate needs, ! Starts...
-
When it comes to real estate, the paperwork and communication tends to be complicated ・, but our Japanese staff will do our best to assist you. We provide a wide range of real estate services includin...
+1 (310) 782-7877Starts Pacific, Inc.
-
- Please contact us in Japanese. sales-j...
-
We can help you build your family's future wealth. Our knowledgeable, courteous, and trustworthy representatives will assist you in selecting the right products for your lifestyle and individual need...
+1 (888) 616-3780PACIFIC GUARDIAN LIFE INSURANCE COMPANY, LTD
-
- Dentist for children in Torrance ★ ☆ Ped...
-
Pediatric Dental Specialist ( A Pediatric Dental Specialist ) is a dentist who has been trained to meet expectations and demands beyond general dental knowledge and skills in the treatment of children...
+1 (310) 784-2777KAZUO OTA, D.D.S.
-
- We are always accepting new students. Fo...
-
From 4 years old to 82 years old, people of all ages are training toward their goals at Kyokushin Los Angeles Dojo. Free trial is always available. Please feel free to contact us in Japanese.
+1 (877) 662-7947Kyokushin Karate of Los Angeles
-
- 🍛 We are open for business in considerat...
-
! We look forward to serving you ! ☎
At Itcho, we offer 300 kinds of menu items from sushi to yakitori with volume and prices that are second to none. We offer volume and lo... +1 (310) 325-7273Iccho
-
- We can create eyebrows that truly suit y...
-
For those who have trouble with eyebrow makeup that doesn't look right every morning …, eyeliner that makes your eyes look panda when you look in the mirror …, and pale lips …. TAKAGI will create the ...
+1 (424) 265-9704【眉毛屋】TAKAGI BROWS
-
- \ Recruitment ・ Temporary staffing ・ Out...
-
Humina Resource is an employment agency based is Los Angeles, CA. Our goal is to support the growth of International companies, as well as as supporting bilingual and passionate workers.
+1 (310) 993-7325Humina Resource
-
- Let me help you with your insurance need...
-
Japanese speaking, all procedures available by phone ! -Car insurance -Home insurance -Life insurance -Condo and renters insurance -Medical insurance -Business insurance ( Restaurants, hotels, ...
+1 (949) 333-0271Farmers Insurance - Kitajima Agency
-
- HONDAYA opens cheerfully inside and outd...
-
Open from 4:30PM to 12:00AM without a break ❕ Over 300 kinds of dishes including popular yakitori, sashimi, salads, sushi, fried dishes, grilled fish, stir-fried dishes, and ramen noodles ( Varies ...
+1 (714) 832-0081HONDA-YA INC.
-
-
+1 (808) 583-5318Atzi / AIコーチング・AI波動調整