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車の保険について
- #1
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- TMK
- 2003/07/06 03:20
ロスで車を買おうと思っているのですが、車保険のことがよくわかりません。誰か詳しく知っている人いませんか?年齢や性別で違ってくるのですか?教えてください。
- #2
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- 保険
- 2003/07/07 (Mon) 20:25
- Report
対人・対物は最低限入る事を義務付けられています。
保険会社にもよると思いますが、私のはいってるところは男の方が女に比べて高かったです。
年齢は21以上、25以上でだんだんと安くなります。
- #3
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お返事ありがとうございます。
私は女、19歳で免許とりたてです。何処の保険会社が良いのでしょうか?保険はいつ入ればいいのでしょうか?
- #4
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- nyo
- 2003/07/11 (Fri) 15:09
- Report
19歳だったら直接保険会社に連絡しても入れないかもね。
そーいうときはエージェントを通すんだよ。私は当時きたばかりのとき、友達にそういわれて、エージェントを通して入りました。今はもうエージェントなんて使って200ドルも取られるのはあほらしいので直接入っていますが。
保険会社はたくさんあるので、周りの人にどこに入っているのか聞いたりして、何件かにしぼったら、そこにQuoteをだしてもらってそれで決めたらいいんじゃない?
大手ではファーマーズやステートファーム、AAA, 21センチュリーなど色々あるよ。
- #5
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- nyo
- 2003/07/11 (Fri) 15:10
- Report
エージェントは私は当時ダウンタウンにある朝日を使いました。昔は100ドルだったエージェントフィーが今は200ドルみたいですねー。
あと、ソサエティだっけな?ってのがウイルシャーあたりにあったような?まあ、日系の電話帳とかで調べたらでてくるよ。
- #6
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- sabu
- 2003/07/11 (Fri) 17:55
- Report
エージェントフィーってなに?
ずっとallstateだけど、そんなのとられたことなんてない、はず?
- #7
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- nyo
- 2003/07/11 (Fri) 18:41
- Report
エージェントフィーって日系の保険代理店で取られるやつ。ていうか、日系に限らず、代理店だと取られるんじゃない?直接保険会社とやりあう場合、とられることないから、6番がとられてなくてもそれが普通。
- #8
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- 未成年
- 2003/07/12 (Sat) 01:32
- Report
保険は誰でもはいれるんじゃないの? エージェント通さず20歳でLA来て何の問題もなく保険かけられましたよ。 必要だったのは免許(筆記パスして仮免あればOK)身分証明書くらいだったかな〜
- #9
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- mambo5
- 2003/09/26 (Fri) 18:42
- Report
他の州から来たのですがCAでのライアビリティーの平均的な値段を知ってますか?自分は前の州で半年500$前後だったけどこっちで見積もり出してもらったら半年$1300って言われました。高いと思ったのですがCAの相場をしらないので・・教えてください。
- #10
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- aoi
- 2003/09/26 (Fri) 22:59
- Report
住んでいるCityとあとあなたの年齢、運転歴によってもかわるから、相場といっても難しいと思うよ。
半年1300ドルは高いかなあ、と思うけどね。だってLiabilityだけでしょ?
一番いいのは、数件の保険会社にクォートを頼むこと。
AAA、マーキュリーは安いから聞いてみたらどうかな?電話してクォートしてほしいっていって、質問に答えるだけだし簡単だよ。
- #11
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- 11
- 2003/09/27 (Sat) 00:50
- Report
私の車の保険はliability のみで年間688ドルですよ。ちなみに私は23才女運転暦4年です。
私も色々電話したけど、いまの保険外車が一番やすかったです。
Posting period for “ 車の保険について ” has been closed.
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