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日本でドルから日本円に両替 OR 日本円をそのまま使う どっちがお得?
- #1
-
- yuna1959
- 2015/11/30 17:04
タイトルが長くてすみません。
永住権者ですが、日本には仕事や私用で年に数回ほど行きます。
日本、アメリカ両国に自分の銀行口座があり預金もあります。
これまでは日本に滞在しているときは日本の銀行口座から、現金を引き出して使っておりましたが、いま円安なのでドルを日本の銀行や大黒屋などで日本円に両替したほうがお得なんでしょうか?
今現在11月30日 1ドル 123円 です。
例えば今回の滞在で10万円使うとします。
もし10万円を使うなら日本の銀行口座から引き出した10万円を使うよりも、両替して手数料1ドルあたり3円ぐらいの手数料取られてもドルを日本で円に両替して10万円使ったほうが得なのでしょうか?
クレジットカードは使わないで、純粋に今のレートで、上記の内容でのご回答いただければ幸いです
数字が苦手なのでこんな質問してお叱り受けるのは前提ですが、本当にどっちがいいか少し悩んでいるのでお願いいたします
- #3
-
- 敗北のパサポルテ
- 2015/12/01 (Tue) 06:59
- Report
今ドルは世界最強通貨です。
90年代は円でした。
どこの国でも最強通貨であれば両替せずにつかえるところはあります。
まずドルをそのまま使うのがお得!!。使えるか聞いてみましょう。
円支払いの必要時は
ドル円資産50/50でお持ちであれば
私ならドルをSONY BANK 0.8銭で両替して円で使用します・
ドルのほうが金利が高いので
ドル円キャッシュフロー比率を50/50で保つためにです。
世界主要国で両替で悩まないために
SONY BANK WALLET 来年からスタートします。
visa デビット でマルチマネー口座から現地通貨で引き落とし。
不足分は円から補てん
日米頻繁に往復なされておられますので
お勧めいたします。
- #2
-
- 無関係
- 2015/12/01 (Tue) 06:59
- Report
損か得か分かりませんが、私は日本では日本にある口座から
使っています。
たとえ、2-3円(1ドルにつき)でも銀行に手数料払うのが
なんとなく無駄なような気がして。
- #4
-
- 敗北のパサポルテ
- 2015/12/01 (Tue) 12:04
- Report
↑ 追記。世界11通貨の普通預金残高で国内外のショッピングを楽しんだり、海外ATMから現地通貨を引き出せます。
キャッシュバックは0.5%~2.0%
今月末までと来年から三月までの二回
sony bank 当てのドル送金で5000円~60000円もらえます。
日本の銀行には入金手数料 ATM手数料 振込手数料は回数制限付き無料です。
お金と身体は大切にしましょう。
黄昏に入りサヨナラの人生が始まるとき頼りになるのはおカネと健康です。
高い金を出してアルコールと言うヘロイン以上の依存性毒物を摂取するのはやめましょう(もとアル中 現在依存症の私の体験)
酒は脳を犯し筋肉を溶かしサイフと家族を蒸発させます。
夢見る徘徊老人のピロートーキングです。
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