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Topic

retire

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#1
  • Ohta
  • mail
  • 2024/03/10 14:50

I hear that you should have 10 times your annual income saved before you retire.
Did you all save that much before you retired ？?

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#2
  • 昭和のおとっつぁん　　　　　　　　　　.
  • 2024/03/10 (Sun) 14:54
  • Report

What visa are you staying in the U.S.?

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#3
  • 孤独のおとっつぁん
  • 2024/03/10 (Sun) 14:57
  • Report

2

The basis for assuming it's a visa is ？

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#4
  • 昭和のおとっつぁん
  • 2024/03/10 (Sun) 15:44
  • Report

If you started writing here 2-3 years ago, you probably have a visa.
If you've been in and out of here for 10 years,
it's common knowledge that your username is registered and you write. You don't have that common sense either.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#5
  • 昭和のおとっつぁん
  • 2024/03/10 (Sun) 15:46
  • Report

It appears that "Showa-no-Ottsutan .　and "lonely ototsuan" appear to be the same person.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#6
  • 孤独のおとっつぁん
  • 2024/03/10 (Sun) 16:08
  • Report

>If you started writing here a couple of years ago, you probably have a visa.
If you've been in and out of here for 10 years,
your username is registered and you write, which is common sense.
You don't have that common sense either.

Your common sense is the world's insanity.
What makes you think that Topix is a visa holder ？?

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#7
  • 昭和のおとっつぁん
  • 2024/03/10 (Sun) 16:26
  • Report

6

If you have been in and out of here for 10 years,
your username is registered and you have common sense to write.

I see you as someone who doesn't even have common sense.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#8
  • 昭和のおとっつぁん
  • 2024/03/10 (Sun) 16:28
  • Report

Ten years ago, I have never seen a name like "lonely otter".

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#10
  • 昭和のおとっつぁん　　　　 　 .
  • 2024/03/10 (Sun) 16:40
  • Report

Your common sense is the world's insanity.
The basis for saying Topix is a visa holder is ？

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#11
  • 昭和の母
  • 2024/03/10 (Sun) 16:43
  • Report

If you've been in and out of here for 10 years,
your username is registered and you're supposed to write.

↑ There is no such rule.
You are seen as an insane person who imposes his ideas.

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#12
  • 後期高齢者入門
  • 2024/03/10 (Sun) 17:07
  • Report

Why don't you just answer normally, is it always a battle ！ ？

＞ I hear that you should have 10 times your annual income saved.

The annual income was low.
In this case, I mean all assets except the house where you live.

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#13
  • 昭和のおとっつぁん　　　　　　　.
  • 2024/03/10 (Sun) 22:25
  • Report

12

What is your annual income?

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#16
  • 5656
  • 2024/03/11 (Mon) 10:23
  • Report

I am sick and tired of all the comments that don't answer the question.
You don't need 10 times your annual income, there are people with zero savings and zero rent
. It would be great if you could spend as much as you can without struggling for money.

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#19
  • Ohta
  • 2024/03/12 (Tue) 09:48
  • Report

I asked the question because I thought it would be difficult to rewind after my age.
I was told by an advisor when I took coaching at Fidelity that I would have to make 10x my annual income.
If my mortgage is paid and I have some savings by the time I retire, will I be able to manage ？

I am only in my 30s, but Social Security has a limit on how much you can get no matter how much you pay in ？
. If you are retired, please write to me if you can.

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#20
  • トラ
  • 2024/03/12 (Tue) 10:22
  • Report

With an annual income of $ 200000, that's 2 mil.

I'm also worried about medical expenses in my old age, so I might as well make Japan, with its low cost of living, an option.

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#22
  • 後期高齢者入門
  • 2024/03/12 (Tue) 11:01
  • Report

＞ Social Security has a limit on how much you can get no matter how high you pay ？

That ！ ？ "no matter how high you pay" is impossible.
Social Security, I believe, only covers up to about $80,000 of your entire annual income. So, no matter how high your income is, there is a limit to how much you can spend. Naturally, there is also a limit to the amount of money you can receive. The maximum amount you can get is about $ 4,000 per month. （ The numbers are random, as they are more than 10 years old. ）

It is great that you are in your 30s and worrying about it now.

In my case, it was a low-flying self-employed life, but real estate rose steadily in value, which helped me to build assets.

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#23
  • Ohta
  • 2024/03/12 (Tue) 11:36
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22
I see, that makes sense. If there is a limit to both the amount you can yield and the amount you can receive, it wouldn't be unfair. I was taking it easy until recently, I was a little impatient with the coaching. I think I will save enough to not be a burden for now. Thank you.

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#26
  • 紅夜叉　　　　　　　　　　　　　　　　　 .
  • 2024/03/12 (Tue) 13:46
  • Report

You're poor despite generous protection ？.

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#27
  • 後期高齢者入門
  • 2024/03/12 (Tue) 14:52
  • Report

＞ #24
＞ If you become a U.S. citizen, you will receive generous protection.

2500 $ You can rent a one-bed apartment for a few hundred dollars depending on your income. You must be elderly and low income, though. If you are over 80 years old, you have a big advantage, so you should apply for it now.

But if you get to that point, you may choose to go back to Japan, but the climate here is hard to beat.

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