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Medigap plan (Medecare ))
- #1
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- kume
- 2022/08/09 16:37
Medigap plan Please let us know your insurance recommendations.
This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #13
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- おとっつぁん
- 2022/08/19 (Fri) 20:00
- Report
12
How much are you paying?This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #14
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- C Plan
- 2022/08/19 (Fri) 20:10
- Report
Did the agent decide on Suppliment without explaining ? Medicare A ( inpatient ) 100% but B ( doctors, tests, etc ) only 80% so you have to pay 20% of your own expenses?
Suppliment seems to be a lucrative business and we get a lot of ads when we renew in October. We have a cheap plan, $ about 120 for 2 people, so $ 300 is a very advanced plan without deductible. I don't know if it would be a good idea if you have a pre-existing condition and have high medical expenses. It seems that it is almost impossible to upgrade, but it is easy to change to a cheaper plan. You can do a little research on your own and then talk to other agents.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #18
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- C Plan
- 2022/08/20 (Sat) 10:48
- Report
I understand that the coverage is the same because it is subject to the Medicare A and B rules, which everyone is on.
The difference will be how much Medicare B pays for the 20% co-pay. ( Basically, I think the Deductible is higher or lower, but check with your agent )
# Of the 16 medical expenses, did you have zero co-pay ?
Medicare's I found the site and have attached a link to it below. Since hospitalization is covered 100% by Medicare A, it is unlikely that Medicare B ( doctors, tests, etc. ) co-pays would be as high as $10,000.
Medicare D will not cover drugs unless they are separately enrolled in Medicare D. Maybe $ the 300 premium includes this ? cheap Medicare D is $ less than 10.
https://www.medicare.gov/supplements-other-insurance/how-to-compare-medigap-policiesThis text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #20
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- C Plan
- 2022/08/21 (Sun) 12:02
- Report
# 19 , may be a high grade Medigap called Deductible zero. Since I never reached Deductible even with substantial medical expenses, for example, $ 1,500 Deductible, I am in High Deductible because I think it makes sense to pay a higher premium of $ 1,200 per year to reduce
1,500 Deductible to zero.
I think there are other Benefit for High Deductible other than Deductible, but...
Now I regret a little that I should have taken ( Drug separately ) Advantage for about $ 10 per month, but I cannot change it.
At any rate, you should check what your current plan is and consider what to do when you renew in October.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #21
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It seems to be jumbled up and out of place. 🙏🙇 ♀️🙏🙇 ♀️
This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
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