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車のリース
- #1
-
- Aquaa
- 2005/11/21 01:46
車のリースって頭金って必要なんですか?リースについてご存知の方教えて下さい。
- #2
-
トヨタは確か必要ありません。でも契約期間以内に解約したりすると、とぉ〜〜〜〜っても高くつきますので要注意!しかも毎月バカ高いリース料を払うなら、買った方がいいですよ。保険もフルカバーじゃないとダメだしね。
メリットはクレジットヒストリーが出来るのと、新しい車に乗れるだけ ┐(´ー`)┌
- #3
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- Zoro
- 2005/11/24 (Thu) 23:33
- Report
頭金は必要では無いです。ただそれだけ毎月の支払いが多くなりますよ。クレジット歴によってはディーラーから頭金を請求してくる場合もあると思います。
- #4
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- kuji
- 2005/11/24 (Thu) 23:37
- Report
必要でしょう!
- #5
-
リースって車を金融機関等から借りるってご存知ですよね?
リース期間が終了すると通常車を返すかその車を買い取るかを終了時に選択できますが返す時には車のキズや内装のキズ等で追い金を払う事になります(キズ1個$100、タバコの跡1個$100って感じ)マイレージの契約時に年間何マイルを上限としてそれ以上走行すると1マイル=20セントといういう具合(これも数字により毎月のペイメントが変わってきます)。
返すからって汚く乗っていると後でしっぺ返しをくらいます。
又、買い取るにしても契約時に4年リースなら4年後にいくらで買い取るか価格を決めておきます。買取価格が安い程毎月のペイメントは高く設定されます。
つまり自分が年にどれくらい走行するか前もって知っていないとどのような契約が最適かわからないので事前に見積もっておきましょう。。
私の経験では4年で車を換えると想定した場合その時に人気のある車を買った方がリースを想定した場合よりも特でした。
リースにすると借りているというプレッシャーみたいなものもありましたし(^^;
- #6
-
以前、リースしたことがあります。
(1)フルカバーの保険を義務付けられ、(2)また、メーカーの高額なワランティーを買わされ、(3)また、定期点検の結果の「エンジニアレコメンデーション」のサービスのこちら負担で受けることを義務付けられ、(4)新車を買えば無料でリースをペイオフしてあげるというオファーを信じてリースを途中解約したら、車の痛み具合を指摘する手紙が届き、500ドルもの追加料金を取られました。
途中解約までの期間中に払ったリース料金の合計は、すでに車の値段をはるかに上回る金額でした。そういうわけで、新しい車はリースではなく無理して買いました。
Posting period for “ 車のリース ” has been closed.
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