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8151. | 緊急!!アメリカ国内で買えるおいしいお茶情報(4kview/11res) | Free talk | 2010/02/12 09:18 |
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貯金ゼロ
- #1
-
- 悩みだらけ
- 2010/01/13 10:23
お金はあるとすべて使ってしまい、貯金はないようなものです。
33歳独身女性です。
日本は貯金大国のようですが、欧米人は貯金しないと聞いたことがあります。本当ですか?
収入と支出のバランスが悪いからだとおもいますが、
同じように貯金ゼロの方、不安じゃないでしょうか?
- #114
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- porky
- 2010/02/03 (Wed) 10:50
- Report
そうですね。
僕も Estimated Tax は収めていた時期があったから、その為に金はセーブしてました。
でもそれはちょっと世間一般に言う「貯金」とは違いますよね?
ここでいう「貯金」は Mandatory Expenses や保険と税金を払う為に取っておいた金は、含まれてないでしょう?
- #115
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- ねずみ太郎
- 2010/02/03 (Wed) 13:17
- Report
#112さん
ご指摘ありがとうございます。
「貯金」というトピに沿って何気なく気軽にコメントしたことについて、こんなに疑問を投げかけられるとは思いませんでしたので少々戸惑っておりますが。
こういう疑問を抱く人達って他人の収入がとても気になるみたいですね。
ただ単に、SAVING ACCOUNTに入れているお金なので「貯金」と安易にカキコミさせていただいたまでです。誤解させてしまい失礼しました。
Porkyさんおっしゃるとおり、正しくは税金を払うためにセーブしているお金ですね。一般的な貯金には値しませんね。
この暇つぶしの場でこと細かく自分の財政事情を書くつもりはありませんが、
私のIncomeは複数の分野から入ってきますので税金もややこしいみたいです。
クィーター毎にも税金を払ってますが、額の大きい収入も不規則にございますので、調整額が高くなります。
固定資産税は家のローンにくっつけて払ってます。
専門家ではございませんので、税金についてよく理解しておりませんのでここでうまく説明できません。
ご勘弁を。
- #116
-
- porky
- 2010/02/03 (Wed) 14:42
- Report
ねずみ太郎さん、ご気分をこわされたんだったら、こちらこそすみませんでした。
どちらにしても月$1000以上貯金されてるかたは尊敬します。
今の僕にはそんな器量が無いもんで・・・。
早くこの景気、回復してくんないかなぁ。
- #117
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#100さん、年度末に貯めた額の半分、税金にもってかれるそうですが、Estimate Taxで不足したぶんには15%のペナルティがかかるので毎年$7000ぐらい余分払っているんですね。
もし本当だとしたら、それだけ稼ぐのに経済観念なさすぎですよ。
#115で専門家でないからといってますが、これは常識でしょう。
Posting period for “ 貯金ゼロ ” has been closed.
Please create new topic to continue the same topic.
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