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海外旅行保険について
- #1
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- vegitable
- 2003/08/11 01:38
こちらに,6年住んでいて大学院に行っています。海外旅行保険に加入して現地の病院に行きたいのですが、保険料が以前よりかなりアップして財布と相談中です。そして、海外在住の人は購入できないと聞いたのですが本当でしょうか?また、AIUなどの留学生保険プランは,実際に簡単に治療費を支払いしてくれたり,全額持ってくれるのでしょうか?どなたか,お持ちの方お教えください。
- #8
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基本的に、海外旅行保険は日本でしか契約(加入)出来ないと思います。日本を出発したその日から適用されるものです。
色々な種類の海外旅行保険がありますが、病気、ケガなどがカバーされる保険のプランに加入すれば、病院でかかった治療費は全額カバーされるはずです。例外は、日本にいる時から抱えていた病気やケガ(場合によると思いますが)や、リミテッドを超えた治療費の場合です。
私は、JCB系列の保険会社のジェイアイ保険の海外旅行保険に加入して、以前にせきが止まれなくて病院へ行った時も、転んで背中と首を痛めた時に行ったカイロプラクティックも100%カバーされました。対応もとても良かったです。
参考までに、死亡:10,000,000円、障害治療費:3,000,000円、疾病治療費:3,000,000円リミテッド。12ヶ月(一年間)契約で保険料:82,420円でした。確か、障害・疾病の両方がカバーされるプランでは、一番安いものだったと思います。(加入したのは10ヶ月前なので、もしかしたら内容が今は変わっているかもしれませんが...)
ご参考までに...
- #7
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私の友達も海外旅行保険でいったトーランスのカイロは,サインを偽造して、行ってない日、やってない治療代、彼女の知らないところで請求書を保険会社に送って,お金をだましとろうとしました。
彼女の場合、BFがロイヤーだったので,すぐに取りけさしたみたいですが,悪徳医師が日本人社会にいるのは,事実。
そこの病院も調子がよくても病院にくるよう催促の電話が何度もかかっってたようです。
情報交換をして慎重に医者選びをしましょう。
- #10
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私もJI保険で3ケ月更新すると一番安く年間で6万円ちょっと払いました。皮膚科と眼科、内科に通って100%カバーされたけど。こっちの病院とトラブルがあったことはまだないです。運がいいのかな?
- #11
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- ふむ・・・
- 2003/09/10 (Wed) 15:01
- Report
私も「JI保険」でバラがけの保険にしました。安かったし、対応も良かったです!
ちなみに、海外旅行保険で皮膚科は可能でしょうか?
Posting period for “ 海外旅行保険について ” has been closed.
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