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Topic

Lifetime Individual Annuities

Problem / Need advice
#1
  • 個人年金
  • mail
  • 2022/03/30 09:05

Do you have any recommendations for private annuities that can be received from anywhere in the world for life ？

Is there any problem
with making arrangements to receive it in the future, say 20 or 30 years from now ？?

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#2
  • 昭和のおとっつぁん
  • 2022/03/30 (Wed) 11:32
  • Report

I've been paying into an IRA, etc., for 20 or 30 years,

so when I'm old enough to withdraw, I can rest assured

I'll receive it for life, in addition to the pension paid by the government.

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#4
  • oshirase
  • 2022/03/30 (Wed) 15:52
  • Report

Depending on your current age, you can receive it from the age of 59 ． 5 years old.
You are asking about a lifetime annuity for an individual annuity.

For a lifetime annuity, you can deposit $100,000 or $200,000 in a lump sum into a lifetime annuity and receive it after age 59 ． 5.
This would be a stable retirement income in addition to Social Security.

In addition to a lifetime annuity, there are also individual annuities that can be done in the medium term.

Many people are building assets for retirement, including IRAs, 401Ks, and private pensions.
You can receive your money in any account, no matter where you are in the world, as long as your bank account is still in the U.S.

I hope you find a way that works for you.

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#5
  • 無知
  • 2022/03/30 (Wed) 19:20
  • Report

＞ Do you have any recommendations for private annuities that can be received from anywhere in the world for life ？
＞ Isn't there any problem
＞ with making arrangements to receive it 20 or 30 years in the future or something like that ？
?

I guess you are talking about the kind of thing that insurance companies do
Basically, the amount of money you get is decided when you sign the contract, so if 40 years from now inflation is as high as it is now, ， or even if there is a big chance that
you will get a small fraction of it.
On that note, the US National Pension （ SSN ） seems to add up to the cost of living, and the years you can get it are getting longer and longer ？
now you can get the full amount at age 69, right? I'd recommend the IRA mutual fund, it's grown a lot.

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#6
  • 昭和のおとっつぁん
  • 2022/03/31 (Thu) 07:48
  • Report

＃ I'd recommend an IRA mutual fund to carry over taxes. I've gained a lot.

Have you reached the age where you can withdraw from your IRA mutual fund?

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#8
  • 老後安泰
  • 2022/03/31 (Thu) 10:50
  • Report

When I was young, I worked hard, believing that hard work pays off. Thanks to that, I will have a good old age.

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#10

I am a financial consultant. I recommend that you create a basic personal pension plan. Since everyone's situation is different, I cannot give appropriate advice here. I offer free consultations. Please contact me if you like.

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#11
  • 昭和のおとっつぁん
  • 2022/05/25 (Wed) 09:44
  • Report

＃ The US National Pension （ SSN ） seems to add on to prices
Medicare is deducted so you get that extra.

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#12
  • pooske
  • 2022/06/10 (Fri) 22:23
  • Report

Anyway, we invest in stocks.

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