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車の学生ローン
- #1
-
- sab
- 2003/08/31 06:29
今、車を(中古車)購入しようと考えているのですが、SSNも持っていないし、学生なのですが、中古車を売ってるDealerとかで購入するとしたら、ローンを組んだ場合、どれくらいの頭金が必要になるのでしょうか。
また、お勧めの中古車Dealerがあれば併せて知りたいです!
- #6
-
知り合いの駐在員の奥さんも今年からリース契約が難しくて断られたって聞きました。その前の上司の奥さんは簡単に契約できたそうです。きちんと会社勤めの家族も無理なら学生のリースは難しいとおもうなあ。
- #7
-
- 駐在員
- 2003/09/05 (Fri) 07:47
- Report
#6
奥さんが直接リースしようとしたから無理だけど、駐在員の旦那さんが契約すれば問題ないよ。
私は駐在員じゃないけど、クレジットヒストリーが無いから、何回もディーラーへ足を運んだりして、ローン審査は厳しかった。働いてるから大丈夫だと思ったけど、そう甘くなかったよ。結局は頭金をかなり入れて下りたけど、こんなに厳しいんだーって感じ。疲れたー
- #8
-
#7さん。奥様はいつ頃リースの契約ができたのでしょうか?友人の奥様は今年の4月だそうです。もちろん旦那さんが契約しにいってSSNもクレジットヒストリーも持ってるそうです。よかったらどこでリース契約ができたか教えていただけますか?宜しくお願いします。
- #9
-
#8さん、リースじゃなくてローンだった、ごめん。でも違いあるのかな?
私が買ったのは今年7月、まず初めに「駐在員か?」って聞かれて「違う」って言ったら「駐在員だったら簡単にローンが下りるのに」って言われ「馬鹿にしてるのか?」と思った。でも駐在員さんって信頼あるんだなってほんと羨ましかった。
- #10
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#7さんご回答ありがとうございました!その奥様とさっき電話で話したんですがローンは問題ないそうですがリースはやっぱり他をあたっても断られるそうです。こっちに来てまもなく、しかもクレジットヒストリーも1年くらいだからかもしれないですね。
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