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どれが一番良いでしょうか?
- #1
-
- お金の使い方
- 2009/08/17 11:55
今取りあえず必要の無いお金が30万ドルあります。
使い方としてどれが一番良いと思いますか。
1.家のローンを払ってしまう。
2.投資物件として家/タウンハウス/ヂュプレックスを買う。
3.株/ミューチュラルファンドを買う。
4.アニュイチィーを買う。
5.CDを買う。
今の景気でどれが一番良いと思いますか?ご意見をお聞かせください。
私が考えられるのはこれくらいなのですが、
他にもあるでしょうか?
- #14
-
私なら③のストックまたは為替購入を選びます。
来年はマーケットが上昇すると感じるので。
ただ一般の庶民の生活はまだまだ大変そうですね、銀行はまだまだ倒産するところもでてきそうですしね。
- #15
-
#13さん、
レストラン経験があればそれも良いかもしれませんが、レストランのレの字も知らない私には、怖くて手が出せません。
#14さん、為替購入というのは何でしょう?ドルー円、ドルーユーロ、などなどの為替で稼ぐということでしょうか?その辺の知識が全くないので、よろしかったら教えてください。
- #16
-
トピ主さん、レスありがとうございます!
”今の時代、ローンが簡単に下りるわけではありません。”
そうですね、笑
特にトピ主さんには、借金が有るからですね。ローンって、収入と借金の割合で、まずは検討されますからね。
俺は、借金(ローン)が有るのに、お金の投資を考える人って、ピンと来なかったので書きました。
レベルが違っててごめんなさい!
今の時代と言われるなら、仕事も安定してると思っていても、何の保証も無い時代でも有るんで、気をつけて下さいね。
- #17
-
奥さんと旅行して楽しい思い出を少しでも作ることですね。これもいい投資だとおもいますよ。 これから先づーと語りあえるのですから。 足が弱くなってから旅行に行ってもしょうがないでしょ。 元気なうちに思い出を一つでも作られては。
- #18
-
皆様、色々なご意見ありがとうございました。
CAの不動産はLenderからpre-qualifiedされましたが、For rent物件が山のようにあるのを見てしばらく様子を見ることにしました。
#14さんのおっしゃるようにマーケットは、時間はかかるとは思いますが、これから上がる方向だと思いますので今もっているミューチュラルファンドを見直しして買い足し、アニュイチィ-の方も少し足しておこうと思います。それと政権交代で、もしかしたら円が強くなる可能性もあると思い、その辺にも使ってみようかと思います。
#17さん、
残念ながら独り者ですので、これから伴侶を探すのにも力を入れたいと思います。
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