Info Type
View Option
Sort by Category
Show all from recent
1. | Investment in Japanese Yen(462view/31res) | Problem / Need advice | Today 15:06 |
---|---|---|---|
2. | fire insurance(3view/1res) | Other | Today 15:02 |
3. | retired person(5kview/2res) | Local news | Today 10:25 |
4. | Murmur Plus(139kview/3143res) | Free talk | Today 09:05 |
5. | oozam (zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzz)(127kview/541res) | Free talk | Yesterday 16:33 |
6. | Video tricks on building rooftops, cliffs, etc.(207view/3res) | Entertainment | Yesterday 15:51 |
7. | High blood pressure in the elderly, measures(302view/12res) | Question | Yesterday 09:25 |
8. | Developmental Disabilities Gathering(312view/8res) | Free talk | 2024/06/27 14:29 |
9. | question(866view/41res) | Other | 2024/06/26 14:39 |
10. | Let's gather the elderly ! !(111kview/684res) | Free talk | 2024/06/25 17:35 |
IRAについて教えて下さい。
- #1
-
- to-ma
- 2007/02/28 18:30
どなたか Traditional IRA と Ross IRA の違いを教えて頂けますか?
- #2
-
- ぶんぶん丸
- 2007/02/28 (Wed) 20:29
- Report
それくらいgoogleかwikiで検索すればわかるだろう。。。とつっこみたくなりますが、まぁ個人的にも復習がてらに解説します。
/狭みの際、Traditionalでは税引き前の給料から直接できるが、Rothでは税引き後の手取り額から。
年金受諾時期(59歳と半年)の際、Traditionalでは引き落とすときに税金を払うが、Rothでは振込む前に税金をはらっているため全額非課税。
G金受諾時期より前にお金を引き落とす際、Traditionalでは通常の税率プラス10%のペナルティの税金を納める必要があるが、Rothでは自分が振り込んだ金額は非課税で引き落とせる。ただし利子などで増えた金額は無理。
Traditionalでは70歳と半年すぎまでに自分の年金を引き落とさないと、50%の追加税金がかかる。Rothでは本人が働いている間は何歳になっても問題なし。
イ△Traditionalでは個人が死亡してから5年以内に全額引き落とさないとお金をすべて政府に没収される。Rothでは問題なし。
長くなりましたが、大きな違いは「税金を先に払うか、後で払うか」というポイントですね。長いスパンで考えるとやはりRothのほうが断然お得でしょう。
もっと詳しい詳細が知りたければ、トピ主さんが使っている銀行にいって「IRAの口座を作りたい」といえば専門家が教えてくれますよ。
- #4
-
詳しいことは良くわからないのですが
引き出すときに税金がかかるのと
引き出すときに税金がかからないの違いです。
自分がやっているのはTraditional IRAで
タックスリターンをやるとき
IRAにデポジットした分が免税になりますが
引き出すときに、引き出した分に税金がかかります。
Posting period for “ IRAについて教えて下さい。 ” has been closed.
Please create new topic to continue the same topic.
- Find local business with Town Guide
-
- " Voted NO.1 Assisted Reproductive Medic...
-
Miracle ・ Angels ・ Reproductive ・ Group ( MARG ), ACRC's Japan office, is an agency specializing in assisted reproductive medicine, researching American, Japanese, and British assisted reproductive te...
+1 (949) 418-8146Angels Creation Reproductive Center Inc
-
- 💜Over 1000 cases per year 🌹 Painless Art...
-
Over 1000 cases per year. Leave your art make-up to Belleote with our trust and achievements ! Special price ! No extra charge for options. 💜Original 3D Brow Full Course $ 300 (Microblading + Nan...
+1 (424) 527-7330BELLUTE beauty studio
-
- A place where customers who love karaoke...
-
We offer drinks and karaoke for a reasonable price, and we have many nice female customers Our lovely server hostesses are waiting for you!
+1 (714) 914-4926Club La Lune
-
- 🏠 Assistance in finding rental housing |...
-
GOLDSEAI works with the largest real estate search site in the U.S. and will introduce you to the most suitable rental properties. Our professional real estate brokers will help you find the best pri...
+1 (310) 801-6412GOLDSEAI・USR Los Angeles
-
- Need a car in the U.S. ? Only Internatio...
-
We have over 25 years of experience and a global reach with unparalleled service. We currently serve over 50,000 customers in 150 countries around the world. At International AutoSource, we understand...
+1 (516) 491-7687International AutoSource / Ben Wada
-
- 3 Bedroom 2 Full Bath in Newport Beach, ...
-
Since 1987, we have been supporting the "California lifestyle" as a local Japanese-affiliated general real estate company. We can provide a wide range of services to meet the needs of our customers, i...
+1 (949) 678-9605Noriko Roberts
-
- A friendly, at-home dentist with offices...
-
Dr. Lewis ・ Lynn for anything related to dental care, from general dentistry, neurotreatment, oral surgery, and cosmetic dentistry. Whittier Office Grand Opening Promotion ! New Patients Only Check...
+1 (310) 326-6668Dr. Louis Lin Dental Office
-
- Buying and Selling Commercial Real Estat...
-
If you are looking for real estate in the U.S., GOLDSEAI is the place for you. We are linked to the largest search system in the U.S. and will introduce you to the most suitable property considering y...
+1 (310) 801-6412GOLDSEAI商業不動産 ロサンゼルス
-
- Outsourced HR Solutions/Professional Ski...
-
Outsourced HR Solutions/Professional Skills
+1 (424) 271-7991Move On Inc.
-
- \ A well-defined eyebrow makes a face / ...
-
Eyebrow makeup that doesn't look right every morning … Eyeliner that looks panda eyes when you look in the mirror … The ultimate natural eyebrows that blend in with your natural skin" and "Eyeliner th...
+1 (424) 265-9704【眉毛屋】TAKAGI BROWS
-
- Feel free to print in the U.S.A. Japanes...
-
Anyone can order printed materials of their choice. I'm going to run out of business cards and envelopes soon, can I print them easily … . I want to order brochures and flyers from a vendor, but it...
OceanPrint
-
- We provide total global logistics servic...
-
+1 (310) 354-0028SG SAGAWA
-
- Real Estate ・ Need help with your mortga...
-
The core of our business is to provide our customers with the best interest rates and terms for the best mortgage loan for their financial planning and asset building related to their largest asset, t...
+1 (310) 339-0737Sakura Capital Corporation
-
- We are an accounting firm in the United ...
-
Tax support between Japan and the U.S. ! Speedy procedures and aftercare ! Japanese ・ English either way.
+1 (877) 827-1040Todd's Accounting Services / Mayumi Ozaki (尾崎会計事務所)
-
- 👘We can help you celebrate important mil...
-
Leave it to TOKYO KIMONO for kimono rental and dressing in Los Angeles. You can choose your favorite kimono from our wide variety of kimonos. Our professional Japanese kimono stylists will carefully c...
+1 (310) 634-9897TOKYO KIMONO