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529 plan
- #1
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- yymmpp
- 2011/08/13 12:07
子供の大学の資金を今から用意しようと思っているんですけど、情報がうまく頭でまとまりません。要するに、手数料が安くて、オンラインで申し込みができる、というのがいいんです。どなたか、やっていらしてここがいいよ、っていうお勧めはありませんか。
よろしくおねがいします。
- #2
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- chachaboys
- 2011/08/17 (Wed) 11:31
- Report
California 519Plan は節税の為のプランなので、たいして税金を払ってない場合(例えば夫婦、子供2人、住宅ローンがある家族で、収入が7万ドル程度)でなければ意味がない。 ロードは無いが、ほかの投資に比べ(一見分かりにくい)高い費用が配当に組み込まれてる。 私は子供名義で将来性のある株を買ったり普通のCDに入れてますが。
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