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車の維持費って・・・???
- #1
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- Kobe Brilliant
- 2003/11/18 07:08
今年の1月に赴任して来て、San Gabriel ValleyのArcadiaって町に住んでます。 夫婦二人で子供無しです。 車は会社で1台支給してもらってるんですが、妻に中古の安い車を買ってあげたいと思ってます。 保険料なんですが、カリフォルニアは異常に高いという話。 二人ともコッチでは運転歴1年未満なので月々$400くらい掛かると会社の同僚には言われてます。 安く上げる方法をご存知の方、教えてください。m(_ _)m
- #2
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- ロコガール
- 2003/11/21 (Fri) 16:33
- Report
私を含め私の周りの貧乏学生は、Liabilityのみの加入なので、1年間$800とかですよ。(アメリカでの運転経験は無かったですが)もし事故起こした時等はカバーは最低限ですが・・・・。でも未だに無事故なので、私はこれで十分だと思ってます^^参考にどうぞ!!
- #3
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保険会社によって大分値段が違いますよ。私もいろんなところで見積もり出してもらって、ほんとに年間$2,000くらいまでいっちゃうのもあった。でも結局Allstateにしました。Liabilitiesも最低限ではなく3番目のにして、無保険者保険もつけて、メディカルもつけて、6ヶ月$500以下です。Zip Codeによって保険料が違うから、お住まいの辺りがどうかわかりませんけど、ネットでもクオート出せますし、試してみたらいいんじゃないでしょうか。
- #4
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- えんぴ
- 2003/11/23 (Sun) 23:20
- Report
あまりにも他社との保険料が安すぎる保険会社は考え物ですよ。例えばdasherなんかは良くテレビで宣伝していますが、実際の保険金請求の処理がずさんな上、支払いの引き伸ばしなどは当たり前です。保険料が高い会社は、それなりに高い理由がある訳で、保険に入る人は、予算を考慮した上で、慎重に契約してください。
- #5
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- David2003
- 2003/11/23 (Sun) 23:38
- Report
保険は、ピンからキリですね。僕は、車屋に紹介してもらった保険はあまりにも高かったので、最近、Internetで見つけた保険会社にしたら、ほぼ半額になりました。1年間契約で$1,000−以下でした。
後で、その車屋が紹介してくれた保険の内容を読み返してみると、必要の無いものまで、契約させられていた為、保険料が高かったみたいです。
例えば、無保険者保険、免責を一番高いもの等などでした。
やはり、自分で見極めて保険を契約する必要があります。
- #6
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AAAだと日本の免許所持年数もカウントしてくれるのでいいですよ。
ちなみに我が家は車二台、年1800ドルくらいよん
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