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Topic

Real estate prices, starting to rise again ？.

Housing
#1
  • 賃貸貧乏
  • mail
  • 2020/02/21 10:50

I've been saving for a down payment for a few years to buy a house in Torrance or thereabouts.

Last year, real estate prices seemed to have leveled off a bit, so I was wondering if they would go down this year, but I've been looking at SOLD prices for the past few months and they seem to be higher than before.
And when they go on sale, they are PENDING a week later.
Maybe it will still go up?

Even if I hoard downpayments, the price goes up and I can't buy it after all~.
More and more I can only buy in remote areas ~ （ Tears ）.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#565
  • 助言介
  • 2020/05/20 (Wed) 10:34
  • Report

If you buy a new car with a loan, your credit score will go through the roof.
Don't buy in a cash lump sum.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#568
  • ん？
  • 2020/05/20 (Wed) 11:10
  • Report

You don't get a higher score if you buy with a loan,
you get a higher score if you pay off that loan successfully, all at once.

If you take out a loan for the purpose of raising your credit score,
you can keep paying it off for a year or so, then pay the rest back in a lump sum and it will go up.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#569
  • クレジットスコア
  • 2020/05/20 (Wed) 11:25
  • Report

Ideally, to raise your credit score, you should limit your credit card use to about 30% of its limit.
If you spend just shy of your limit for Reward purposes, even if you pay it back every month without delay,
overuse of the card will be judged as if you are having trouble making ends meet and will contribute to lowering your score.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#571
  • Usually
  • 2020/05/20 (Wed) 15:15
  • Report

When the economy goes down, it always goes down first, from areas that have gone up too much, like Beverly Hills.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#572
  • テキサコ
  • 2020/05/20 (Wed) 18:44
  • Report

The data shows very little change from last year and the same month.
Many of them are getting special unemployment insurance from Corona, and many of them will go back to their old company to some extent when the business reopens, so
It depends on the type of business, but I don't think it is that much.
In the first place, I don't think foreclosure will happen so easily because banks have learned their lesson from the last time and they are strictly withdrawing loans.

https://www.cnbc.com/2020/05/20/weekly-mortgage-applications-point-to-remarkable-bounce-in-homebuying.html

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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