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クレジットスコアをfixしてくれる会社を探してます。
- #1
-
- yaya~
- 2014/01/25 10:21
主人のクレジットスコアをfixしてる信頼できる会社をご存知の方は、いらっしゃいますか?過去にスクールローンの支払いを遅れた事が数回あるそうです。このレコードをfixする目的で探してます。
宜しくお願いします。
- #2
-
確かクレジットヒストリーは7年ほど記録に残ります。たまにお金を払うと都合の悪いレコードを消すことが出来るという会社がありますが、これは詐欺です。記録に間違いが無い限り、消すことは出来ず、必ず7年は残ります。よくTVCMなどで見るクレジットフィクスの会社は、カードの残高が多くなり返済が大変になってしまった人が利用する会社で、その会社がカード会社に利子を下げる交渉や毎月の支払い額の交渉、そして毎月一定額をその会社に払い、そこから各カード会社への支払いまでしてくれますが、これはカード残高が膨れ上がった人のみで、トビ主さんのように過去の記録で悩んでいる人には関係のない会社です。トビ主さんの旦那さんは、今度支払いが遅れないように返済し、支払いが遅れたときから7年くらい経過するのを待ち、また借金を増やさないようにするしかクレジットスコアを上げる方法がないと思います。
学生ローンは、カードローンと違い、自己破産してもちゃらに出来ない借金です。また長年支払いをしていくものなので、ちゃんと期日までに支払いをすれば、歴史の長い良いローンとしてクレジットスコアを上げるのに役立ってくれるはずです。トビ主の旦那さんは、学生ローンをこれからは真剣に考えて、頑張ってレコードを治して行って下さい。
- #3
-
- yaya~
- 2014/01/26 (Sun) 10:10
- Report
Lilyさん、
そうなんですね。納得です。返済が遅れたのは、5年前なので、まだ残りそうですね。詳しい情報有難うございます。
- #4
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彼が本当に愛想つかして嫌で別れたなら、間違いなく思い出のもの捨ててるでしょう。
でも相手のこと、仕方なく別れたけど、まだ思いがあるから、捨てない。捨てる必要ないと感じてる。
まさか、今の彼女に見られるなんて思ってないし。
そんな所じゃないかな。
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