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Topic

What can you tell me about life insurance?

Question
#1
  • Yori
  • mail
  • 2023/12/05 16:24

Do you all have life insurance in the US ？
If so, which company do you have it with ？

I just realized that I don't have enough coverage for mogge if something happens.
I am thinking of somewhere to make up the shortfall.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#2
  • ☆
  • 2023/12/05 (Tue) 20:54
  • Report

If you want to go in, Term Life is the way to go, not Whole Life.
There's no doubt about it.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#3
  • Yori
  • 2023/12/08 (Fri) 21:51
  • Report

Thank you very much.
Term Life is cheaper. Is there any other reason ？
?

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#4
  • それよりETF
  • 2023/12/09 (Sat) 16:18
  • Report

If you were single, you wouldn't need life insurance.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#5
  • Yori
  • 2023/12/10 (Sun) 03:30
  • Report

I am not single. I have children.
If I were single, I might not want it.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#6
  • spiderman
  • 2023/12/10 (Sun) 15:22
  • Report

The nice thing about Whole life is that you can keep the initial coverage forever. For example, when you cover 25 years, ＄ 600 per year, that's the same price when your husband turns 60.

What I like about Term Life is that it is cheaper at first because it has a fixed term. For example, it covers the first 10 years and may be cheaper than ＄ 600 per year. But when you need the next 10 years, it will be more expensive because your husband is 10 years older.

But after 10 years, the amount of mortgage will decrease and you can buy a cheaper Term life.

I suggest you to balance your requirements well and buy.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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