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アドバイス下さいませ。
- #1
-
- クレジットカード
- 2006/12/06 00:12
今まで、クレジットヒストリーが無かったため、クレジットカードが作れずにいましたが、先日、[VISA PLATINUM]というところから、初めてのクレジットカードオファーが届きました。ただ、初心者のため良くわからないので、どなたかお詳しい方アドバイスいただけませんか?
APRが23.90%
ANNUAL Membership Fee $69
credit line of $200
という内容は、初めてのクレジットカードにしては、悪くないものなのでしょうか?
- #2
-
ヒストリーがなくてもオファーのレターは届きますよ。申し込んでも却下されてヒストリーに傷がつくだけです。
堅実にsecured cardを作ってヒストリーを作ることをお勧めします。
- #5
-
それってオファーじゃないですよ。クレジットの悪ぅい人でも来ます。普通のクレジットの人にとっては迷惑メールですけどね。..APRが23.9%だなんてとっても悪いですよ。
- #4
-
そうなんですか(涙)
私が使っている銀行WMではsecured cardはないと言われてしまいました。
新しく他の銀行でアカウントを開く方がよいのでしょうか?
ご存知の方がいらっしゃいましたら、お教え下さい。
- #3
-
かなり、悪い条件ですね。
ANAカードなどどうでしょうか?
ANNUAL Feeは掛かりますが、マイルも溜まるし、日本人は取り易いと聞きました。どこかでははじめなければいけない事なので頑張ってください。
- #6
-
アドバイスありがとうございます。
本当に、無知なもので本当にありがたいです。自分でももっといろいろ探してみますね。
- #7
-
- 京子
- 2006/12/08 (Fri) 01:41
- Report
たしかどこかの日系保険会社が日本のクレジットスコア(あるのでしょうか?)をベースにカードを作ってくれると聞いてます。数年前の話なので、まだやってるかどうか不明ですが・・・
Posting period for “ アドバイス下さいませ。 ” has been closed.
Please create new topic to continue the same topic.
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