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保険料節約プログラム
- #1
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- LA生命保険(株)
- 2002/08/04 23:53
最近、日系の雑誌で「保険料節約プログラム」というのを目にしますが、利用している方いますか?もしいたら、メリット、デメリットを教えてください。
- #2
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こんにちは!私は、メディカル・セービングプログラムに加入しています。
まだ!加入して間もないのでまだ!使ってはいませんが〜〜!!私の友達はすでに使っていて以前の保険の時より薬が
安くなった〜〜!!と、喜んでいるますよ〜〜!!もし!宜しければメール下さい!
- #4
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一概に、どの位安くなるとは、言えませんが(治療内容や州によって異なる為)例えば、手術・入院の場合1万ドル以上は、掛かるのが普通ですが(保険が無い場合)このプログラムでは、1250ドルで済みます。歯医者の治療ももちろん!セービング出来まよ〜オ。
- #5
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まさか、一人二役をやっているんじゃないですよね。「日刊サン」の広告では20%から80%までディスカントが出来ると書いてありますが1万ドルが1250どるだと87.5%ですので計算があっていません。いくらセーブ出来るか保証はない保険です。利用した人の経過があまり耳に入ってきませんね。俺のまわりで入っている人もほとんどいません。
いい保険は高い、やすい保険は悪いと言うのが現在の保険制度ではないでしょうか?
- #6
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#5さま
一人二役をやっているんじゃないかと疑惑があるようですが、メデイカルプログラムの内容を日刊サンの情報だけで判断すると胡散臭いと思うのも致し方ないかと思います。私もそう思っていましたから。でも、実際保険料は高いから私もメデイカルプログラムに今年の5月にサインしました。サインするまでは実際保険に入ってなかったというか、入れなかったから今はホッとしています。広告としては20%〜80%ってのも治療もありとあらゆるものがあるからそういう表示になっているけど決して間違っていないと思っています。はたから見ると80%の数字ばかりがめだつけど20%ってこともあるわけだから・・・保険なんていざって時のもの。健康だったらなにもいらないけど、なにかあったら困るから。うまくいえないけど、サインにあたってはこのシステムを認めたわけです。そして保険料が高くて払えなくて不安に思っている人にはすごくすすめたいものだと思っています。だからといって勘違いしないで下さい。私はエージェントではありませんよ。ちなみに今のところ健康でまだつかっていません。
- #7
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俺より3日早く同じHN「まる」使っている人がここのHPにいたので本日を持ってHNを「さんかく」に変えました.
#6さん
おやおや、、、今度は一人三役ですか??そのプログラムがいいと思う人は思って下さい。実際にこれだけ払わないといけない所がこれだけですんだという利用経験者無しのプログラムにちとふあんなだけです。
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