Info Type
View Option
Sort by Category
Show all from recent
1. | Murmur Plus(261kview/3621res) | Free talk | Today 06:39 |
---|---|---|---|
2. | Palos Verdes I want to live in Palos Verdes.(390view/11res) | Housing | Today 01:31 |
3. | Congestion at JR Pass exchange counter at Narita A...(167view/6res) | Question | Yesterday 15:30 |
4. | Please tell me about Japanese real estate agencies...(167view/5res) | Foreign worker | 2024/10/15 13:55 |
5. | Let's gather the elderly ! !(214kview/825res) | Free talk | 2024/10/15 13:37 |
6. | Anything and everything related to travel to Japan...(587kview/4331res) | Free talk | 2024/10/13 19:58 |
7. | Mobil Home(1kview/26res) | Housing | 2024/10/13 16:35 |
8. | How to watch Japanese TV ( from Tver, etc..(474view/7res) | Question | 2024/10/13 04:11 |
9. | What you need to know about green card renewal(2kview/26res) | Problem / Need advice | 2024/10/12 10:47 |
10. | Elon ・ Dream House(435view/6res) | Free talk | 2024/10/11 23:26 |
自営業者の健康保険
- #1
-
- yaya~
- 2012/12/05 21:33
自営業されている方にお聞きしたいのですが、皆さん、健康保険は、どの会社のものに加入していますか?プランにもよると思うのですが、お話を聞きたいです。宜しくお願いします。
- #20
-
会社の福利厚生として、Kaiserに入っています。
グループ保険でも、かなりカバーのいいグループ保険なんだと思いますが。。。夫婦二人のみの加入にも関わらず、給与明細からすると、ほぼ1000ドル毎月払っている様子です。KaiserってHMOなのに、この値段?!と思うんですが。。私の純負担額は、月々200ドルちょっとなんですけど、それにしても、いずれ独立した際に、全く同じカバーを求めようと思ったら、どれだけ払わなければいけないんだろう。。。と思うと、気が遠くなりますね(涙)。
しかも、Kaiserって、Blue Shieldより安いんですよね。
起業を考えてましたけど、保険のことを考えると、躊躇します。
- #21
-
- ルーシールーシー
- 2013/01/06 (Sun) 11:29
- Report
Kaiserでもいろいろな種類のプランがあり、カバー率によっても掛け金が違ってきます。
ちなみに私の勤め先はKaiser(HMO)とAnthem(HMO)、Anthem Select(HMO)、Anthem Select PPOの4つのプランから選べることになっていました。
ファミリーでの掛け金を、Kaiserと従来のAnthem(HMO)を比べると、やはりAnthem(HMO)の方が30%ちょっと高いです。
Anthem Select(HMO)は今年初めて加えられたプランで、これですと掛け金はKaiserより少し(10%弱ほど)安めになります。
が、このプランだとこのプランに入っているHMOのドクターしか使えなくなるので、ドクターのチョイスが狭まります。
従来のAnthm HMOに加入していた人からは、自分のホームドクターがSelectのプランで使えなくなるのではと問い合わせが殺到し、プラン決定の締め切りが延長される事態になりました。
Anthem Select PPOのプランはAhthem HMOより逆に若干安く、Kaiserの約25%増しの掛け金でした。
In-Networkに加入しているドクターだとDeductible $750/person or $1500/familyでその後は90%カバー、Office visitとPreventive careはDeductible無しで100%カバーと凄く良いカバー率です。
が、Out-of-Networkのドクターだと、Deductibleが$1250/person or $25000/familyで、カバー率も保険会社が認める金額の70%に下がります。
以上、ご参考までに
- #22
-
- はいどうぞ。
- 2013/01/06 (Sun) 11:39
- Report
>Deductibleが$1250/person or $25000/family
ルーシーさん、Family deductibleの桁がひとつ多くない??
- #23
-
- ルーシールーシー
- 2013/01/06 (Sun) 11:40
- Report
書きわすれましたが、Kaiser HMOとAnthem HMOのOfiice visitでのCo-payは$15で、他の検査や治療代などは100%カバーです。
Emergency roomに行った時だけCo-payが$100に上がります。
もちろん、薬代もジェネリックだと1ヶ月分$10、Mail Orderすると3か月分が$20といった感じです。
- #24
-
- ルーシールーシー
- 2013/01/06 (Sun) 11:42
- Report
#22はいどうそ。さん
そうですね、タイプミスしました。
Out-of-NetworkのFamily deductibleは$2500です。
Posting period for “ 自営業者の健康保険 ” has been closed.
Please create new topic to continue the same topic.
- Find local business with Town Guide
-
- ~ We are a Japanese accounting firm spec...
-
Ozawa, Kaneko and Associates LLP provides services tailored to your needs in four areas: 1. financial statement audit, review and compilation services; 2. advisory services; 3. accounting outsourcing ...
+1 (712) 395-4010Ozawa, Kaneko and Associates LLP
-
- A place where customers who love karaoke...
-
We offer drinks and karaoke for a reasonable price, and we have many nice female customers Our lovely server hostesses are waiting for you!
+1 (714) 914-4926Club La Lune
-
- For Your Career Design - Making everyone...
-
As a "trustworthy and reliable job search partner," we will help you achieve your career goals. QUICK USA's motto is "Making everyone happy !", and we are your partner to design your career togeth...
+1 (310) 323-9190QUICK USA, INC.
-
- We are a pediatric clinic located in Tor...
-
We provide pediatric care in Japanese in Torrance, California. It is located right next to Torrance Memorial Hospital. The director has experience as a pediatrician in Japan and is well versed in the...
+1 (310) 483-7880Naoko Matsumoto, M.D., Inc.
-
- Free seminar in LA ! Feel free to contac...
-
Living Benefit," a life insurance policy that is absolutely recommended for living in the U.S., "Compound Interest," which earns interest on interest, and many other useful information ! Why not live...
+1 (702) 480-1839Kayo Clawson / Financial Professional
-
- Japanese-affiliated beauty salons in Gar...
-
We are also on Instagram. search for umweltability ☆
+1 (714) 540-1455Ability Hair / CostaMesa
-
- Contact us to discuss your property inhe...
-
With over 25 years of experience, the law firm Kobe Legal Partners specializes in inheritance and estate administration. We are particularly focused on international cases that cross national borders,...
+81-78-262-1691司法書士事務所 神戸リーガルパートナーズ
-
- Summer school is now open. We are a tuto...
-
GATE is a tutoring school specializing in the following local schools: ・ Fees are based on a ticket system ( You pay in advance ) You only pay for what you take ・ You have self-study time and can a...
+1 (949) 636-9092GATE Tutoring Service
-
- Leasing and Sales ( New and Used Cars ) ...
-
We are the best place to buy luxury and luxury cars ! ! Loans and installment payments are available. We want to find the car you are looking for from among different specification conditions, year, m...
+1 (213) 923-6558Western Motors
-
- International Courier Service to Japan, ...
-
We deliver from the U.S. West Coast to Japan faster and more reliably than anywhere else. Business Days : Mon ~ Fri Business Hours : 9:00-18 : 00 Global Import Services Drop ・ Shipments Buyers ・...
+1 (424) 312-1143OCS AMERICA INC.
-
- We have been providing total support for...
-
In 1976, after graduating from California State University, I moved to the U.S. alone from Japan and started my own car sales ・ export business. We provide all car related services to expatriates, t...
+1 (714) 236-2000Jimmy Auto Imports
-
- A clinic for women, by women. Please con...
-
In addition to gynecological services, we have also started "weight loss programs," "facials," and "medical spas. Our female doctors, who share women's concerns, will help you live a happy life free f...
+1 (323) 828-4152Loraine V. Diego, M.D. Inc.
-
- Miyako Hotels&Resorts, a hotel chain tha...
-
The Metropolitan Hybrid Hotel ・ Torrance is located midway between Los Angeles (North ) and Orange County ( South )). The beach is 3.5 miles away. It is approximately 25 minutes from downtown Los Ange...
+1 (310) 320-6700Miyako Hybrid Hotel
-
- We offer WiFi rentals for Japan, for dom...
-
We provide WiFi rental service for anyone who is going back to Japan temporarily, on business, on a trip, making arrangements for someone coming from Japan, just arrived from Japan, or going to anothe...
+1 (833) 467-5946Global Travel Telecom
-
- Spa Rirakuen, located in the Miyako Hybr...
-
The concept of Spa Rirakuen is the healing of harmony of the five senses. In the calm, modern Japanese interior and quiet atmosphere, you can take a Jacuzzi and take a bedrock bath with SGE : TENFUKU-...
+1 (310) 212-6408AS-Create LLC. / spa Relaken