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家が欲しい!!
- #1
-
- 不動産
- 2004/02/07 04:49
今ってよく家の買い時って言うけど、本当の所どうなんでしょう?? 結構高い気がするんですが、、、。
- #4
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- slacha
- 2004/02/07 (Sat) 12:17
- Report
今が買い時なんてのは人それぞれ経済状況、その他諸々事情が違うのででやっぱり欲しければ、買える範囲で買えばいいと思います。無理なら買わない。結局、家の値段が下がったところで金利が上がれば支払いはそんなに変わらないなんてこともあります。昔は金利18%なんて時代もあったわけで、家の値段だけで判断できるものではないように思います。一応ロサンゼルスは世界的にみても大都市ですから住宅価格が高いのはあたりまえといえばあたりまえです。一部の富裕層以外には家なんて、いつの時代も手が届きそうで届かない、でも頑張れば届くかもって感じのものじゃないですかね。
- #5
-
金利はもしかしたら春くらいから上げられるようですね。そうするとモーゲージローンの利息も上がるので不動産のブームも終わり始めるでしょう。
金利が安いからと無理して家を買って借金を背負い込み、この不景気で給料下がったりレイオフされた人達はこの先金利が上がり始めたら個人破産する人達がたくさん出てくると思います(現に今でもアメリカの個人破産の数は記録的だそうです)。
自分はそういう人達が手放す家を安値で買い叩く(競売にでる)のを狙ってます。知り合いで不動産の仕事をしてるアメリカ人の知り合いがいますが、彼もそれを狙ってると言います。彼は2、3年前から家を買うのは待ったほうがいいと私には言ってました。。
- #8
-
- 240
- 2004/02/09 (Mon) 00:32
- Report
#2、#5、#6に大賛成。株と同じで現在のあまりにも異常なあがり方を見ていると今買わないと将来買えないような気がするけど、バブルです。もうすぐ下がります。現在アメリカの持ち家率は過去最高になり約70%。本当は家の購買力のない人も無理して買っています。そして多くの人が、値上がりした家を抵当にセカンドモルゲージ(いわゆる借金)しているから、ちょっとでも下がりだしたら、家を手放さなくてはならない人がいっぱい出てきます。こんなに土地のある国なのに、たいしたことの無い古ーい家が5000万とか笑っちゃいます。不動産屋は、あがるから買ったほうがいいとせかし、実際馬鹿な奴が飛びつきすぐに売れる物件が多いけど、冬季も多いので下がりだしたら、勢いよく下がりだし、またそれが売りを呼ぶでしょう。シュワちゃんは、お金の足りない週をどうやって切り盛りするか、警察、教育その他の社会保障はさらにカットされ、レイオフもこれからです。 #4にも賛成。買えるなら買ってもいいけど、背伸びすると最悪取り押さえるられることもあるかも。30%ぐらい現在の家の価格が下がることも覚悟しとくべきです。
日本のバブルのころのことを思い出して賢明にお買い物しましょう。
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