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クレジットヒストリーが良くない人との結婚
- #1
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- Yumyum Cupcake
- 2012/10/01 10:44
タイトルどうりですが、クレジットヒストリーが悪くてデビッドカードしか持ってない彼と結婚すれば行方は自分の人生に支障がでますでしょうか?例えば子供が出来れば…。既婚者の方で、結婚して後悔した事や良かった事など教えて頂けましたら助かります。
- #3
-
- Yas
- 2012/10/01 (Mon) 23:32
- Report
どのような理由でクレジットヒストリーが悪いのですか?クレッジットヒストリーを作るにはクレジットカードをまず始めに作ることが必要です。当初は少ない額からスターとして返済を続けて行くことで徐々に良くなって行きます。クレジットカードも一括で払うのではなく金利を払いながら返済して行くと良くなって行きます。ちなみにアメリカに長く住んで全ての物を現金で購入して来た人はクレジットヒストリーが低くなり、その時に家をローンで購入しようとなると、ローンが降りないか高金利でローンを払う羽目になります。
その彼は、SSNは持って居ますか?持っているか居ないかで、将来の生活が大きく変わって行きます。近い将来得られのであれば、彼の支払い状況次第で良くなって行くと思います。クレジットスコアが500以下になると色々と不都合が出るようです。
- #5
-
- 昭和の母
- 2012/10/04 (Thu) 17:36
- Report
>タイトルどうりですが、クレジットヒストリーが悪くてデビッドカードしか持ってない彼と結婚すれば行方は自分の人生に支障がでますでしょうか?
無条件に愛しておらず、クレジットの有り無しで結婚を決められる程度の
相手と結婚することが将来あなたの人生に支障をもたらすと思います。
- #6
-
クレジットヒストリーが悪いのは性格の現れです。仮にミニマムでもきちんと払っていれば、ヒストリーが悪いと言う事はありません。要はお金にルーズと言う事です。200のマネージメントがきちんと出来ない人は2万どるあっても結局は赤字になります。
この先、何かを買うのにキャッシュ、それで買えない物、車や家の場合は、高い利子になります。
- #7
-
- 柴
- 2012/10/07 (Sun) 08:14
- Report
独身時代は金銭感覚が妻帯者とは違うのが普通でしょう。 「嫁を持たせにゃ働かん」とか「子供を持ってみて初めて一人前」などと古人が言うのはそういう点でしょう。
行き過ぎていなければ障害にはならないと思います。
#5の言う通り、愛が深ければ瑕疵にはなりません。
- #11
-
金銭感覚は結婚しても変わりません。 結婚して変わると期待することがあれば結婚はやめること。 低いクレディットをあげること自体長年かかるし。#2にあるみたいに、アパートレントとか就職だって限られてくる。
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