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年収6万ドルの生活って
- #1
-
- ドリーマー
- 2007/02/27 05:07
旦那は現地採用のフルタイム。私パートタイム。
夫婦合算で年収約6万ドル。
torranceで、月$1600のコンドのローンを払い
なんとか生活できるものでしょうか?
- #18
-
6万ドルで1600はきつそうですね。貯金できないと思います。とりあえず、安い1BRでがまんして、その間、アメリカの企業に転職考えたらいかがですか?現地採用は給料安すぎです。その上、将来性がない。私もむかしそれで働いても働いてもお金がたまらない、という時期が長かったです。
- #17
-
- ほへ?
- 2007/03/01 (Thu) 02:45
- Report
#5 名前:ドリーマー さん、
> torranceの高すぎるアパートの家賃を考えると、コンドを購入して家賃だと思って
> ローンを払った方が良いのかな。と、悩んでいるところです。
あくまで、個人的な意見なのですが、コンドがこんな高い時(実際の価値と売値に差があり過ぎる)に
ローンを組んで、余裕のない生活をこの先送るのに抵抗はないですか?
まして、景気後退(または、減退)なんてなると、みんなのフトコロも狭くなり、
不動産の価格がそれ相応(価値と価格が見合っている)になると思うのですがね…
- #16
-
トビ主です。みなさんありがとうございます。
ビスタさん、意味を教えていただきありがとうございます。そうです6万ドルはグロスです。
実は他州からの引越しなのですが、現在今ある家を売却するか持ち続けるかで悩んでいます。
リアルターにも相談し、ローン会社を紹介してもらい話もしました。ローンは組めるようです。
コンドの頭金は25%以上は用意できるのですが、ただ物価水準の高いCA生活は本当に厳しいのだろうと思います。
年収6万ドル(グロス)とは、月にすると3千ドルほど
うー..辛いかも。
でも紫さん、肝に銘じて精進いたします。
- #15
-
う〜ん、きついかもねグロスで6万ドルだったら。手取りだったら、何とかなるかも知れませんね。
月々1600ドルの支払いであれば、年利6%の30年ローンとして27万ドルの借入れになるわけだし、FICOのスコア次第ですが金額が多いので、ローン会社が貸すかどうか。
茜さんの言うとおり、ローンが組めるのかローンオフィサーと話をしてからだと思いますよ。
- #19
-
- ビスタ
- 2007/03/01 (Thu) 08:06
- Report
グロス、、、、、無理!
やめときましょう。
Posting period for “ 年収6万ドルの生活って ” has been closed.
Please create new topic to continue the same topic.
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