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Topic

Real estate prices, starting to rise again ?.

Housing
#1
  • 賃貸貧乏
  • mail
  • 2020/02/21 10:50

I've been saving for a down payment for a few years to buy a house in Torrance or thereabouts.

Last year, real estate prices seemed to have leveled off a bit, so I was wondering if they would go down this year, but I've been looking at SOLD prices for the past few months and they seem to be higher than before.
And when they go on sale, they are PENDING a week later.
Maybe it will still go up?

Even if I hoard downpayments, the price goes up and I can't buy it after all~.
More and more I can only buy in remote areas ~ ( Tears ).

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#243
  • 金貸し屋
  • 2020/04/13 (Mon) 21:04
  • Report

Eh ? so what ?
everyone knows. LOL.

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#244
  • 通りすがりの不動産屋
  • 2020/04/13 (Mon) 21:10
  • Report

Shame on you amateur know-it-alls
By the way, do you know that Mortgage Rate changes with credit score ? lol

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#245
  • 2020/04/13 (Mon) 21:14
  • Report

244
⇧ Zako
Writing pattern

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#246
  • 不動産投資家
  • 2020/04/13 (Mon) 21:19
  • Report

> > > In the first place, looking at your income for the past two years is to determine your loan limit. And the credit score is to determine the creditworthiness of the borrower's repayment status. By the way, do you know that Mortgage Rate changes with credit score ?

Nowadays, banks are more interested in the past 2 years tax returns and the past 2 months pay stubs than those.
Ask the bank once and you'll soon find out.

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#247
  • REIT
  • 2020/04/13 (Mon) 21:28
  • Report

Since the Lehman Brothers collapse, banks look at more than credit history.
#1 Tax returns. Mortgage lenders want to get the full story of your financial situation.
#2 Pay stubs, W-2s or other proof of income.

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