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Topic

Japanese bank account

Question
#1
  • koko
  • mail
  • 2023/02/11 16:09

After obtaining my US citizenship, I kept a Japanese bank account using my parents' address in Japan.
My parents passed away a few years ago, and they kept the house, but now the house is going to be sold.
So my parents' address is no longer available.
There is no option to use the address of relatives or friends.
Please let us know your experience if you are able to keep it otherwise.
The bank is one of the city banks.

Thank you very much.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#2
  • 青丘
  • 2023/02/11 (Sat) 17:18
  • Report

I also lost my parents' house last December, so when I returned home, I went to the bank to ask about changing my address.

I had signed up for online banking a few years ago, so I was able to change my address to my sister's online, but my children had not signed up for online banking, so I went directly to the bank and was not able to change it because they did not have ID that they lived in my sister's house.

I asked the bank if I could stop the notices to my children, but they told me that they could not stop the notices and that even if they mailed the notices, they would send them back to me under a different name and that would be fine.

I had no choice but to return to the US.

I had a Japanese car license so I could apply for net banking, but my children only have passports so I don't know if they can do it.

Since they have to go to the bank to apply for it, I will try to apply for it next time I go back to Japan with them.

Since you said you don't use the address of relatives or friends, my reply is irrelevant. I'm sorry for goofing up on something unrelated.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#3
  • koko
  • 2023/02/11 (Sat) 18:20
  • Report

Thank you for your reply, Blue Hill. By the way, regarding the notice to the children, you are saying that the notice will be sent back to the bank. If it is returned, will the account still be frozen?
I am curious. In the meantime, I am going to call the bank tomorrow to discuss this.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#4
  • SJDummy
  • 2023/02/11 (Sat) 22:01
  • Report

I use a mail forwarding service in Japan. There is a fee, which costs about $3,000 ／ a month, but I use it as my registered address with my bank and credit card companies. The URL is as follows
https://www.jaddress.com/
You can have your mail forwarded to the US, or if you are in a hurry, you can have it scanned and emailed to you as a PDF attachment.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#5
  • SJDummy
  • 2023/02/11 (Sat) 22:02
  • Report

Approx. 3,000 yen

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#7
  • 青丘
  • 2023/02/12 (Sun) 09:46
  • Report

koko,

I think it probably means that the money will be sent back to the bank.

A few years ago, I heard something about freezing accounts that have been inactive for more than 2 years, so every time I go back to Japan, I deposit a thousand yen into my daughters' accounts.

I don't know if this is true or not, but ・ ・ ・ ？

You should ask your bank about that too.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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