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Topic

Japanese bank account

Question
#1
  • koko
  • mail
  • 2023/02/11 16:09

After obtaining my US citizenship, I kept a Japanese bank account using my parents' address in Japan.
My parents passed away a few years ago, and they kept the house, but now the house is going to be sold.
So my parents' address is no longer available.
There is no option to use the address of relatives or friends.
Please let us know your experience if you are able to keep it otherwise.
The bank is one of the city banks.

Thank you very much.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#13
  • おいおい
  • 2023/02/16 (Thu) 10:36
  • Report

> So far, it looks like you don't need to have an address, phone number, or my number.

Don't be so sure.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#14
  • koko
  • 2023/02/16 (Thu) 11:33
  • Report

I called two credit card companies the other day and told them everything honestly.

One credit card company said if I could change my address to a relative's house, etc. that would be OK, but
if I couldn't do that, it would be difficult to keep it.
If you use a PO Box type service you might be able to do it, but you would be on your own there ( I am guessing here ).

The other credit card company is a big okey-doke and has an expatriate service, so
they want me to change it online to a US address.
I did it and it was easy.
They also transfer your card to the US when you renew your card ( I think the fee was about 1500 yen ).

Then there is the bank, but I called general customer service and they said
it is handled by the individual branch where the account is held, so talk to them there.
I haven't done that yet, so I will let you know here when I call.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#15
  • 昭和のおとっつぁん
  • 2023/02/16 (Thu) 12:23
  • Report

If you are going back to Japan permanently, cancel the credit card you are using in the U.S.
and apply for it in Japan once you are back in Japan and settled. Since you are going back to Japan permanently, there is no benefit in dragging your American life to Japan.
I don't intend to return to Japan permanently until I leave it to others.
I am ready to bury my bones here.

I've thrown it all away. Even if I only stir up the annoyances that I have to deal with
I remember the days in America that I passed through, and I miss them

Since the American and Japanese governments do nothing when I acquire American citizenship
because my family register is still in my home country. There are people who proudly say they are dual citizens.
I went to the city hall where my permanent domicile is and came to report that I have acquired American citizenship. The person in charge said that was great. Congratulations on your dual citizenship. I wonder if he will say.
If you have become an American citizen, we will cancel your Japanese citizenship. I guess they will just say, "If you have become an American citizen, we will cancel your Japanese citizenship.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#16
  • 青丘
  • 2023/02/16 (Thu) 17:05
  • Report

Hey,

my daughters seem to be fine without address, phone, or my number for now ・ ・ ・ ・ ・ you were.

My daughters were missing.

Sorry.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#17
  • SJDummy
  • 2023/02/16 (Thu) 18:57
  • Report

As far as I know, Mitsubishi UFJ Bank's Global Direct and Sumitomo Mitsui Trust Bank's Prestige Service can maintain Japanese accounts even if the account holder resides overseas ( and the address can be changed to an overseas address and documents sent to the overseas address. ) I think it should be possible. The reference URL is as follows
https://direct.bk.mufg.jp/global/index.html
https://www.smbctb.co.jp/banking/overseas_usage/
Of course, before transferring your address overseas I have an account with Mitsubishi UFJ Bank, and I used to have a bank account with Mitsubishi UFJ Bank. I am with Mitsubishi UFJ Bank, and I switched from Global Direct to regular online when I previously lived in Japan for about 4 years, and I continue to have no problems accessing online from the US. However, documents will be sent to the Japanese mail forwarding service as mentioned earlier. In any case, as long as the account was already opened and transactions were ongoing, the bank did not question my nationality. Recently, the bank seems to have become stricter regarding account usage, and once a year, we are asked to sign and respond to a document titled "Request for Cooperation in Confirmation of Purpose of Transaction, etc.".

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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