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Topic

Real estate prices, starting to rise again ？.

Housing
#1
  • 賃貸貧乏
  • mail
  • 2020/02/21 10:50

I've been saving for a down payment for a few years to buy a house in Torrance or thereabouts.

Last year, real estate prices seemed to have leveled off a bit, so I was wondering if they would go down this year, but I've been looking at SOLD prices for the past few months and they seem to be higher than before.
And when they go on sale, they are PENDING a week later.
Maybe it will still go up?

Even if I hoard downpayments, the price goes up and I can't buy it after all~.
More and more I can only buy in remote areas ~ （ Tears ）.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1304
  • 拾う神あり
  • 2020/10/18 (Sun) 13:17
  • Report

But needless to say, it is better for your credit to continue paying the original Mortgage without Loan Modification.

Currently, deferment of Mortgage, Property taxes, Credit card payments, etc. are all allowed, so please consult with your Lender or Credit Card company if you are having trouble.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1306
  • ？
  • 2020/10/18 (Sun) 13:20
  • Report

↑ Can I apply for Loan Modification even if my income is not reduced at all?

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1309
  • 拾う神あり
  • 2020/10/18 (Sun) 13:52
  • Report

#1305
Certainly those who bought before Corona were lucky, no one expected real estate prices to skyrocket so high in 2020.
However, there are still properties in the $300,000 range if you look for them, so I think young people can step up from suburban homes and small condos. As you know, unlike in Japan, it is normal to buy a new house every few years here.

#1306
I don't think it is possible because you have to explain to the Lender why you can no longer pay.
However, interest rates are in the 2% range now, so if you refinance, you could reduce your monthly payment significantly.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1312
  • 仙人
  • 2020/10/18 (Sun) 16:57
  • Report

It is an unusual seller's market right now. The other day I found a nice property
4 days after it came on the market,
I contacted a realtor and submitted an offer, but 40 people had already
submitted offers and the price was $ 180,000 higher, so I stopped.

It's probably a balance between interest rates and supply and demand, but it will be like this for a while.
If it keeps going up, it looks like I should consider selling. Over the past year
prices have gone up roughly 5-9%.

There are many people who made money in stocks, people who made money in Corona, people who are now trying to make money in real estate investment
and many people are trying to buy.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1313
  • 昭和のおとっつぁん
  • 2020/10/18 (Sun) 18:36
  • Report

Offer...offer.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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