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380. Medigap plan (Medecare ))(4kview/20res) Question 2022/09/05 21:40
Topic

Medigap plan (Medecare ))

Question
#1
  • kume
  • mail
  • 2022/08/09 16:37

Medigap plan Please let us know your insurance recommendations.

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#2

I see you are 65 and have Medicare A and B ?
It is very complicated, I researched for a long time and agonized over it a lot, but in the end the ZIP code really narrows down the possibilities of which plan you can get.
In the end, the higher the premium, the better the coverage ( the lower deductible ) so I chose BlueShield which is the cheapest $ about 70.
The Gap Plan is for unexpectedly huge medical expenses, so I chose it because the highest deductible is about $ 3000.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#3
  • 。。
  • 2022/08/14 (Sun) 11:24
  • Report

Everyone's situation and preferences are different, so it would be good to have an agent come to you with a few choices and decide from there which plan suits you best ?.

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#4
  • もうすぐ卒業
  • 2022/08/14 (Sun) 11:48
  • Report

Is there such a thing as an agent, not directly an insurance company, but an agent ??

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#5
  • 。。
  • 2022/08/14 (Sun) 13:24
  • Report

Yes, there is. An insurance agent. It's too much work if you go directly to each and every insurance company by yourself. There are too many insurance companies and plans.
With an agent, you can find a number of plans that are suitable for your situation. You can choose from them.
Agents seem to get commission from insurance companies.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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