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アメリカの保険
- #1
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- sama
- 2003/08/26 13:25
アメリカの保険ってややこしくてよくわからなくなるんだけど、一番疑問なのが、Annual Deductible!
まず、インディビジュアルでいくら、ファミリーの場合いくらって書いてるのは、結婚してたらファミリーのほうが適用ですよね?
(今保険会社に電話したけど、どれを押しても人と直接話せなくてまいりました)
で、例えばMaximums Out of PocketがFamilyで3000ドルの場合、例えば病院にいくと、この3000ドルいくまではカバーされないのですか??
Maximums out of Pocketが3000ドルとあるのに、例えばある部分のカバーでは90% after deductible
とあるのは一体どーいうことなんだろう?つまり、3000ドル自分で払った後はかかった費用の90%を保険会社が払うといっているんですよね?
でも、それだと、3000ドル以上自分で実質だすことになるんじゃ。。。
なんかわけわからん。誰か詳しい人いたらぜひ教えてください。
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