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461. Maintaining a 401K after returning home（4kview/7res） Problem / Need advice 2022/05/30 14:27
462. things that have been lost（13kview/75res） Free talk 2022/05/29 08:19
463. California Paid Family Leave（741view/2res） Problem / Need advice 2022/05/28 18:59
464. Recommended Majors at U.S. Universities（7kview/75res） Free talk 2022/05/26 23:13
465. The recommended beauty salon is（1kview/18res） Beauty / Health 2022/05/23 21:11
466. Trump is starting to make his move.（138kview/912res） Free talk 2022/05/22 20:42
467. About Pocket WIFI Rental（2kview/13res） Free talk 2022/05/20 13:07
468. Economic DV ？（61kview/160res） Problem / Need advice 2022/05/20 00:22
469. portrait（652view/4res） Question 2022/05/17 10:57
470. Trouble with MacBooks（987view/1res） IT / Technology 2022/05/16 21:58
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Topic

Maintaining a 401K after returning home

Problem / Need advice
#1
  • 年金
  • mail
  • 2022/05/22 14:09

Regarding the 401K rollover due to divorce, I would like to invest the money in the U.S. until the time of pension receipt, since the penalty for early cash-out is substantial if I return permanently to Japan after the divorce (U.S. citizen, no GC).

If you know of any financial institutions that non-residents can maintain, I would appreciate your advice. Thank you in advance.

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#4
  • SJDummy
  • 2022/05/22 (Sun) 18:59
  • Report

It depends on the policy of the financial institution as to whether it is possible for a non-U.S. resident to maintain it. First, you should discuss this with your current investment company. I am a US citizen, but when I decided to move to Japan upon my retirement, I talked to the investment company I had been using, and they told me that they do not allow non-US residents to maintain an account. I checked with Fidelity Investment and found that it was possible, so I created an IRA account and a general taxable account with Fidelity and rolled over everything into that account. After moving to Japan, all access to the accounts was via the Internet, which was no problem. However, Mutual Fund is for US residents, so new purchases are not allowed. （ This should be the same with any investment company ） The sale of holdings prior to immigration was possible without any problems for both IRA and general taxable accounts. Purchases of common stocks and ETFs are possible even if you reside outside the US. Transactions can be done almost entirely online, but only the sale and encashment of Mutual Funds in IRA accounts could not be done online, and had to be done by mail after signing a prescribed form. （ Thus, it is time consuming. ） Sale and encashment of Mutual Fund in taxable account and Wire to other financial institutions were all possible online.
After living in Japan for several years, I returned to the U.S. As soon as I changed my address to the U.S., I was able to purchase ／ and sell my Mutual Fund online, all restrictions were removed.

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#5

I plan to move to Japan in the future and have an account with Union Bank of California, so I contacted the bank. They said that I can maintain the account even if I become a non-resident of the US. They recommended that I apply for Paperless for notifications, etc. and set up a password so that I can request money transfers by phone from Japan. I think it depends on the bank, so you should contact the bank where you have an account or want to open an account.

SJDummy,

I also have an IRA account with Fidelity and was wondering if I could open an account that would allow me to Wire to Japan. Thank you very much for your valuable information.

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#6

It's me, I am a financial consultant. Free consultation. Please contact me. I can respond immediately.

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#7

Mr. Prospective Returnee,
One point, regarding US->japanese wires, please note that the fees for yen wires from US banks to Japanese banks are often several percent or more. I opened a dollar deposit account when I was residing in Japan, and I send all my US->-Japanese WIRE in dollars. In that case, there is no dollar-＞ yen exchange fee required, only an International Wire fee $ 35. Since the exchange fee for dollar deposits in Japan is TTB + 1 yen, this method is the least expensive. （ Japanese banks are Mitsubishi UFJ). In addition, as you probably know, if the Wire amount exceeds JPY1,000,000 （ Japan ） or $10,000 （ US Dollar ）, the information will automatically go to the respective tax authorities in both Japan and the US. It is important to keep the documents for at least 3 years. In my experience, I have never been investigated for remittances in excess of that amount. （ That way I can save my setup and it is less hassle since it is all done online. ） Also, I always use 2-step verification （ by phone or text ） for these transfers, not just ID ／ PW. If you have any additional questions, please email me directly.

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#8
  • そんなに難しくない
  • 2022/05/30 (Mon) 14:27
  • Report
  • Delete

You can open an IRA at any financial institution while you are living in the US, i.e. while you have an address here.
If you roll over your 401(k) into the IRA you opened, and then move your address to Japan when you return home, you should be able to maintain it with no problem.
If there is no particular need to wholesale now, I would suggest waiting until you turn 60 before transferring to Japan.

Currently, Citibank has an online international money transfer service, so you may be able to operate your own money transfer from Japan.
I think it would be easiest to prepare an IRA account and a Citibank account.

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things that have been lost

Free talk
#1
  • 懐かし屋
  • mail
  • 2022/05/23 15:52

They say 10 years ago, but 10 years ago there was indeed,
Bridge USA and Mikawaya, a Japanese confectionery shop,
which didn't even exist at night, before I knew it.

The free Lighthouse, which was created around the same time, is in a rut and I don't want to read about it. Bridge USA is something I miss.

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#72
  • はい
  • 2022/05/28 (Sat) 14:39
  • Report

curry house

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#73

eldest daughter (may be used after name as honorific)

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#74
  • トホホのおとっつぁん
  • 2022/05/28 (Sat) 20:43
  • Report

Super Udon

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#75
  • 昭和のおとっつぁん
  • 2022/05/29 (Sun) 06:40
  • Report

Private stores change their names even if they are in the same place before you know it.
There is no end to it if you write it down.

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#76
  • n
  • 2022/05/29 (Sun) 08:19
  • Report

Spot Market, Sanseido Books, UTB, Asahi Homecast

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California Paid Family Leave

Problem / Need advice
#1
  • family leave
  • mail
  • 2022/05/24 05:35

I would like to apply for California Paid Family Leave, but I have a question for those who have applied for it by getting a signature from a doctor in Japan. I would like to apply for California Paid Family Leave, but I would like to get a signature from a doctor in Japan. I would appreciate it if anyone has any experience with this.

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#2
  • 知らなかった
  • 2022/05/25 (Wed) 04:15
  • Report

I didn't know ！ that you are also applying for a family member in Japan who is sick.

Thank you.

I don't have an answer for you, but I hope that your family's situation will be better.

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#3

I think you need the license number. I was told before to include it even if you are in another country.

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Recommended Majors at U.S. Universities

Free talk
#1
  • 愛
  • mail
  • 2022/05/11 19:05

I plan to go to an American university.
I would like to know what majors you recommend.

Also, please let me know if there are any majors that are meaningless or difficult to get a job.

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#70

I would like a major that can take the national exam. Nurse or CPA.

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#71
  • 安定
  • 2022/05/22 (Sun) 20:35
  • Report

↑ I agree, a job is waiting for me after college ♬.

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#72
  • 世間知らずなのかな
  • 2022/05/23 (Mon) 11:12
  • Report

There are too many CPAs, and even if you can find a job, the pay is low.

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#74

Mr. 72

Then on the contrary, what do you recommend?

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#75
  • 世間知らずなのかな
  • 2022/05/26 (Thu) 22:14
  • Report

↑
Doctors and Lawyers

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The recommended beauty salon is

Beauty / Health
#1
  • ヘアカット
  • mail
  • 2022/05/22 20:33

I would like to get a haircut and was wondering if you could give me some recommendations
for a hair salon or hairdresser. Or any information
you can give me that I should not go to?

I saw the same topic here a long time ago. But the information was from 2011.
Some of the beauty salons don't exist anymore...

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#3
  • トホホのおとっつぁん
  • 2022/05/23 (Mon) 00:32
  • Report

Solely at a Vietnamese hairdresser, $15 + tip.
For a woman, it's about $40 ？.

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#4
  • ヘアカット
  • 2022/05/23 (Mon) 00:35
  • Report

Sorry, you are right.
area is Los Angeles, West LA, and the Valley, so
I'd appreciate it if I could go to these three places.

But if Glendale, Santa Monica, Gardena, Torrance are also reputable places
I will try my best to go there. Please do let me know if you have any suggestions.

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#5

｡

Why don't you go to yelp and check reviews by yourself ？ I don't think you will get a proper response if you ask here. I don't think you'll get a straight answer if you ask here, and people have different opinions on how good or bad a stylist is. ？ I don't want to name individual stylists here, but I hope you find one that suits you.

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Trump is starting to make his move.

Free talk
#1
  • サイコロ
  • mail
  • 2021/06/17 01:38

It makes me
happy when I see news related to Mr. Trump. I can't think of anyone else
but Trump as the next president, and I hope that he will create another new administration and make America a vibrant
country.

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#909
  • グレート義太夫
  • 2022/05/13 (Fri) 16:31
  • Report

Prime Minister Kishida: "We must draw the world beyond the Great ・ Reset."

I've never seen anything great with a name like Great
Someone please explain the Great ・ Reset in detail.

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#910
  • ビルげいつの陰謀は止まらない
  • 2022/05/14 (Sat) 11:32
  • Report

https://www.instagram.com/p/Cdgji_5rRiU/?igshid=MDJmNzVkMjY=

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#911
  • Republican
  • 2022/05/21 (Sat) 23:28
  • Report

Eron ・ Mr. Musk
"The real president of the United States is not Biden
but the man who controlled the teleprompter," he said
"The current government is not doing a lot of work.
but the Trump government has done a lot of work efficiently
I have always voted Democrat
because I thought the Democrats were a good party
but they have become a hate-filled party that divides this country
I will no longer vote Democrat, I will vote Republican."
And
"Now they will start their dirty campaign against me," he announced.

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#912
  • gachann
  • 2022/05/22 (Sun) 01:00
  • Report

The current illegal government is not only not doing its job, it is doing a lot of bad things.　The state of California is now allowed to distribute low-income health insurance to illegals as well.　They say it's to help the poor illegals, but it's another free pass for the taxpayers to use their money to make more money for the public health insurance companies.

American taxpayer money is going to NATO, the Paris Treaty, the war in Ukraine, and other things that have nothing to do with domestic demand in the US.　

Bill Gates, who is an environmentalist, is apparently shorting Elon Musk's environmentally friendly Tesla stock.

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#913
  • 夢が無い
  • 2022/05/22 (Sun) 01:01
  • Report

Democrats divided America.　Republicans ／ turned over what Trump did.　Democrats are doing their best to make the people LGBTQ.　Too much ！ ！ Stupid Democrats ！ ！

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About Pocket WIFI Rental

Free talk
#1
  • Nihoniki
  • mail
  • 2022/05/15 10:38

When I go back to Japan temporarily, I would like to rent a pocket wifi from here as I don't have wifi at my parents' house.
I am looking for something other than wifi rental in Japan or airport rental.
If you know where I can rent a pocket wifi in Los Angeles or Orange County, please let me know.

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#4
  • ????
  • 2022/05/16 (Mon) 22:55
  • Report

$ 60 (+tax)/30 days (30GB) for 30 days ＄ Doesn't it say 60 ？ only 30GB though.

If it's not, and it's 1 day, it feels like a great scam. If they are advertising this way of writing 😱.

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#10
  • 無知
  • 2022/05/18 (Wed) 12:31
  • Report

＞ $ 60 (+tax)/30 days
＞ $ Is 60 a daily fee or for 30 days?

$ 60 (+tax)/day and
$ 60 (+tax)/30 days don't you know the difference

or don't delete it!

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#12
  • 昭和のおとっつぁん
  • 2022/05/20 (Fri) 12:09
  • Report

It looks like it's been deleted from 5 to 9.

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#13
  • 。。。
  • 2022/05/20 (Fri) 12:56
  • Report

Poor people who say everything is a scam if it's expensive.

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#14
  • 頭悪い13番
  • 2022/05/20 (Fri) 13:07
  • Report

If it says ＄ 60 for 30 days and ＄ 60 for 1 day, it's a scam no matter how you look at it.

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Economic DV ？

Problem / Need advice
#1
  • Yumi
  • mail
  • 2022/05/01 10:55

I am raising a child.
I am supposed to have joint marital property including my husband's salary, but he won't let me touch his accounts and asks me questions about every single credit card statement.
Is this considered domestic violence? ？
I can give him the money he needs to live, but I mean that he cannot manage our common property together.

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#157
  • 過去の精算
  • 2022/05/18 (Wed) 13:42
  • Report

Lol

not Yukina, it's Yukina

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#158
  • 一生を棒にふったな。。
  • 2022/05/18 (Wed) 21:28
  • Report

It seems you really knew each other

Kuchibaraba

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#159
  • Yumi
  • 2022/05/19 (Thu) 04:36
  • Report

Who knows who ？

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#160
  • 回答
  • 2022/05/19 (Thu) 12:36
  • Report

Yumi and Yukina

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#161
  • 笑
  • 2022/05/20 (Fri) 00:22
  • Report

LOL @160

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Topic

portrait

Question
#1
  • Taka
  • mail
  • 2022/05/11 13:10

If anyone knows of a place near Los Angeles, OC that might be able to do a portrait, please let me know.
I haven't seen them very often since Corona, but I wonder if they are still at the beach, etc. ？

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#2
  • っゆ
  • 2022/05/11 (Wed) 13:36
  • Report

Orange County is OC
Los Angeles is Los Angeles, not LA.　　Well, okay
I guess if you go to Santa Monica Pier, there are tourists like you, so there must be a sketch artist there ？.

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#4
  • 今
  • 2022/05/11 (Wed) 21:16
  • Report

↑ Then I'll draw it for you ！.

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#5

I sell portrait installations ⌒(⌒ ▽ ⌒∏)

What kind of illustrations do you like ？?

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Topic

Trouble with MacBooks

IT / Technology
#1
  • Gardena_23
  • mail
  • 2022/05/16 14:29

I am having trouble with Reinstall OS on my Macbook HardDriver.
I have tried with 3 HDs 、、、、、

If you have any knowledge on OS Reinstallation for MacBooks
please ？

SouthBay would be appreciated.

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#2
  • 昭和のおとっつぁん
  • 2022/05/16 (Mon) 16:04
  • Report

I have tried it on 3 HD's. 、、、、、 ？ What does it mean?

How about cleaning the hard drive once and doing a fresh install?

You have to back up all your data before cleaning, though.

If you are on SouthBay, you can go to the Torrance area, which is advertised here, and ask for help.

But Japanese maintenance guys only do checks and you have to pay upfront.

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