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学資積立保険
- #1
-
- 将来のため
- 2007/05/12 01:06
日本でよく宣伝されているような学資積立保険のようなものはアメリカにもあるのでしょうか?
子供の将来の学費の為に考えています。
日本だとこの様な保険はいろいろと大手から出てるのですが、こちらだと探し出せなくて。
まず積立保険という英語も分からずに居ます。
もし何か情報がありましたら教えてください。
よろしくお願いします。
- #2
-
こちらではCoverdell Eduaction Saving Accountと529Planというのがありますよ。どちらもミューチュアルファンドと組み合わせて利用します。ちなみにこれらは保険ではありません。日本で言われているような学資積み立て保険はこちらにはありません。
- #4
-
こちらでは、小さい子供さんに、
積み立て型の生命保険(終身型)をかける場合があります
積み立て型は年数が経つと積立金の利子と保険の配当で結構な金額になります
これを18歳などの節目に下ろして使います
又、子供の時に生命保険に入ると成人に比べ大幅に安い金額では入れます
この保険は終身ですから本人が収束したら本人に渡せばそのまま継続できます
- #7
-
皆様
情報提供どうもありがとうございました。
529 Plan という名前でWebを調べてみました。
ですが、なかなか情報収集できないでいます・・
当たり前ですが英語で書かれているので・・
ヘロヘロさんがおっしゃっているのも、529Plan
なのでしょうか?
これは月々積立をしていって、必要な時(18才になった時)おろせるという事ですよね。
529Planにも利子はつくのでしょうか?
Posting period for “ 学資積立保険 ” has been closed.
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