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黒の車、赤の車は保険料、高い??
- #1
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- おゆう
- 2004/02/19 02:16
中古車を買おうと思っています。
疑問に思ったことがあるので、経験者の方、教えて下さい。
以前、赤と黒の車は事故率が高いからといって、保険料も高くなると聞いたのですが、それは、ほんとうですか?
個人的には黒が好きなのですが、保険料が高くなるのだったら、考えます。そんな先入観のせいか、黒、赤の車が少し安く売りに出されているように感じるのは気のせいでしょうか?
- #5
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私は、TXに住んでいますが。赤い車を購入して、保険屋さんに行ったら、車の色を聞かれました。赤と正直に答えたら、保険屋さんは、確認しに行って、”赤と黄色の車は、保険が高いんだよね”と言われました。理由は、この2色の色は、事故を誘発しやすいからだそうです。次に購入したときは、もちろん、違う色にしました。
- #6
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黒は知らなかったけれど、赤の話は本当です。ウチの旦那が車の保険のディーラーなので確かです。色を聞かれなくても、だいたい保険に加入するとき車の写真撮られますよね。あれで見られてます。心理的に赤い車を選ぶ人にはスピードを出したがる人が多い→事故につながる可能性が高いという理由だそうです。
- #7
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赤の車には、スポーツカーが多い⇒スピードを出すので警察は、赤い車を重点的にマークしているということらしいのです。保険会社は基本的に、その車の年式、車種などで、保険料を査定すると聞きましたが?????
- #9
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やはり?!保険屋さんがおっしゃるのなら、そうなのですね。そう言えば、私の友人が赤(ファミリーカーですが)を乗ってますが、大したこともないのによく警察に止められたり、チケットを切られたりしています。。で、ワインレッドは?それも赤の類になりますよね?
皆さん、貴重なご意見ありがとうございます。
- #8
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赤の車にはスポーツカーが多くて、警察にマークされやすい=つかまる可能性が高い。だから、保険が高くなるってきいてことはあります。ただ、ちょっと変な色(黄緑とか)の車は、本当にめちゃめちゃ高いらしい。
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