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銀行のアカウントクローズに関して
- #1
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- TOMO36
- 2006/01/27 16:30
来月帰国予定なんですが、銀行のアカウントをクローズする際、たとえ残金が9000ドルぐらい入っていても、その場で返金してもらえるのでしょうか??それとも自分でコツコツ引き落としていかないといけないのでしょうか??ちなみに銀行はバンクオブアメリカです!! どなたかご存知の方、教えて下さい!!
- #2
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- そらみみずきん
- 2006/01/27 (Fri) 17:19
- Report
銀行に行ってアカウントをクローズしたいといえば残金分をキャッシャーズチェックでもらえるはずですよ。ただ、チェックがバウンスしないように閉める少し前はチェックを切らないとかそういったことに注意されるといいのではないでしょうか。でも一番いいのは直接銀行に聞くことです。ここでもらえる情報はあくまでもその人がその時に経験した『経験談』でしかありません。
- #3
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- TOMO36
- 2006/01/28 (Sat) 10:52
- Report
そらみみずきんさん、ご丁寧にありがとうございます! そうですね、銀行に言って聞いてみます。あまり英語が得意ではないもので、皆さんに質問してしまいました・・・。キャッシャーズチェックでもらうと、どんなに大金でもそのまま窓口で現金でもらえるんですか??
- #4
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- topogigio
- 2006/01/28 (Sat) 17:09
- Report
去年の終わりにBOAのアカウントクローズした際には、全額現金で支払ってくれました。 残高は$3000くらいでしたけど。
- #6
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去年の暮れくらいに1万ドルある状態でクローズしました。
その場で現金、セント単位までもらえましたよ。
ちなみにチェックだと6ドルくらい取られるみたいでした。
- #7
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便乗して質問です。
キャッシャーズ・チェックというのは日本に持って帰って日本のどの銀行でもキャッシュにできるのですか?
- #8
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- Sho-Rai
- 2006/01/30 (Mon) 10:36
- Report
#7さん、できますが大変な額の手数料をとられたとおもいます。
- #9
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Sho-Reiさん ありがとうございます。
では1万ドルを日本に持ち帰るにはどの方法が1番良いのでしょうか?
知ってる方教えてください。
- #10
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- ペンギン
- 2006/01/31 (Tue) 10:11
- Report
現在は会員になっていないので今のベネフィットは解からないのですが、数年前にAAAの会員ベネフィットとしてトラベラーズチェックを手数料無しで購入できました。安全対策としてだったのですが、1万ドル購入した記憶があります。日本での換金の際にも現金よりも有利なレートだったと記憶します。同様のサービスがアメックスにもあったと思いますが。どうしてもまとまった金額を一度に引き出すには銀行支店へ事前に直接その旨リクエストしておけば用意してくれるはずです。あくまでもあなたのお金ですからね。しかし一言”危険ですよ”のようなアドバイスが添えられると思いますが、、。
- #11
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- WLASM
- 2006/01/31 (Tue) 12:30
- Report
AAAって何でもやってくれるんですね〜〜
しかし入会するのって大変じゃないんですか?
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