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Topic

Medicare adovantage

Problem / Need advice
#1
  • ゴン子
  • mail
  • 2022/12/06 23:11

I've been getting so many invitations to medicare plans every day this year
12 / 7 is the deadline to apply for medicare advantage, but I'm still confused.
I have medicare A&B and I am comfortable enough with military Tricare Life as my secondly insurance. But I heard in a previous post by Baikinman that the Medicare Advantage plan offers free fitness and gym ? and I'm still thinking about joining
I don't need a vision plan, hearing, or dental now, and I get my meds free with Military Famacy. ?
By the way, do they charge extra for this advantage plan ?
I guess I should call them tomorrow and ask.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#2
  • それは
  • 2022/12/07 (Wed) 05:22
  • Report

You should stop with Advantage. Medicare is now cracking down on its bad business practices and advertising methods.
For example, $ they sing about 0 premium, but in reality, only about 10% of people get 0. They put up scores that say "this" and "that," but they are inevitable for low-income people, and they sing as if it is unique to their Plan. So from now on, Medicare will check the ads and only allow commercials that they approve to run. In fact, if you look at the commercials now, ( they don't always say ) 0.
To begin with, Advantage is abandoning Medicare and giving yourself over to a private insurance company. The private sector is only interested in profit. They may do well when you are well, but when you start to get sick, they will do this and that, just like an HMO. If you leave it to Medicare, you don't have to.
I recommend Medigap ( Supplement ) if you buy it. It also comes with a free gym membership. You will never be denied the medical care you need. You can go anywhere, like a PPO, and you don't need permission to go to Specialist.
Insurance companies want to sell Adavantage, so they are pushing it by giving more commissions to Agents. And once you are in, you can't go back to Medicare for the rest of your life, almost.
If you have a Military Plan, stay with it. I wrote this at length to see if it would help others.

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#3
  • 倍金万
  • 2022/12/07 (Wed) 09:13
  • Report

Yes, my second son is also retired from the Army and receives full Veteran scores.

This of course continues even after he becomes a Senior, so it is vital to stay in close contact with the Veterans Administrations.

My second son is only in his 40s, but when he had severe sciatica in the past, he went to Veterans Hospital and was completely cured.

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#6

#2 It's Mr.
Thank you for your quick response
I wrote to thank you here first thing in the morning, but since you weren't listed, I wanted to thank you again.
Your observations have cleared up my fears.
I think the daily barrage of emails, texts and scam calls will end today.
I'm really glad I came here last night to clear my doubts. I really can't thank you enough 🙏
thank you so much😊.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#8
  • 団塊
  • 2022/12/08 (Thu) 07:08
  • Report

My understanding is that the original medecare is public and medecare advantage is private.
I have been on medecare advantage from the beginning, so I have never used the original medecare, but I have never felt inconvenienced by it. Medicines are also covered. I feel that the service is good since it is privately owned. Like the gym.

3 nights in hospital ・ I had surgery ( HMO ) and they did not cut corners on treatment. I had a full exam, including an MRI, and then surgery.
The hospital billed the insurance company $150,000, and I got a report that the insurance company actually paid the hospital $30,000, but I never received any bill.

They can change it this time of year every year, although it won't be necessary this year anymore. It's pretty complicated, so you should talk to your insurance company about it.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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