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Topic

What medical insurance do you use?

Question
#1
  • Koma
  • mail
  • 2023/09/21 16:19

And what are the good and bad points of that insurance?

I've been with PPO (Anthem BlueCross \fn165>) for about 6 years now because I can choose a good doctor directly if something goes wrong.
but I've never had a good impression of them, because new appointments are 4 to 6 months away, or when I'm told I need surgery, I'm told afterwards that there is an out-of-network doctor on the team and I'll have to pay for it myself. The good thing is that I was able to get free massages at the chiro for about a year. The doctor retired and it's gone now. I used to be a Blue Shield HMO with a much lower premium than now, but appointments were quicker then.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#35
  • 昭和のおとっつぁん
  • 2023/09/25 (Mon) 07:45
  • Report

Since it's time for renewal, you might want to ask the agent of the insurance company when you got the insurance
telling them your conditions and preferences.

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#36

Agents will only tell you the good things about their insurance company, so don't believe them as they are.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#38
  • 昭和のおとっつぁん
  • 2023/09/26 (Tue) 08:07
  • Report

Is my insurance company an insurance company agent ？ ？
Is it an insurance agency agent who handles various types of insurance ？
There are agents who work for insurance companies and insurance agency agents.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#39
  • 昭和のおとっつぁん
  • 2023/09/26 (Tue) 09:15
  • Report

If it were your own insurance company, you would be an employee.
Each policy would be handled by an independent agent.

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#40
  • 昭和のおとっつぁん
  • 2023/09/26 (Tue) 10:40
  • Report

There seem to be both employee and independent agents.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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