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Topic

Real estate prices, starting to rise again ？.

Housing
#1
  • 賃貸貧乏
  • mail
  • 2020/02/21 10:50

I've been saving for a down payment for a few years to buy a house in Torrance or thereabouts.

Last year, real estate prices seemed to have leveled off a bit, so I was wondering if they would go down this year, but I've been looking at SOLD prices for the past few months and they seem to be higher than before.
And when they go on sale, they are PENDING a week later.
Maybe it will still go up?

Even if I hoard downpayments, the price goes up and I can't buy it after all~.
More and more I can only buy in remote areas ~ （ Tears ）.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1304
  • 拾う神あり
  • 2020/10/18 (Sun) 13:17
  • Report

But needless to say, it is better for your credit to continue paying the original Mortgage without Loan Modification.

Currently, deferment of Mortgage, Property taxes, Credit card payments, etc. are all allowed, so please consult with your Lender or Credit Card company if you are having trouble.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1306
  • ？
  • 2020/10/18 (Sun) 13:20
  • Report

↑ Can I apply for Loan Modification even if my income is not reduced at all?

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1309
  • 拾う神あり
  • 2020/10/18 (Sun) 13:52
  • Report

#1305
Certainly those who bought before Corona were lucky, no one expected real estate prices to skyrocket so high in 2020.
However, there are still properties in the $300,000 range if you look for them, so I think young people can step up from suburban homes and small condos. As you know, unlike in Japan, it is normal to buy a new house every few years here.

#1306
I don't think it is possible because you have to explain to the Lender why you can no longer pay.
However, interest rates are in the 2% range now, so if you refinance, you could reduce your monthly payment significantly.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1312
  • 仙人
  • 2020/10/18 (Sun) 16:57
  • Report

It is an unusual seller's market right now. The other day I found a nice property
4 days after it came on the market,
I contacted a realtor and submitted an offer, but 40 people had already
submitted offers and the price was $ 180,000 higher, so I stopped.

It's probably a balance between interest rates and supply and demand, but it will be like this for a while.
If it keeps going up, it looks like I should consider selling. Over the past year
prices have gone up roughly 5-9%.

There are many people who made money in stocks, people who made money in Corona, people who are now trying to make money in real estate investment
and many people are trying to buy.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1313
  • 昭和のおとっつぁん
  • 2020/10/18 (Sun) 18:36
  • Report

Offer...offer.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1314
  • 昭和のおとっつぁん
  • 2020/10/18 (Sun) 19:29
  • Report

↑
I can't seem to write anything useful.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1315
  • 昭和のおとっつぁん
  • 2020/10/18 (Sun) 19:41
  • Report

1314
You're always so useless.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1316
  • 昭和のおとっつぁん
  • 2020/10/18 (Sun) 20:17
  • Report

Nobody cares about you, Showa Otto. You need to write more posts to lift yourself up. You must be so vain.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1317
  • 仙人
  • 2020/10/18 (Sun) 22:56
  • Report

If Proposition 15 and Proposition 19 are passed in the upcoming election, the
rent will be raised for sure. It will start in 2022, though.

California has no money, so they are trying to get it from property taxes.

This may not matter much to individuals who are trying to buy now.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1318
  • 昭和のおとっつぁん
  • 2020/10/19 (Mon) 07:58
  • Report

1317

YES or NO?

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1320
  • Kcy
  • 2020/10/19 (Mon) 08:55
  • Report

↑ How much house are you looking for ？
Do you need a down payment?

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1323
  • 。。。
  • 2020/10/19 (Mon) 11:24
  • Report

1321
You can do it. It's just expensive. I don't think many people do.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1325
  • いまの間に逃げるが勝ち
  • 2020/10/19 (Mon) 14:31
  • Report

I'm seeing more and more houses and apartment complexes being sold where renters who can't pay rent are living -
The preferential treatment that allows renters to defer rent expires at the end of the year, so I guess landlords don't want to deal with trashy people down the road, evicting them or negotiating to collect what they didn't pay.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1326
  • それでも
  • 2020/10/19 (Mon) 14:38
  • Report

You are getting offers again soon. The buying frenzy continues, as if there is no way not to take advantage of this very low interest rate.
It seems that the Seller's Market will continue as long as the interest rate is between 2.5% and 3.5%.
And by the time the buying frenzy stops, interest rates will have risen, and it will be out of reach again, a vicious cycle.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1327
  • 楽しみ
  • 2020/10/19 (Mon) 15:34
  • Report

You can't collect rent that you haven't paid in over 6 months.

Let's see what happens next year.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1331
  • ミステイク
  • 2020/10/19 (Mon) 16:36
  • Report

Lockdown was a mistake.

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#1333
  • 今日も暑い
  • 2020/10/19 (Mon) 17:30
  • Report

It will hurt your credit, but it may cause many tenants to run away without paying rent for more than 6 months.
If the government gives a tenant a rent grace period and the owner cannot pay the Loan because of it, it will be a liability issue for the government, so that the owner will not lose the Property because of it
Currently Loan modification is allowed for Income Currently, Loan modification is also allowed for Income Property.
I know a friend of mine got modification apprved by a bank.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1334
  • 昭和のおとっつぁん
  • 2020/10/19 (Mon) 17:56
  • Report

＃ You can't collect rent that you haven't paid in over 6 months.

People who get a deferment of rent before they are forced to leave
pay it in installments on top of their monthly rent.

For example, if you get a 6 month deferment of $3000 per month rent
and pay $18000 rent deferment in 6 months
$3000 ＋ monthly rent ＝ $6000 per month payment
this is manageable. I don't have to be homeless.

Clearly paid with only $6000 payment per month.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1335
  • 昭和のおとっつぁん
  • 2020/10/19 (Mon) 18:35
  • Report

↑ Not that it matters to you, poor guy.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1336
  • 昭和のおとっつぁん
  • 2020/10/19 (Mon) 19:29
  • Report

1334
tough luck for you, you live in a remodeled apartment.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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