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Topic

Old age in Japan or the U.S. ?.

Free talk
#1
  • pooske
  • mail
  • 2022/09/22 23:14

End of life, but which is better ?

I've heard that in the U.S. it's hard to have that kind of money, that you need more than $1 million over 10 years to be miserable in a nursing home. So if you move in when you are in your 70s and live to be 90, you would need $2 million.
On the other hand, in Japan, if you have 50 million yen for 10 years, they will take care of you in a decent place. 100 million yen for 20 years.

The current view is to be based in the U.S. until you have some freedom to move around, and then sell to Japan.

The food would be better than the US facility, and since all the kids are back in Japan, they would come to see us once in a while.
What do you all think?

I retired at 55. I will receive a pension from Japan starting next month and from the U.S. next year I will receive a pension from the U.S. I am 61 years old.
90% of my assets are in the US. I have a residence in Japan and live in both.

What are your candid thoughts?

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#30
  • 万年貧乏底辺な昭和のおとっつぁん
  • 2022/09/25 (Sun) 13:45
  • Report

I've been in the US for over 20 years, working with Americans at a major local company, and getting paid reasonably well.
After all, other than the working environment and wages, there are specific areas where the US is better than Japan, including medical insurance ?.

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#31
  • 身分がどうであれ革靴を履き同じ高さの椅子に座る
  • 2022/09/25 (Sun) 14:35
  • Report

> > There are places where America is better than Japan ?

I think it is where we can treat each other as equals as human beings, no matter what our status or income is.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#32
  • 万年貧乏底辺な昭和のおとっつぁん
  • 2022/09/25 (Sun) 16:11
  • Report

31
> Where people can be treated as equals as human beings, no matter what their status or income is.

The country with the widest gap between the rich and the poor and the most racist in the world
Without insurance, you can't even ride in an ambulance and doctors refuse to treat you, but you are talking about Japan ?.

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#33

About 8 years ago, upon my retirement at age 70, I was considering moving into a CCRC (Continued Care Retirement Community) in Silicon Valley and looked around at the candidates. I found that the good ones were expensive both ・ and monthly, with a one-time move-in fee of $ 200k- $ 1M, and food expenses $ 5k-7k/m for two people, and a several year waiting list was the norm.
So I checked similar CCRCs ( in Japan ) and found that the upfront fees are $ 0- $ 700k, expenses $ 2-4k, and there is no waiting period and the rooms are available immediately. In other words, there was a difference of about 2x ( ) between CA and Japan for the same class at that time. The current rate would be almost 3 times as much.
My wife and I went to Japan and toured the facility ・ and felt that the level of staff at the facility was superior to similar facilities in the US. Since we were both born in Japan and usually lived in Japanese, ate Japanese food, and watched only Japanese TV, we decided to move to Japan, believing that we would have no problems living in Japan. In fact, after moving to Japan, the facility met my expectations, the staff were all friendly, and I had no problems. However, I gradually began to feel uncomfortable with the way I interacted with the other residents living in the facility, and my wife became almost depressed after the move. My wife, who was used to the American way of frank socializing, could not seem to get used to the Japanese ( way of socializing, especially with the elderly ). Also, she had never lived in a so-called "apartment complex" before, so that may have had an effect on her. After two years, they decided to move back to the U.S. and are now living in a house in Hawaii. We decided not to consider moving to a facility as long as she was physically able to do so.

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#34
  • 昭和のおとっつぁん
  • 2022/09/25 (Sun) 17:02
  • Report

The son of a Mexican man I knew
had a serious car accident and was in a life and death situation.
Without insurance, he couldn't ride in an ambulance, and doctors and hospitals wouldn't deny him treatment.
His son said he had a claim for about a million dollars, but he could not pay it
because he had no income, so he was let go.

In his late teens, he was sitting on the street talking to a friend when he got hit by a stray bullet in a gang shootout
and was taken to the hospital but did not have to pay for treatment.

In America, if you don't have money, you can live without it.

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