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日本での不動産購入&ローン、及び送金について
- #1
-
- 米太郎
- 2014/12/04 09:43
日本で不動産購入を検討しています。
日本の低金利を考えるとできるだけローンを組みたいところなのですが、海外在住者の住宅ローン取得は頭金を相当額入れないと難しいと聞いています。
頭金としてこちらで現金は用意できることはできるのですが、必要な額となるとこちらで申告している収入に相当しない規模になってしまうため、正規の方法で送金が難しい状態です。
小額ずつ送金、または帰国時に持込などの方法しか思いつきませんが、近々帰国する予定もないため、必要な金額に満たす目処が立ちません。
また、事業用ローンなどの方法もあると聞きました。
何かクリエイティブな方法があればと思っています。
ご経験者の方、また同じようにリサーチされている方と情報交換させていただけると幸いです。
どうぞよろしくお願いいたします。
- #7
-
- 昭和のおとっつぁん
- 2014/12/04 (Thu) 21:26
- Report
>床下の現ナマを定期預金にしそれを担保に金借りる。
床下の現ナマどうやって日本に持って行くの?
- #20
-
アメリカに住んでいて、日本の金融機関からローンは、ほとんど出来ません。 日本に億円の資産があってそれを担保にしてもも、難しいです。
送金は別に問題ないと思うけど。 犯罪とか、麻薬のマネーでない限り。家の購入の為といって送ればいいだけでは。
ま100%ではないので、試してみれば。
- #40
-
- チョキパー味噌汁
- 2014/12/08 (Mon) 10:05
- Report
zillowtとtruliaです。
trulia のほうがエリアの販売記録が約一週間早いです。
但しcomputerで単純計算しただけで
プール付きの場合は地域にもよりますがzillow+約三万ドルです。
エリアの実績の価格計算ですのでエリアの価値は入っています。
今はバイヤーはlisting 価格以上でオファーするようです。
家の管理が良く家の経歴がきれいでFHA VA ローンが組める家が
人気です。
私はセラーです 今日白アリ検査完了しました。
今も一か月で数%値段が上がっています。
円安でproperty tax その他管理費が五割増し。。
安倍のみクスクスの毒矢と腹黒田のバズーカで倒れました。
short sale foreclosure 物件 はバイヤーにはお勧めしませン。
- #42
-
- チョキパー味噌汁
- 2014/12/08 (Mon) 11:54
- Report
スルメ足ですが
● zillow..アクセス数がグラフ化 数値化されている
●trullia..property tax assessment が早くup date正確な数字
治安関係がエリア色分けされている。
老爺心🐙
realtorの口約束は信じてはいけませン。
すべては契約書。
株屋は信用できねえ。。。麻生太郎 唯一の功績
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