Vivinavi : Los Angeles : (United States) Los Angeles

• シィーJ
• 2022/06/03 (Fri) 06:11
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Totally agree with #17
that needs to change from there, everything is what they want it to be.

• 倍金萬
• 2022/06/04 (Sat) 09:10
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＞ If you tell them you don't have a PIN, they can just sign it


I see, that's a way to do it.

But when I experienced it, I gave up because I thought the purchase would not be completed without the PIN.

In any case, I was surprised at the difference between the Japanese system and ours, since we don't require a PIN for purchases made with a credit card here.

Next time I go to Japan, I will contact my VISA card company to get a PIN in advance.

• ゴン子
• 2022/06/04 (Sat) 15:35
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#52 Double Money Million
You need a pin to withdraw money from a bank ATM ？
You also need a pin to cash out at a grocery store
？
Or maybe you leave it to your wife ？.

• ni
• 2022/06/04 (Sat) 16:52
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In the Showa period, many of you were probably taught by your Jikyogumi teachers that the Emperor was a war criminal and that a national anthem that honors him was immoral. Also, weren't they told to read the Asahi Shimbun's Tenseijingo? And then, we are led to the "Yutori" education, which is a horrible story.

• 倍金萬
• 2022/06/05 (Sun) 09:21
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Gonko,

＞ You need a pin to withdraw money from a bank ATM ？

When traveling in Japan, many guest houses and stores only accept cash. However, in Japan, there is no need to pay cash at all and I have not paid cash recently. When I pay for car wash by credit card, I ask them to add the Tip to the amount of the car wash fee, and then I get the amount in cash and give it to them as a Tip.

Even so, I still keep a few $ 20, $ 5, and $ 1 bills in my wallet just in case.

Ah, there was one. I've been to a small Mexican restaurant that only takes cash, so I pay cash there. So when I go there, I check my wallet before I go out because I am worried.

• cosmetologist
• mail
• 2022/06/01 (Wed) 05:42
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I think it is not to translate every single English word into Japanese, but to understand it in English and learn it as it is. Even native English-speaking Americans are limited in the number of people who can pass the test the first time. The first thing you need to do is to build up your vocabulary. An acquaintance of mine, an esthetician who is not good at English, took the exam with an interpreter, but she still failed about five times. I don't think it is a good idea to have an interpreter, but you might consider it ？.

• 麦わら
• 2022/06/03 (Fri) 09:06
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Thanks for writing cosmetologist.
That's exactly right.

I see that someone I know has taken the test several times. You know someone who has taken the test several times? This was my third time, and I was short of 3 points. I will study harder and take the next exam. I am worried if I will pass the exam. I am worried if I will pass the exam.

• アホアホ
• 2022/06/03 (Fri) 14:11
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LAPIDLY REMEMBER → UROMEMORY
The Japanese language is also ajar.

• ボケ
• 2022/06/01 (Wed) 14:07
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Maruchan Ramen Noodle Raw sold at Japanese supermarkets. If you have a microwave and a pot at home, you can make it.

• Akitainu A
• 2022/05/26 (Thu) 22:01
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Good luck ！

• GPA大事
• 2022/05/27 (Fri) 09:31
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I'm not talking about shear, but field of view.

It is easier to get in if your GPA is high. Anatomy&Physiology is taken separately in many cases, so I take them.

It is important that you have taken all of them, but if you get less than a B on anything other than the ones marked B, you are doomed.

It may be faster to find a place that will put them in the Wait List in the order they are applied.

Second Degree and Entry Master are not special, so if you have a bad GPA, you are unlikely to get a scholarship. ？ As far as I know, there is only one B, and I don't know of any others except A's or all A's.
I'm not sure if there is any other way to get a scholarship, but I'm not sure.
I think this is all the information you can get here, but I think you should make an appointment with a counselor at the school you want to go to, as counselors have the most information.

Different schools have different point systems, different required courses, and different points awarded. I guess if you are familiar with the program information of all the schools you want to go to or Apply to and have questions, what is it, but everyone is desperate, so if you are not well informed, you are "missing out". I think it is tough. If you have a CNA, there are many opportunities to increase your salary without becoming a nurse. You can get various certificates and training … It also starts with gathering information.

• どっちもどっち。
• 2022/05/30 (Mon) 23:27
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Monchi.

• 去勢手術
• 2022/05/31 (Tue) 07:49
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Why don't we just take balls like dogs ？
and there will be no more rapes.

Rotten men are a detriment to the world.

• どこでもReila 911
• 2022/05/31 (Tue) 10:16
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Lying is also a sin （ Lying is also a good thing ） Lying is a sin, but it is sometimes necessary as a means of obtaining a good result.

• ゴン子
• 2022/05/31 (Tue) 16:20
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#116
An example of this is the eunuch, a man who does the same kind of bad things that men and women don't do, even after castration.
The example of the Chinese eunuch is a famous bad one in history. Japanese gay noumen are also more scary to me as a woman than normal men, which comes first. Kiyo Hikawa is not scary, though.

• 事実
• 2022/05/31 (Tue) 17:18
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Wife is family

She is out

• pooske
• 2022/01/22 (Sat) 22:30
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Life insurance is not an investment. If you do not die, there is no virtue in it. If you live a short life, it will be difficult to leave enough money for your family. Also, after you die, there is nothing more you can do, even if you have 100 million yen, it will not be enough.

Buy stocks of companies you like. For example, if you like Costco, buy Costco stock. If you like Apple products, buy Apple stock. And if the price goes down, be patient. On the other hand, if the price goes down, have the courage to buy. However, this is a 10-year investment. It will not work in the short term.

• Dog3
• mail
• 2022/05/25 (Wed) 08:58
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It is me, but I am a financial consultant. Current life insurance can be an investment. I will first listen to the whole picture and your wishes before advising you. I offer free consultations. Please contact me if you would like to know more.

• Q
• 2022/05/29 (Sun) 19:29
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In my layman's personal opinion, the purpose of life insurance is to replace the income of the deceased insured to support the remaining family members. A common practice would be to purchase Term Life Insurance at 10-15 times the annual income until the children are no longer dependent on the insured or until the insured himself retires. For example, if the mainstay of the family $ 100k annual income dies, $ 1.5M of insurance money can be invested in S&P500 Index Fund, etc., and on average （ based on historical data only, ） $ 100k or so annual income will be earned. 100k per annum based on historical data. On the other hand, if you already have $ 1.5M in financial assets, you are Self Insured and do not need to buy life insurance. Also, when your children leave the nest after getting a job or your spouse reaches pensionable age, you will no longer need life insurance because you will need less money. Insurance is just insurance. Term Life Insurance is a good choice for a lump sum. Besides, Term Life Insurance is much cheaper in terms of monthly premiums. And it is recommended to separately invest the surplus funds in index funds with low fees for long-term investment by yourself.

You may already know this, but check out Dave Ramsey's channel on Youtube. He talks a lot about insurance and long-term investing, has podcasts, and has a best-selling book out.

• トホホのおとっつぁん
• 2022/05/30 (Mon) 00:59
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Shut up and keep piling into the S&P500 ETF VOO.
You can find out more on YouTube.

• 昭和のおとっつぁん
• 2022/05/30 (Mon) 07:05
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It is up to the individual to decide where to invest.
There is no need to tell a stranger what to do.

Life insurance should teach you about good investments.

• SJDummy
• 2022/05/22 (Sun) 18:59
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It depends on the policy of the financial institution as to whether it is possible for a non-U.S. resident to maintain it. First, you should discuss this with your current investment company. I am a US citizen, but when I decided to move to Japan upon my retirement, I talked to the investment company I had been using, and they told me that they do not allow non-US residents to maintain an account. I checked with Fidelity Investment and found that it was possible, so I created an IRA account and a general taxable account with Fidelity and rolled over everything into that account. After moving to Japan, all access to the accounts was via the Internet, which was no problem. However, Mutual Fund is for US residents, so new purchases are not allowed. （ This should be the same with any investment company ） The sale of holdings prior to immigration was possible without any problems for both IRA and general taxable accounts. Purchases of common stocks and ETFs are possible even if you reside outside the US. Transactions can be done almost entirely online, but only the sale and encashment of Mutual Funds in IRA accounts could not be done online, and had to be done by mail after signing a prescribed form. （ Thus, it is time consuming. ） Sale and encashment of Mutual Fund in taxable account and Wire to other financial institutions were all possible online.
After living in Japan for several years, I returned to the U.S. As soon as I changed my address to the U.S., I was able to purchase ／ and sell my Mutual Fund online, all restrictions were removed.

• 帰国予定者
• 2022/05/23 (Mon) 10:16
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I plan to move to Japan in the future and have an account with Union Bank of California, so I contacted the bank. They said that I can maintain the account even if I become a non-resident of the US. They recommended that I apply for Paperless for notifications, etc. and set up a password so that I can request money transfers by phone from Japan. I think it depends on the bank, so you should contact the bank where you have an account or want to open an account.

SJDummy,

I also have an IRA account with Fidelity and was wondering if I could open an account that would allow me to Wire to Japan. Thank you very much for your valuable information.

• Dog3
• mail
• 2022/05/25 (Wed) 08:37
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It's me, I am a financial consultant. Free consultation. Please contact me. I can respond immediately.

• SJDummy
• mail
• 2022/05/25 (Wed) 12:44
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Mr. Prospective Returnee,
One point, regarding US->japanese wires, please note that the fees for yen wires from US banks to Japanese banks are often several percent or more. I opened a dollar deposit account when I was residing in Japan, and I send all my US->-Japanese WIRE in dollars. In that case, there is no dollar-＞ yen exchange fee required, only an International Wire fee $ 35. Since the exchange fee for dollar deposits in Japan is TTB + 1 yen, this method is the least expensive. （ Japanese banks are Mitsubishi UFJ). In addition, as you probably know, if the Wire amount exceeds JPY1,000,000 （ Japan ） or $10,000 （ US Dollar ）, the information will automatically go to the respective tax authorities in both Japan and the US. It is important to keep the documents for at least 3 years. In my experience, I have never been investigated for remittances in excess of that amount. （ That way I can save my setup and it is less hassle since it is all done online. ） Also, I always use 2-step verification （ by phone or text ） for these transfers, not just ID ／ PW. If you have any additional questions, please email me directly.

• そんなに難しくない
• 2022/05/30 (Mon) 14:27
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You can open an IRA at any financial institution while you are living in the US, i.e. while you have an address here.
If you roll over your 401(k) into the IRA you opened, and then move your address to Japan when you return home, you should be able to maintain it with no problem.
If there is no particular need to wholesale now, I would suggest waiting until you turn 60 before transferring to Japan.

Currently, Citibank has an online international money transfer service, so you may be able to operate your own money transfer from Japan.
I think it would be easiest to prepare an IRA account and a Citibank account.

• はい
• 2022/05/28 (Sat) 14:39
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curry house

• ちゃんしゅう
• 2022/05/28 (Sat) 16:20
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eldest daughter (may be used after name as honorific)

• トホホのおとっつぁん
• 2022/05/28 (Sat) 20:43
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Super Udon

• 昭和のおとっつぁん
• 2022/05/29 (Sun) 06:40
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Private stores change their names even if they are in the same place before you know it.
There is no end to it if you write it down.

• n
• 2022/05/29 (Sun) 08:19
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Spot Market, Sanseido Books, UTB, Asahi Homecast

• 知らなかった
• 2022/05/25 (Wed) 04:15
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I didn't know ！ that you are also applying for a family member in Japan who is sick.

Thank you.

I don't have an answer for you, but I hope that your family's situation will be better.

• あろは
• 2022/05/28 (Sat) 18:59
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I think you need the license number. I was told before to include it even if you are in another country.

• けい
• 2022/05/22 (Sun) 14:10
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I would like a major that can take the national exam. Nurse or CPA.

• 安定
• 2022/05/22 (Sun) 20:35
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↑ I agree, a job is waiting for me after college ♬.

• 世間知らずなのかな
• 2022/05/23 (Mon) 11:12
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There are too many CPAs, and even if you can find a job, the pay is low.

• ？
• 2022/05/25 (Wed) 10:54
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Mr. 72

Then on the contrary, what do you recommend?

• 世間知らずなのかな
• 2022/05/26 (Thu) 22:14
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↑
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