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クレジットカード
- #1
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- ram
- 2003/09/24 05:12
こんにちは。私は現在、アメリカで学生をしているのですが、SSNが無い為、銀行で口座を開くとき、クレジットカードが作れなかったのです。でも、ATMカードには、VISAが付いています。つい2日前にお店でそのカードを使用して買い物をしたのですが、今日、自分のアカウントの残高をチェックしてみると、2日前に購入した代金のお金がまだ引かれてないのです。
クレジットカードでは無く、ATMカードで支払いをしたのですが、自分の口座からお金が引き落とされるまで、どれくらい日数がかかるのでしょうか?
- #2
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- mikarin
- 2003/09/24 (Wed) 10:17
- Report
3-5日じゃないのかなあ。
今日あたり引かれているんじゃないかな??
Debitカード(Check card)は長いこと使ってないから詳しくは忘れたけど。
あなたが持っているのは銀行によって名前は違うけど、DebitカードまたはCheckカードと呼ばれているよん。ATMカードというのは、ATM機能しかついていないカードをさします。
- #3
-
- 星座
- 2003/09/24 (Wed) 20:31
- Report
それと、Checkカード使用時だけでなく一般に、時々、ATMに出る残高が実際の額に更新されるのに時間がかかって、実際の残高以上に引き降ろしできちゃうこともありますよー。それで後でオバードラフト扱いにされちゃうこともあるので要注意。
CheckカードのVISAで買い物すると使用料はクレジットカードみたいに店の方にチャージされて、Debitカードとして使うと銀行によってリミットがあってフィーがかかるとかいろいろ有るみたいなので、ご自分の銀行口座のパンフレットをチェックした方がいいですよ〜。
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