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友人に車を貸したら、自損され、逃げられました
- #1
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- bbfsdsf
- 2014/08/22 13:47
先日友人に自分の車を貸したところ、自損事故を起こされました。その友人は自分の車も持っているのですが修理中で、こちらも怪我で自宅療養中だったため車には乗らないので、その間の1週間だけ貸しました。その際、友人は「何かあった場合は自分の車両保険を使うから安心して」と言っていたので貸しました。実際、友人の保険会社にクレームしたところ「他人の車はカバーされません。クレームは所有者であるあなたの保険会社にするように」と言われ絶句してしまいました。
車両保険に詳しい方に教えていただきたいのですが、1)保険会社によって違うのかもしれませんが、そもそも被保険者でない人が私の車を運転して自損した場合でも私の保険で修理出来るのか、2)保険で修理出来た場合、今後保険料はどれくらい上がるものなのか(修理見積費は$8,500と言われました。現在は保険料を月々$120くらい払ってます)。
過去にクレーム経験はありませんが、交通違反でクリアになってないものが1件あります。直接自分で保険会社に聞くのが一番なのは承知していますが、この友人には弁償する気がいっさいないようで、small claim courtで争う可能性もあるため、事前に保険の知識を身につけておこうと思った次第です。どうぞよろしくお願いします。
- #2
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- 昭和のおとっつぁん
- 2014/08/22 (Fri) 15:13
- Report
自損され、逃げられましたって凄い友達を持っているね。
small claim courtまで行くと友達関係が終わってしまいそう。
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