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Bank Of America
- #1
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- 大和
- 2008/05/28 05:24
渡米して約10日目の留学生です。Covina在住です。質問です。
今日Bank Of Americaにて銀行口座を開設しようとしてHPに見て、Locationを確認。いざその場所へ行ってみるとBank Of Americaなどどこにも見当たらず途方にくれてしまいました…。(まだ車も持っていなくバス移動だったもので。)仕方なく帰宅して再度HPをチェックしてみると地図にあるその場所にはbanking centerとしっかりと表示されています。
なぜなのでしょうか?banking centerとは日本でいう銀行とは違うのでしょうか?またBank Of Americaで口座開設されたという方はどのようにして場所を調べたか教えて頂いてもよろしいでしょうか?宜しくお願い致します。
- #19
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- コリゴリ
- 2008/07/05 (Sat) 09:22
- Report
私も今度WAMUの口座を開設予定です。現在WFB、UBOCを使用していますが、トラブル等は無いのですが、色々とBofAより手数料が高いです。お金のある人には関係無いのでしょうが、Monthly Fee等もMinimumのハードルが高く、Feeも高いです。
- #22
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- TGBC
- 2008/07/06 (Sun) 16:01
- Report
個人的にBOAは使ったことがないので、なんとも比較のしようがありませんが、Wells Fargo2年、WAMUを8年使用した経験からいうと、WAMUが私にとってはベストです。
#19さんが言われるとおり、Wells Fargoは月々の口座維持手数料などなにかにつけて手数料がとられ、その上、カスタマーサービスに電話をすれば20−30分ホールドされるのは当たり前でした。
それに比べ8年使っているWAMUは今まで1セントも手数料を取られたとこがありません。口座維持費、口座間のトランスファー、請求書の支払いなど日常に必要なものはすべてノーチャージです。もちろん、他銀行のATMなどを使用すると手数料はかかりますが・・ 支店の数を指摘されていた意見も見ましたが、確かにBOAなどに比べるとWAMUの支店数は少ないかも知れませんが、南カリフォルニアに住んでいれば、それほど苦になる少なさではないと思います。私は給料もDirect Depositですし、キャッシュが必要な時は、食品の買い物などをした時にDebitカードで支払い、キャッシュバックで現金を貰うので、ATM自体を使うことはほとんどありません。
あ、もちろんカスタマーサービスに電話した時の待ち時間は2−3分程度で、この辺もWellsより便利ですね。
- #21
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MAMUもoverdraftチャージありますよ。
アメリカの銀行ならどこでもあると思います。
ただWAMUだとセービングに300ドル切らなければ手数料は取られないしマンスリーフィーもないけど。
- #20
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みなさん落ち着きましょう
変な人はしかとしておきましょう
でもアメリカの銀行って日本と比べると何処もいい加減ですよね
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