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Topic

What vehicle insurance do you recommend?

Problem / Need advice
#1
  • k
  • mail
  • 2021/09/19 11:12

We are currently in the process of purchasing a car and insuring the vehicle for 6 months while we are in the US.
The price is about $700 for six months ( No personal warranty for theft or personal negligence, only bodily injury ) so we are looking to reduce the cost a bit.
The period of stay will be 2 years from now and the vehicle is a 2010 Japanese car.

I would appreciate your advice on your recommended insurance companies, plans and costs.
I have been licensed in Japan for over 10 years, but I have no driving history in the US.

Thank you for your time.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#7
  • k
  • 2021/09/21 (Tue) 15:48
  • Report

Thank you very much for your kind and detailed information. It was very helpful.
We would be happy to discuss any further questions you may have.

Thank you very much.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#8
  • 倍金萬
  • 2021/09/25 (Sat) 10:44
  • Report

Mr. Whip,

> Don't be fooled, AAA is the highest

On what basis ?


> By the way, Japanese driving history should be evaluated. There should have been a section to fill out

Is there such an insurance company in the US? There should be no such thing at the insurance company level. I am sure that State Farm, All State, and other major insurance companies do not have such a thing.


> Be careful of cheap insurance companies

That is true. I've never heard of some of these companies, but they charge low premiums, but they don't investigate accidents very well, and they pay very low rates.

Basically, the higher the deductible you pay in the event of an accident, the cheaper the insurance will be. Also, if you are the at-fault party in an accident, the other party will take this opportunity to rush to a small hospital like a private practice and collude with them to charge you an eye-popping amount of money.

I once rear-ended a car in front of me. The other car had some damage to the rear bumper, but two Latin ladies were in the car and they came out of the car after the accident, and since we were the major insurance company, they filed a $ million dollar claim for severe whiplash. I guess this insurance company is also good at such cases, because in the end I only paid a few hundred dollars for the part that was not covered by insurance.

State Farm:

https://www.statefarm.com/

All State:

https://www.allstate.com/landingpages/lsp/auto-brand-general-desktop.html?CMP=KNC-T1-NA-DSK-MSN-AU-MISC-B-070245-200515:allstate&TFN=&CAMPAIGN=444490000070245&adgroup=58700002701461385&affcode=p23230483323&ad=76622364647070&s_kwcid=AL!9024!10!76622364647070!76622254099813&msclkid=5e16ef017b9d165ed73f8e4e251ce96e&gclid=5e16ef017b9d165ed73f8e4e251ce96e&gclsrc=3p.ds

AAA:

https://www.ace.aaa.com/insurance/auto-insurance/cmp/sem/ca.html?pmed=DPM_CVG_AuI_CA_SD_MSN_NB&dc=bingnonbrand&cp=allstate&ctcampaign=547&utm_campaign=357846883&ctkwd=all%20state%20insurance&ctmatch=e&ctcreative=81570082272085&ctadpos=&gclid=603687b0fd7613b1feb0e6ffa3f78bfe&gclsrc=3p.ds&msclkid=603687b0fd7613b1feb0e6ffa3f78bfe

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#9
  • 人生はバクチ
  • 2021/09/25 (Sat) 12:21
  • Report

I found
I want to come to the US for 90 days and buy a car, on the information board.
I can buy a car with an international driver's license as long as I pay for it
What about the address to have the registration card sent to?
Will they use the hotel where they are staying?

I was just wondering.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#10
  • 無知
  • 2021/09/25 (Sat) 14:35
  • Report


You mean Musashi on the info board ?
No one will sell it to you even if it's loaded with cash.
If I were you, I'd be too scared to sell. Without an address, you're still unregistered, and even if you sell, you can't provide proof of sale to the DMV, so the taxes will always be there. I'd be too scared to sell it
and if you don't have an address, you can't even get insurance.
Even if you know someone and can rent an address, only an agent in Santa Monica will sell you car insurance with an international license


# 8
You think you're talking common sense, but every post is 30 years old. You think it's common knowledge, but you need to realize that everything you read is either 30 years out of date or just an idea you came up with. You're a hermit, you have all the time in the world.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#11
  • ざこ
  • 2021/09/25 (Sat) 14:44
  • Report

> > By the way, your driving history in Japan should be evaluated. There should have been a section to fill out

> Is there such an insurance company in the US? There should be no such thing at the insurance company level. I'm sure State Farm, All State, and other big companies don't have such a thing.


I don't want to be an idiot and ignorant, but this is true.
When I joined AAA 10 years ago, I got an accident-free certificate from Japan, translated it into English and sent it to them. I am inexperienced in driving in the US, but I was gold in Japan. "There should definitely be no such thing," you say wrongly, Mr. Baikin. Well, I think ignorance is more foolish.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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